RAJIV RAI
South Delhi
Summary
Analytical professional with 3 years of experience at HDFC Life and as a Channel Partner for HDFC Bank. Transitioning into an AML Analyst role with a strong foundation in Customer Due Diligence (CDD), KYC documentation, and risk assessment. Proven ability in identifying red flags and ensuring 100% adherence to PMLA (2002) and banking regulations.
Overview
3
3
years of professional experience
2
2
years of post-secondary education
1
1
Certification
Work History
SR. CORPORATE AGENCY MANAGER
HDFC LIFE
08.2023 - Current
- Executed end-to-client onboarding: Managed documentation, verification, and onboarding for high-net-worth (HNW) and retail clients, achieving 100% compliance with IRDAI and internal KYC guidelines.
- Conducted Customer Due Diligence (CCD): Performed risk profiling and verified the identity and background of application by analyzing financial statements, bank records and income Tax Return (ITR).
- Applied Enhanced Due Diligence (EDD): Managed the verification process for high-risk profiles and coordinated with internal compliance teams to ensure detailed investigation and necessary senior management approvals.
- Applied enhanced due diligence (EDD): Oversaw verification process for high-risk profiles and coordinated with internal compliance teams to ensure thorough investigations and secure senior management approvals.
- Sanction & PEP Screening: Performed real-time screening of customer names against global watchlist, sanction Lists (OFAC/UNSC), and PEP (Political Exposed Person) database to mitigate institutional risk.
- Suspicious Activity Reporting (SAR): Is a regulatory document filed by financial institutions to alert authorities about potentially illegal activities.
- PMLA (Prevention of Money Laundering Act): Prevention of Money Laundering Act, 2002 (PMLA) is the primary legal framework in India designed to combat the criminal offense of legalizing income from illegal sources, commonly known as money laundering.
Education
Master of Business Administration - Finance and marketing
KIET Group of Institutions
INDIABachelor of Commerce. -
Dr. Ghanshyam Singh pg. college
INDIA12th Board of Intermediate - PCM
Maha Bodhi Inter College
Varanasi , U.P 06.2016 - 06.2018
10th Board of secondary - Science
U.PSkills
- KYC compliance
- SAR reporting
- Sanctions & PEP Screening
- Transaction Monitoring
- Due diligence
- Fraud Prevention
- Financial Analysis
- Customer Service & Retention
- MS OFFICE Packages
- Digital Communication
Certification
- Digital Marketing, Google Garage
- Budget Conclave'22, The Rupiya, Finance Club, KIET Group of Institution
- Training on How to Build Your Personal Brand, The Internship way (Nestle)
It Credentials
- Well-versed with MS OFFICE Packages (MS Word, MS Excel, and MS PowerPoint)
- Tally ERP 9
- The Internet
Languages
- English
- Hindi
Banking Relevant Skills
- Suspicious Activity Reporting (SAR/STR)
- Customer Service & Retention
- Sanctions & PEP Screening
- Transaction Monitoring
- KYC & Regulatory Compliance
- Enhanced Due Diligence (EDD)
Internship
- Sales Intern, NJ Wealth, Delhi
- Digital Marketing, Career Domain
- Sales, Aashma Foundation
Languages
English
First Language
Timeline
SR. CORPORATE AGENCY MANAGER
HDFC LIFE
08.2023 - Current
12th Board of Intermediate - PCM
Maha Bodhi Inter College
06.2016 - 06.2018
Master of Business Administration - Finance and marketing
KIET Group of Institutions
Bachelor of Commerce. -
Dr. Ghanshyam Singh pg. college