Rajkumar A
Summary
Astute Fraud Analyst with 3 years of experience in cutting-edge fraud detection and prevention. Expert evaluation, analysis and strategy implementation for consistent progression.
Overview
5
5
years of professional experience
Work History
Executive - AML Analyst
Niyo Solutions
Bengaluru
01.2023 - Current
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Strengthened AML compliance by conducting thorough risk assessments and monitoring transactions.
- Analyzed large datasets using various analytical techniques to identify patterns indicative of potential money laundering activities.
- Conducted due diligence investigations to mitigate potential risks associated with high-risk customers.
- Maintained up-to-date knowledge about emerging trends in financial crime, sharing insights with team members for continuous improvement initiatives.
- Successfully collaborated with internal audit teams during examinations, providing necessary information regarding the company''s AML program and related procedures.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Participated in industry conferences and workshops to stay informed of best practices and emerging trends in AML compliance.
- Monitored financial transactions and immediately reported suspicious activity to authorities/bank
- Rule creation for the AML tool for the regular alerts on daily basis and weekly basis(SQL)
- document verification for the RFI and unfreeze request. Link analysis based on the user location and device id.
Associate- Fraud Investigation
Tesco Bengaluru
Bengaluru, India
09.2021 - 12.2022
- Supported fraud investigation efforts by identifying suspicious patterns within large datasets of historical claims information.
- Increased efficiency of the fraud investigation process through implementation of data analytics and machine learning tools.
- Risk Mitigation & Fraud Prevention
- Reviewing, investigating and assessing transactions based on authenticity
- Recorded and resolved Live queue transactions daily
- Analysis of fraud trends based on customer behavior
- Collected, organized and input information into SQL database
- Working closely with Analytics team for rule efficiency and updating rule scoring based on the fraud trends
- Weekly reporting on the Total Fraud rate, Cash loss reports. dishonor sales report, Fraud vs Sales report
- Implemented a streamlined process flow between onsite team members to avoid operational issues and ensure smooth workflow.
Executive- Fraud/Risk Analyst
Ingenico E-Payments
Chennai
06.2019 - 09.2021
- Core competencies and experience span multiple markets (Europe and Asia) and both conventional and emerging Financial Services Operations.
- Real time transaction monitoring in order to identify fraud activities -Both Consumer end & Merchant-end.
- Identify and analyze the current trends in fraud/Risk pattern and framing new rules in Fraud Expert -Risk Engine according to the business model and merchant requirements for APAC & EMEA clients.
- Coordinating with all merchants regarding risk involved transactions
- Responsible to reduce the Fraud To Sales Ratio (FTS) and Chargeback To Sales Ratio (CTS) rates increase the Key Performance Indicators (KPI)
- Analyzing the transaction based on various factors like dip of the volume, chargeback traces and suspicious pattern.
Education
Bachelor of Technology - Information Technology, India
Anna University
Dindigul, India05.2019
Skills
- Suspicious Activity Reporting
- Financial Crime Investigation
- AML Regulations Knowledge
- Enhanced Due Diligence
- Transaction monitoring
- Customer Due Diligence
- Sanctions Screening
- Anti-Money Laundering Compliance
- Investigation leadership
- Data Analysis(SQL)
Languages
English
Tamil
Hindi
Timeline
Executive - AML Analyst
Niyo Solutions
01.2023 - Current
Associate- Fraud Investigation
Tesco Bengaluru
09.2021 - 12.2022
Executive- Fraud/Risk Analyst
Ingenico E-Payments
06.2019 - 09.2021
Bachelor of Technology - Information Technology, India
Anna University