Raju Ganduri

10 Years of Experience in Wholesale Banking, Retail Banking and Risk Management experience in Wells Fargo India Pvt Ltd. Executing Risk Controls and performing Regulatory Compliance testing Consistent with Risk Management Framework. Performing enhanced due diligence of mortgage transactions to ensure the adherence to US regulations and Policy guidelines. Take required data from system of records and prepare the weekly report and monthly reports Subject matter expert with respect to risk identification, control and mitigation Working alongside with teams to ensure operational risks are recorded, escalated and reported and Remediated in accordance with risk policy Been part of the home lending testing and validation pilot team and played key role in successful transition Responsible for designing and leading training programs for new team member’s on the process domain and taking timely refresher trainings. Responsible for publishing weekly and monthly productivity and accuracy reports Having business calls with Line of Business on weekly touch base about the gaps and root cause of the identified errors in Mortgage Transactions.

• Received appreciations from business partners on Compilation Template, Repository sheet, and Leaves Tracking sheet.
• Received shared Success awards on multiple occasions for good performance and being a Team Player.

• Overall Risk Management Framework
• Agile Framework (Scrum)
• Project Risk Management
• BASEL Norms
• Compliance Risk (Second Line of Defense)
• Operational Risk (First Line of Defense)

• Identify gaps/errors during the mortgage process and escalate to the Line of Business.
• Ensure business functions adhere to policies and standards.
• Perform thorough analysis on mortgage transactions and deliver volumes under deadlines.
• Work with LOBs to determine root causes of identified issues and prepare action reports.
• Front end discussions relating to compliance and regulatory issues with the line of business.