RAJU GURUNG
LUMBDING
Summary
At NIGHTINGALE FINVEST PVT. LTD., I excelled as a Credit Officer, leveraging skills in financial statement review and solution structuring to enhance creditworthiness assessments. My proactive risk analysis and policy development significantly minimized default risks, demonstrating a blend of analytical prowess and strategic negotiation abilities.
Overview
2
2
years of professional experience
Work History
NIGHTINGALE FINVEST PVT. LTD.
CREDIT OFFICER
HAFLONG
06.2022 - Current
- Reviewed credit applications and financial statements to determine customer creditworthiness.
- Analyzed customer accounts, payment trends, and credit ratings to assess risk of default.
- Developed policies and procedures for approving and managing customer credit limits.
- Monitored customer account activity to identify any potential risks or issues.
- Negotiated payment plans with delinquent customers in order to minimize losses due to non-payment.
- Researched industry best practices related to consumer lending regulations.
Education
High School Diploma -
LUMBDING COLLEGE
LUMBDIND, ASSAMSkills
- Solution structuring
- Financial statement review
- Credit validations
- Compliance assessments
- Portfolio monitoring
- Collateral risk
- Loan request evaluation
- Loan disbursements
- Risk analysis
Languages
Nepali
First Language
Hindi
Proficient (C2)
C2
ASSAMESE
Advanced (C1)
C1
English
Proficient (C2)
C2
Bengali
Advanced (C1)
C1
HOBBIES
- FOOTBAL
- MUSIC
- TRAVELLING
- LEARNING
Decleration:
I hereby declare that the above information furnished by me is correct and true to the best of my knowledge
Place:
Date: Signature
Timeline
NIGHTINGALE FINVEST PVT. LTD.
CREDIT OFFICER
06.2022 - Current
High School Diploma -
LUMBDING COLLEGE
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