Raju Padmanabuni
Visakhapatnam,AP
Summary
To work in a healthy, innovative and challenging environment extracting the best out of me, which is conducive to learn and grow at professional as well as personal level thereby directing my future endeavors as an asset to the organization
Overview
7
7
years of professional experience
Work History
Credit Manager
HDFC Bank Limited.
Visakhapatnam
09.2022 - Current
- Analyzing, Assessing, Evaluating the credit worthiness of potential customers
- Exercising professional judgement and decision-making on loan files, Providing concerns and resolving issues
- Portfolio management includes reduce 30+ DPD's, Out of Order Accounts, Regularizing assets which are about to classified as NON- Performing Asset
- Conducting Stock Audit for the customer who are applicable as per the bank policy and monitoring, regularizing negative stock Audit comments as per the repot provided
- Analyzing and Providing responses related to 'RED FLAG ACCOUNTS' classified as RBI.
Audit Executive
M N Reddy & Co
Hyderabad
06.2017 - 07.2019
- Conducted Statutory Audits for Public & Private Companies including preparation of reports as per CARO
- Involved in planning of Audits with the Engagement Partner and Manager
- Preparation of Financial statements and compliance of Accounting Standards for Companies, Firms and Proprietorship concerns
- Reviewing of loan arrangements comprehensively to ensure timely compliance of terms of loans viz
- Financial covenants, End use of Funds, Submission of quarterly statements to lenders
- Reviewing of statutory compliances of TDS, Income tax, GST, EPF, ESI etc
- Scrutiny of ledgers, debtors & creditors reconciliation, verification of BRS and Bank/ Cash Balance.
Education
Chartered Accountant -
The Institute of Chartered Accountants of India
05.2022
Bcom -
Rayaleseema University
Kurnool03.2017
Skills
- Well versed with MS Excel, MS word and Accounting software (Tally ERP9, Focus)
- Knowledge on Indian Capital Markets and experience of trading in Equity and Derivatives
- Knowledge on Indian Capital Markets and experience of trading in Equity and Derivatives
- Ability to work under pressure with positive attitude
Languages
Telugu
English
Personal Information
- Title: Chartered Accountant
- Date of Birth: 10/22/96
- Gender: Male
Hobbies and Interests
Reading, Drawing, Playing Cricket, Basket Ball, Chess
Disclaimer
I hereby declare that the above-mentioned information is true to extent of my knowledge.
Timeline
Credit Manager
HDFC Bank Limited.
09.2022 - Current
Audit Executive
M N Reddy & Co
06.2017 - 07.2019
Chartered Accountant -
The Institute of Chartered Accountants of India
Bcom -
Rayaleseema University