RAKESH KUMAR
Rajpura Mafi Mudiya Ahmad Nagar Bareilly
Summary
To best use of my experience by hard work full dedication, for the organization objective under satisfying job & personal development. Hence enhancing my skills, knowledge and ready to learn new things. Driven Unit Manager with strong track record in overseeing operations and leading high-performing teams. Expertise in streamlining processes, enhancing productivity, and fostering collaborative work environment. Skilled in strategic planning, problem-solving, and ensuring compliance with industry standards. Committed to delivering quality outcomes and driving continuous improvement.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Unit Manager
Annapurna Finance Pvt Ltd
Amroha, Bulandshahr, U.P
02.2023 - Current
- Role - Unit Manager (Business and Collection).
- Monitored staff performance and developed improvement plans.
- Led a team of over 35 staff, overseeing daily operations and driving performance through targeted coaching.
- Conducted regular performance reviews with team members, setting clear objectives and addressing any areas for improvement.
- Knowledge about multiple loan products- Home improvement loan, Dairy loan, Safe water and sanitation (SWASTH) loan, Group loan (JLG), IBL Loan
Branch Manager
Bharat Finance Inclusion Ltd
Dhampur, Uttar Pradesh
09.2022 - 02.2023
- I’m working as a Branch Manager in Bharat Finance Inclusion Ltd,(Indusind bank) Dhampur Branch, Bijnor (Uttar Pradesh)
- Achieved debt collection targets in line with agreed deadlines.
- Analysed debtor accounts, identifying high-risk cases for prioritised collection efforts.
- Supervised collections team, monitoring daily performance to achieve targeted collection goals.
- Achieve JLG loan target and two-wheeler loan.
Branch Manager
Bharat Finance Inclusion Ltd
Chandpur (Bijnor), Uttar Pradesh
10.2020 - 09.2022
- Worked as a Branch Manager at Bharat Finance Inclusion Ltd (IndusInd Bank), Dhampur Branch, Bijnor, Uttar Pradesh.
- Conducted regular staff meetings to communicate targets, performance expectations, and company updates.
- Implemented strategic collection plans to reduce outstanding debts and improve cash flow.
- Achieve JLG loan target and two-wheeler loan.
Branch Credit Manager
Bharat Finance Inclusion Ltd
Najibabad, Uttar Pradesh
05.2017 - 10.2020
- Worked as a Branch Credit Manager in Bharat Finance Inclusion Ltd,(Indusind bank) Najibabaad Branch, Bijnor (Uttar Pradesh)
- Analysed client records to assess financial viability of lending applications.
- Monitored and reviewed the company's credit control system, suggesting improvements to reduce bad debt levels.
Sangam Manger
Bharat Finance Inclusion Ltd
Lakhimpur Kheri, Uttar Pradesh
08.2014 - 05.2017
- Worked as a Sangam Manger in Bharat Finance Inclusion Ltd, Lakhimpur Branch, (Indusind bank) Lakhimpur Kheri (Uttar Pradesh)
- Developed business growth plans by identifying key clients, critical targets and priority service lines.
Education
Graduation in B.Com -
Mjpru University
Bareilly01.2015
12th -
Government inter college
Bareilly01.2009
10th -
Smt. Shanti devi inter college
Bareilly01.2006
Skills
- Time Management
- Team leadership
- Debt collection strategy
- Credit risk analysis
- Business growth planning
- Staff performance management
Certification
- Basic of computer (Accounts, Tally, Basic Program).
- MS-Excel, MS- Word.
Languages
Hindi
Proficient
C2
English
Upper Intermediate
B2
Hobbies and Interests
- Playing Cricket
Disclaimer
I hereby declare that above written particulars are true to the best of my knowledge and belief.
Strength
- Positive attitude
- Disciplined and Responsible
- Flexible in Nature
- Adaptable in Nature
Timeline
Unit Manager
Annapurna Finance Pvt Ltd
02.2023 - Current
Branch Manager
Bharat Finance Inclusion Ltd
09.2022 - 02.2023
Branch Manager
Bharat Finance Inclusion Ltd
10.2020 - 09.2022
Branch Credit Manager
Bharat Finance Inclusion Ltd
05.2017 - 10.2020
Sangam Manger
Bharat Finance Inclusion Ltd
08.2014 - 05.2017
Graduation in B.Com -
Mjpru University
12th -
Government inter college
10th -
Smt. Shanti devi inter college