Summary
Overview
Work History
Education
Skills
Professional Accolades & Certifications
Academic achievements & Workshops attended
Personal Information
Timeline
Generic
RAMAKANTA SUBUDHI

RAMAKANTA SUBUDHI

Noida

Summary

A result-oriented professional with 25 years of extensive banking experience in Foreign Exchange and Trade Finance, Transaction Banking, SME lending business, and Team Management.

Overview

26
26
years of professional experience

Work History

Center Head- CBG , Vice President

Axis Bank Limited
10.2021 - Current

To ensure growth in Asset Book through New business and growth in Existing book including quality of portfolio.

Optimizing branch channel, private banking, transaction banking and foreign exchange team to ensure maximum MSME business drive through various channel vis-à-vis mobilising the liability business with 360 degree approach.

Increased customer satisfaction through exceptional service delivery and timely resolution of issues.

Asset portfolio of Rs 300 Cr & Forex revenue of Rs 6 Cr

Center Head-CBG, Deputy Vice President

Axis Bank Limited
04.2019 - 09.2021

Managing SME segment ( Asset book , Current Account , Trade Forex and CMS )

Developed new revenue streams by identifying growth opportunities and forging strategic partnerships with key stake holders.

Asset portfolio of Rs 300 Cr, Forex revenue of Rs 20 Cr, Current Account book of Rs 1000 Cr with 35 team members ( Asset & Liability RMs)

Deputy Circle TxB Head, Deputy Vice President

Axis Bank Limited
04.2015 - 03.2019

Responsible for Transaction Banking (TxB) business for 20 branches in South Delhi cluster

To support the branches in acquisition of Current accounts and provide solutions in payments and collection mechanisms to corporate (CMS), digital adaptation, international trade & forex solutions

Also responsible to up skill the Team in Trade & Fx product solutions.

Current Account book of Rs 700 Cr, Forex revenue of Rs 15 Cr and team size of 25 .

Circle Treasury Officer, Assistant Vice President

Axis Bank Limited
04.2014 - 03.2015

Managing Trade & Foreign exchange business of 75 branches (20 'B' Cat & 55 'C' Cat) and leading a 50 member Team of Treasury Relationship Managers and Treasury Relationship Heads.

Primary responsibility was to ensure Trade & Foreign exchange business growth form the Circle .

Identify new business opportunities, Tap new markets, coordinate with SME department for credit linked Foreign exchange business

Mentoring team members ,skill development of team members through training programme.

Team size of 40 , Forex Turnover of Rs 8000 Cr with Forex revenue of Rs 50 Cr.

Circle Treasury Officer, Assistant Vice President

Axis Bank Limited
04.2012 - 03.2014

Managing Trade & Forex business of 85 branches (5 B Cat & 80 C cat) spread across the state of Rajasthan.

Leading a Team of 10 Treasury Relationship Managers and Forex Turnover of Rs 3000 Cr with Forex revenue of Rs 12 Cr.

Assistant Vice President

Axis Bank Limited
04.2011 - 03.2012

To assist the Circle Treasury Officer in managing the Trade & Forex business of 120 branches in Delhi NCR

To support the TRMs based out of branches for onboarding new trade & forex customers, providing solutions to clients for their trade & forex transactions and ensure business growth.

Team size of 60 RMs, Forex Turnover of Rs 12000 Cr, Forex revenue of Rs 75 Cr.

Senior Manager

Axis Bank Limited
12.2007 - 03.2011

In charge of Foreign exchange business of the branch leading a three member team.

Team size of 3 with Forex Turnover of Rs 1000 Cr & Forex revenue of Rs 4 Cr.

Deputy Manager

State Bank of Hyderabad
11.2004 - 11.2007

In charge of Forex department primarily handling the trade & forex business of some of the Navratna PSUs I,e NTPC, MMTC, IOCL and also a few large corporate clients.

Forex Turnover of Rs 4000 Cr with Forex revenue of Rs 3 Cr

Assistant Manager

State Bank of India
09.2002 - 09.2004

On Deputation to Overseas office of State Bank of India, Muscat ( Mustafa Sultan Exchange Co, LLC) as an IBTO handling the NRI remittance & international trade business.

Assistant Manager

State Bank of Hyderabad
05.2000 - 09.2002

Handled the Recovery of Bad debts of the branch and also worked as a member of International Trade & Foreign exchange dept handling export & import transactions of corporate.

Probationary Officer

State Bank of Hyderabad
06.1998 - 05.2000

Joined as a Probationary officer with State Bank of Hyderabad and undergone training in different aspects of Banking including General Banking, credit, Forex etc at different branches in Andhra Pradesh & Maharashtra.

Education

Master of Arts - ECONOMICS

UNIVERSITY OF HYDERABAD
HYDERABAD, INDIA
1996

Bachelor of Arts - ECONOMICS ( HONS)

RAVENSHAW COLLEGE
CUTTACK, ODISHA
1994

+2, SCIENCE

SAINIK SCHOOL
BHUBANESHWAR, ODISHA
1991

MATRICULATION

SAINIK SCHOOL
BHUBANESWAR, ODISHA
1989

Skills

Knowledge of Trade & Foreign Exchange guidelines i,e both on Current Account ( Export /Import/Inward remittance/Outward remittance ) & Capital account transactions ( FDI/ODI/ECB etc)

Sales & solutions provider of Trade Finance & Foreign exchange products ( Forward contracts / Foreign currency Demand & Term loans / Buyer's credit/Supplier's credit etc)

Knowledge of MSME guidelines & driving MSME business Import Finance/Export finance products

Knowledge on ESG ( Environmental, Social & Governance ) , Sustainability , Climate Change, Carbon accounting etc

Professional Accolades & Certifications

Selection as an IBTO (India Based Trainee officer) by State Bank of India for overseas branch posting at Muscat,Oman in year 2002.

JAIIB- August -2004.

Letter of appreciation for being Top Performer of the Bank ( State Bank of Hyderabad ) and being a part of MD’s club for year 2005-06.

Axis Bank, Greenpark branch Forex team emerged as Champions in Forex business from SME segment in contest launched by Treasury department, Mumbai in 2011.

Certificate of Excellence for outstanding performance in President’s “Treasury Honors club” campaign held in FY’14.

Axis Business conference ( ABC Q1 ) in FY’15 campaign destination Bali Indonesia as Best Deputy Head-Circle Transaction Banking within Group A branches Pan India.

Qualified the Bank’s campaign ”TxB Premier league” on Forex Business in FY’17 destination Europe as Top 5 performers in my group PAN India.

Qualified the Bank’s campaign ”TxB Premier league” on Forex Business in FY’19 destination St. Petersburg, Russia as Top 3 performers in my group PAN India.

Certificate of Recognition” Mission de conquerir” for outstanding performance in CBG business in Sept’19.

Letter of appreciation from HR Head Axis Bank for being “ Axis Value realiser “ in year 2020.

Qualified the Bank’s campaign ”LI Premier league” on Life Insurance business in FY’23 destination “Port Blair, Andaman Nicobar “ as Top 10 performers in my group PAN India.

Academic achievements & Workshops attended

University Grants commission, National Eligibility Test (UGCNET) qualified in 1996.

► Economics of Environmental pollution- as part of my M (Phil) programme . @

► Article on Green Banking.

Seminar on UCP 600 at Delhi organized by Citi Bank in year 2007.

FEDAI workshop at Mumbai in 2008.

►Workshop on “ Incoterms 2010 “organized by Societe Generale.

►Transaction Banking Workshop by Axis Academy & CRISIL Research in April 2015.

► Forex Workshop on Due Diligence by Axis Academy in Jan 2016.

►ACElerate Leadership Workshop ( Columbia Business school & Emeritus Institute of Management ).

► Certificate of Participation “  Advance credit workshop” at Mumbai in 2019.

►Workshop on Capacity Building for officers of SME credit centers by Reserve Bank of India in Sept 2021.

 @ M(Phil) course not completed.

► Pursuing an on line course in ESG( Environmental, Social & Governance)


Personal Information

Date of Birth: 14th February 1974.

Gender: Male

Nationality: Indian

Marital Status: Married

Languages known- English, Hindi & Odia.

Hobbies: Reading books/articles especially on Environment , Climate Change, Sustainability , ESG etc and watching Cricket.

Address : Flat no H-032, Third Floor, Tower H,

                       Gulshan Ikebana Apartments,

                       Sector -143, Noida, 

                       PIN-201301, Uttar Pradesh.

Timeline

Center Head- CBG , Vice President

Axis Bank Limited
10.2021 - Current

Center Head-CBG, Deputy Vice President

Axis Bank Limited
04.2019 - 09.2021

Deputy Circle TxB Head, Deputy Vice President

Axis Bank Limited
04.2015 - 03.2019

Circle Treasury Officer, Assistant Vice President

Axis Bank Limited
04.2014 - 03.2015

Circle Treasury Officer, Assistant Vice President

Axis Bank Limited
04.2012 - 03.2014

Assistant Vice President

Axis Bank Limited
04.2011 - 03.2012

Senior Manager

Axis Bank Limited
12.2007 - 03.2011

Deputy Manager

State Bank of Hyderabad
11.2004 - 11.2007

Assistant Manager

State Bank of India
09.2002 - 09.2004

Assistant Manager

State Bank of Hyderabad
05.2000 - 09.2002

Probationary Officer

State Bank of Hyderabad
06.1998 - 05.2000

Master of Arts - ECONOMICS

UNIVERSITY OF HYDERABAD

Bachelor of Arts - ECONOMICS ( HONS)

RAVENSHAW COLLEGE

+2, SCIENCE

SAINIK SCHOOL

MATRICULATION

SAINIK SCHOOL
RAMAKANTA SUBUDHI