A result-oriented professional with 25 years of extensive banking experience in Foreign Exchange and Trade Finance, Transaction Banking, SME lending business, and Team Management.
►To ensure growth in Asset Book through New business and growth in Existing book including quality of portfolio.
►Optimizing branch channel, private banking, transaction banking and foreign exchange team to ensure maximum MSME business drive through various channel vis-à-vis mobilising the liability business with 360 degree approach.
►Increased customer satisfaction through exceptional service delivery and timely resolution of issues.
►Asset portfolio of Rs 300 Cr & Forex revenue of Rs 6 Cr
►Managing SME segment ( Asset book , Current Account , Trade Forex and CMS )
►Developed new revenue streams by identifying growth opportunities and forging strategic partnerships with key stake holders.
►Asset portfolio of Rs 300 Cr, Forex revenue of Rs 20 Cr, Current Account book of Rs 1000 Cr with 35 team members ( Asset & Liability RMs)
►Responsible for Transaction Banking (TxB) business for 20 branches in South Delhi cluster
►To support the branches in acquisition of Current accounts and provide solutions in payments and collection mechanisms to corporate (CMS), digital adaptation, international trade & forex solutions
►Also responsible to up skill the Team in Trade & Fx product solutions.
►Current Account book of Rs 700 Cr, Forex revenue of Rs 15 Cr and team size of 25 .
►Managing Trade & Foreign exchange business of 75 branches (20 'B' Cat & 55 'C' Cat) and leading a 50 member Team of Treasury Relationship Managers and Treasury Relationship Heads.
►Primary responsibility was to ensure Trade & Foreign exchange business growth form the Circle .
►Identify new business opportunities, Tap new markets, coordinate with SME department for credit linked Foreign exchange business
►Mentoring team members ,skill development of team members through training programme.
►Team size of 40 , Forex Turnover of Rs 8000 Cr with Forex revenue of Rs 50 Cr.
►Managing Trade & Forex business of 85 branches (5 B Cat & 80 C cat) spread across the state of Rajasthan.
►Leading a Team of 10 Treasury Relationship Managers and Forex Turnover of Rs 3000 Cr with Forex revenue of Rs 12 Cr.
►To assist the Circle Treasury Officer in managing the Trade & Forex business of 120 branches in Delhi NCR
►To support the TRMs based out of branches for onboarding new trade & forex customers, providing solutions to clients for their trade & forex transactions and ensure business growth.
►Team size of 60 RMs, Forex Turnover of Rs 12000 Cr, Forex revenue of Rs 75 Cr.
►In charge of Foreign exchange business of the branch leading a three member team.
►Team size of 3 with Forex Turnover of Rs 1000 Cr & Forex revenue of Rs 4 Cr.
►In charge of Forex department primarily handling the trade & forex business of some of the Navratna PSUs I,e NTPC, MMTC, IOCL and also a few large corporate clients.
►Forex Turnover of Rs 4000 Cr with Forex revenue of Rs 3 Cr
►On Deputation to Overseas office of State Bank of India, Muscat ( Mustafa Sultan Exchange Co, LLC) as an IBTO handling the NRI remittance & international trade business.
►Handled the Recovery of Bad debts of the branch and also worked as a member of International Trade & Foreign exchange dept handling export & import transactions of corporate.
►Joined as a Probationary officer with State Bank of Hyderabad and undergone training in different aspects of Banking including General Banking, credit, Forex etc at different branches in Andhra Pradesh & Maharashtra.
► Knowledge of Trade & Foreign Exchange guidelines i,e both on Current Account ( Export /Import/Inward remittance/Outward remittance ) & Capital account transactions ( FDI/ODI/ECB etc)
►Sales & solutions provider of Trade Finance & Foreign exchange products ( Forward contracts / Foreign currency Demand & Term loans / Buyer's credit/Supplier's credit etc)
►Knowledge of MSME guidelines & driving MSME business Import Finance/Export finance products
►Knowledge on ESG ( Environmental, Social & Governance ) , Sustainability , Climate Change, Carbon accounting etc
►Selection as an IBTO (India Based Trainee officer) by State Bank of India for overseas branch posting at Muscat,Oman in year 2002.
►JAIIB- August -2004.
►Letter of appreciation for being Top Performer of the Bank ( State Bank of Hyderabad ) and being a part of MD’s club for year 2005-06.
►Axis Bank, Greenpark branch Forex team emerged as Champions in Forex business from SME segment in contest launched by Treasury department, Mumbai in 2011.
►Certificate of Excellence for outstanding performance in President’s “Treasury Honors club” campaign held in FY’14.
►Axis Business conference ( ABC Q1 ) in FY’15 campaign destination Bali Indonesia as Best Deputy Head-Circle Transaction Banking within Group A branches Pan India.
►Qualified the Bank’s campaign ”TxB Premier league” on Forex Business in FY’17 destination Europe as Top 5 performers in my group PAN India.
►Qualified the Bank’s campaign ”TxB Premier league” on Forex Business in FY’19 destination St. Petersburg, Russia as Top 3 performers in my group PAN India.
►Certificate of Recognition” Mission de conquerir” for outstanding performance in CBG business in Sept’19.
►Letter of appreciation from HR Head Axis Bank for being “ Axis Value realiser “ in year 2020.
►Qualified the Bank’s campaign ”LI Premier league” on Life Insurance business in FY’23 destination “Port Blair, Andaman Nicobar “ as Top 10 performers in my group PAN India.
►University Grants commission, National Eligibility Test (UGCNET) qualified in 1996.
► Economics of Environmental pollution- as part of my M (Phil) programme . @
► Article on Green Banking.
►Seminar on UCP 600 at Delhi organized by Citi Bank in year 2007.
►FEDAI workshop at Mumbai in 2008.
►Workshop on “ Incoterms 2010 “organized by Societe Generale.
►Transaction Banking Workshop by Axis Academy & CRISIL Research in April 2015.
► Forex Workshop on Due Diligence by Axis Academy in Jan 2016.
►ACElerate Leadership Workshop ( Columbia Business school & Emeritus Institute of Management ).
► Certificate of Participation “ Advance credit workshop” at Mumbai in 2019.
►Workshop on Capacity Building for officers of SME credit centers by Reserve Bank of India in Sept 2021.
@ M(Phil) course not completed.
► Pursuing an on line course in ESG( Environmental, Social & Governance)
►Date of Birth: 14th February 1974.
►Gender: Male
►Nationality: Indian
►Marital Status: Married
►Languages known- English, Hindi & Odia.
►Hobbies: Reading books/articles especially on Environment , Climate Change, Sustainability , ESG etc and watching Cricket.
►Address : Flat no H-032, Third Floor, Tower H,
Gulshan Ikebana Apartments,
Sector -143, Noida,
PIN-201301, Uttar Pradesh.