RAMAN S
Chennai
Summary
I am an experienced AML/KYC compliance analyst with robust analytical skills and a proven track record in risk assessment and documentation analysis. With extensive experience across multiple regions and industries, I excel in identifying risk factors, ensuring compliance with financial crime regulations, and providing effective communication with stakeholders. My commitment to quality improvement and adherence to global standards enhances operational efficiency.
Overview
10
10
years of professional experience
Work History
Due diligence associate
Wells Fargo
02.2024 - Current
- Supporting Line Manager in supervising team, maintaining Attendance records & daily productivity dashboard.
- Coordinating with Quality & Training team to Mentoring team to express feel free to talk on issues & taking necessary. The knowledge gaps & building healthy team.To bridge the understanding gaps.
- Steps (KYC/ AML/ CDD (Customer due diligence) / EDD (Enhanced due diligence) of various types of entity segments in Accordance with international banking standards & local regulatory norms such as, Financial Institutions, Corporate , Trusts (Revocable & Irrevocable Trusts), Limited Liability Partnerships/ Partners , Public Listed Companies ,Broker, Third Party, Distributors & etc , State Owned Entities / Public Authority Entities and Government Entities.
- Customer profile verification through publicly available sources such as Registry,Regulator Authority, Listing Authority. Audited Annual Report, (MOA/ AOA/ Col/Trade License/ Board Resolution/ Trust Deed/ Prospectus / TIN/ Passport/ VISA/National ID & etc).
- Risk Rating or Risk Assessment of customers Verification of Shareholding structure/ Ownership Structure Central bank blacklist screening / World check, Online Compliance Check, Adverse Media Check (RDC), Regulatory Enforcement or Anti-Bribery check, Counter Terrorism Finance Checks, Sanctions Checks by adhering to OFAC, FATF, HMT, FCA, EU regulatory norms.
- Verifying CDD forms of critical cases.
- Fulfilling regulatory requirements as per global standards as well as local Booking country Uplift Norms.
- Perform research on shareholding structures directors, business activities, etc. in public sources (internet), Analyse the content of the data and documents retrieved during the research.
- Use strong time management skills to complete complex business critical tasks within pressured timescales ensuring the KYC Team meets all target SLA's, providing a quick and efficient service to Clients Provide high level of attention to detail to Complete tasks right at first time, every single time, ensuring the KYC Team's First Pass Yield targets are met for all tasks.
- Highlight your accomplishments, using numbers if possible.
Internal controls & Compliance Analyst
Accenture Solutions Pvt Ltd
02.2022 - 02.2024
- Performing KYC refresh for corporate clients across regions of APAC, EMEA, AMERICA and LATIN countries
- Referring Global policy of countries and procuring documents based on it from the sales owner and enriching the case before due date
- Review of the documents received from the client for the purpose of the account remediation
- Unwrapping the Beneficial ownership based on documents and identifying the UBO's
- Self-sourcing documents from global websites (Mint, NYSE, NASDAQ, Companies house, Trade registry etc.)
- Acquiring approvals based on level of risk from respective sales owners
- Analysis of the document based on the validity and requirement and updating details in the internal system
- Handling simplified, Standard & Enhanced Due Diligence according to the risk category of the client
- Screening performed for all the individuals and entities involved in the ownership
- Providing clarification across team members on policy requirements
- Connecting Quality improvement call for the team on daily basis
- Discussing RCA for the defects received to the team members
- Collating inflow and outflow of the team members worked and reporting to senior management
- Preparing process checklist and template for the process when required
- Providing a buddy up section for new joiners
Information Processing Senior Analyst
Tata Consultancy Services Ltd – SCB
11.2019 - 02.2022
- Performed Annual Review / Triggered Review for SCB based Corporate Entities, Non Profit Organizations, Specially Categorized Client (SCC) and customer exposure with sanction countries
- Performed Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) checks for entities based on their risk rating
- Monitored corporate transactions, purchases, their ongoing source of wealth and also initial source of wealth for entities and individuals
- Identified and verified connected parties involved with the entities and their ownership structure
- Ensured documentation and data collection are obtained and verified necessary approvals from financial crime compliance team or reputational risk team for high risk or SCC entities
- Risk rated customers based on risk assessments including product, geography, transaction history
- Researched and documented evidence related to ownership of client organizations for compliance
- Conducted research on clients and connected parties, including investigation of negative news
F&A Ops Processing Associate
NTT Data Information Processing Pvt Ltd
01.2017 - 11.2019
- Conducted CDD Profiles like Corporate, Trust, Clubs and Society
- Performed CDD profiles at On-boarding & Off-boarding stages
- Obtained Customers & beneficial ownership where relevant and verified their identity
- Identified whether a Politically Exposed Person (PEP) existed as part of beneficial ownership
- Analyzed customer transactions
- Screened clients for investigation through World Check & LexisNexis
- Escalated HRR (High Risk Review) when finding negative information about clients
- Prepared a report of Risk assessment level for clients (High/Medium/Standard)
- Trained as Analyst to NCOB and SME teams
- Ensured the global standards of Anti Money Laundering
Business Analyst
RR DONNELLEY
07.2016 - 12.2016
- 6 months experience in RR DONNELLEY Global Outsourcing as a Business Analyst
Education
MCA - undefined
Jaya Engineering college
Chennai06-2015
BCA - undefined
J.H.A AgarSen College
Chennai06-2013
Skills
- Acquired knowledge and skills rapidly to enhance team performance and efficiency
- Adapted strategies promptly based on feedback to enhance performance
- Facilitated team dynamics to foster a productive work environment and drive project success
- Cultivated positive relationships within teams to enhance communication and teamwork
- Contributed to team success by maintaining a strong work ethic and reliability
- Exhibited dedication to goals and consistently pursued high performance standards
LANGUAGES
English - Proficient
Telugu - Advanced
Tamil - Native
KEY ACHIEVEMENTS
Recognized as Winner for proposing a high-impact enhancement idea during the Fenergo implementation
Timeline
Due diligence associate
Wells Fargo
02.2024 - Current
Internal controls & Compliance Analyst
Accenture Solutions Pvt Ltd
02.2022 - 02.2024
Information Processing Senior Analyst
Tata Consultancy Services Ltd – SCB
11.2019 - 02.2022
F&A Ops Processing Associate
NTT Data Information Processing Pvt Ltd
01.2017 - 11.2019
Business Analyst
RR DONNELLEY
07.2016 - 12.2016
MCA - undefined
Jaya Engineering college
BCA - undefined
J.H.A AgarSen College