RAMANA G

• Currently leading the Team from client perspective and part of Onboarding team for USA booking point where we Onboard large corporate clients located in United States.
• Analyzing product specific requirements and derivatives products, tax requirements like W8/W9.
• Managing escalations from the clients, Business, and stakeholders efficiently. Involved in handling calls with AML advisory teams to resolve policy related issues and client specific exceptions.
• Utilize the internal bank applications to obtain the required KYC information, preparing a full-length report on client details, work profile, industry details, line of business activities, transaction analysis, ownership structure to recommend the monitoring level of the client.
• Training new joiners and resolving their queries. Publishing Daily and Weekly reports to the Management.
• As a Senior Analyst and a lead from the client perspective effectively cascaded any process related communication like changes, updates etc., to the whole team and ensure adherence.
• Oversee the performance of a new hire team, 5 FTE and manage their BAU deliverables
• Manage shrinkage EOD/SOD reports / Transport & Shift Adherence for the team.

• Worked on multiple, Periodic Review for Corporates, Individuals. Had experience on working High, Medium and Low risk customers, supported US regions. Key Responsibilities:
• Responsible for timely completion of KYC periodic reviews on the bank’s clients.
• Performed End to End KYC review for the CDD clients right from verifying the inception documents to screening the parties for negative information
• Performed KYC reviews on diverse range of clients on a periodic basis to understand the client on the ongoing basis.
• Performed initial assessment using available information to identify on-boarding requirements.
• Performed gap analysis on the bank's clients and published to the department RM's and collaborated with them to source missing data/documents.
• Performed adverse news/media screening for customers, beneficial owners, controllers, and key officials and mitigate risks associated with financial crime.
• Performing screening using tools for screening: World Check and identifying the negative news/PEP/Sanctions/High Risk indicators on customers and connected parties based on various factors such as DOB, Jurisdiction, name mismatch.

• Worked on CDD (Customer Due Diligence) worked on High, Medium and Low risk customers, supported US region.
• Verifies all aspects of Client Identification Program (CIP) and necessary account opening documents are provided and in accordance with know Your Customer (KYC).
• Identifies accurate risk rating for individual/non-individual accounts to highlight high risk jurisdictions, cash intensive/high risk businesses and Politically Exposed Persons (PEPs).
• Performs checks on all employees and conducts enhanced due diligence research in attempts to find derogatory/background information used to aid client advisors' decisions in initiating, maintaining or closing business relationships.
• Performing various level of investigation depended on the complexity of each alert and escalate unusual or suspicious activity transactions.
• As a Senior Analyst effectively cascaded any process related communication like changes, updates etc., to the whole team and ensure adherence
• Oversee the performance of a new hire team, 10 FTE and manage their BAU deliverables
• Keep oneself current & updated about all relevant regulations and procedures by following the news on AML and sharing the same with team members
• Provide training, coaching and assistance to Processing Executives
• Setting objectives and Identifying potential and create development plans including performance improvement plans.
• Manage shrinkage EOD reports / Transport & Shift Adherence for the team.

Designation: AML investigation specialist in financial crime compliance - Analyst.

• Transaction Monitoring: Worked on Transaction Monitoring, both as L1 & L2 support for multiple international banks in Correspondent Banking and Retail Banking.

Key Responsibilities:

• Provide AML surveillance support for HSBC Bank, USA (Correspondent Banking) alerts clearing through reviews of transactional activity in NORKOM monitoring system.
• Performing various level of investigation depended on the complexity of each alert and escalate unusual or suspicious activity transactions.
• Used transactional and customer records, external data, publicly available data and paid external resources like Lexis Nexis & RDC to identify customer profile and negative information.
• Responsible for identifying the patterns, trends, and anomalies in complex transactions to detect, prevent, mitigate and report suspicious activity related to money laundering, terrorist financing and structuring.
• Reviewing the Bank’s AML/KYC and Sanction Policies, procedures, and framework to identify whether the policy is in lines with the requirement set by the bank.
• Based on review, identified gaps and regulatory requirements of the leading practices in the Banking and Financial Institutions and provide recommendations to mitigate the identified risk.