Ramji Kumar
Chennai
Summary
Versatile manager with backgrounds in Treasury, Forex, trade finance, and branch banking. Consistently met bank and customer service standards. Ready to tackle professional challenges with a growth-oriented company where talents will be valuable.
Overview
16
16
years of professional experience
5
5
Certificates
Work History
Chief Manager-Treasury
CITY UNION BANK LTD - IBD
04.2017 - Current
- As Chief manager of domestic Treasury-managed investment portfolio consisting of Government Securities, Equity shares, Mutual funds and other financial instruments
- Presented data-driven insights to management and committee, prompting strategic decision-making
- Dynamic decisions with respect to trading and investing activities
- Regularly monitored funds flow to capture favorable opportunity and ensure effective utilization
- Maintained regulatory requirements (CRR & SLR) for the bank
- Mitigated risk by implementing internal controls and safeguards
- Supported and guided subordinates for improving profitability
Senior Manager, Forex Merchant Desk
CITY UNION BANK LTD IBD
06.2016 - 03.2017
- Provided exchange rate to various clients for Exports bills, Import transactions and miscellaneous remittances
- Enhanced profit through rate differential
- Maintained Exchange position and Nostro funding position for seamless operations
- Supported clients in decision making on hedging their positions
- Daily reporting to Management on funds position
- Engaged in Swaps and cover operations
Manager - Trade Forex Operations
CITY UNION BANK LTD - IBD
04.2013 - 05.2016
- Involved in day-to-day forex operations of around 500 branches across India, with a focus in Imports and remittances
- Scrutinized Exports and Imports documents with appropriate guidelines under UCP 600 and URC 522
- Identified issues at various levels and provided necessary solutions in consultation with customers
- Provided assistance to Statutory and concurrent auditors during inspection
- Maintained full compliance with trade laws and regulations by tracking changing conditions
- Complied with established internal controls and policies.
Officer Treasury Operations
CITY UNION BANK LTD - IBD
06.2009 - 03.2013
- Managed money market operations
- Handled the back office operations of treasury
- Reporting and compliance functions inline with regulatory requirements
- Drafted treasury reports to support management decision-making needs
- Facilitated the successful migration of treasury software
- Addressed many issues related to RTGS and NEFT
Clerk
CITY UNION BANK LTD - KANGAYAM BRANCH
03.2008 - 05.2009
- Provided quality clerical support through data entry, document management and overseeing operation of office equipment
- Produced high-quality communications for internal and external use
- Facilitated friendly service and assistance to clients promote customer loyalty, satisfaction and sales
- Routed business correspondence, documents and messages to correct departments and staff members
- Interacted with customers by phone, email or in-person to maintain business relationship
Education
MBA-Finance-Distance Education -
SIKKIM AND MANIPAL UNIVERSITY
SIKKIM 04.2001 -
B.COM -
SRI VASAVI COLLEGE
ERODE 04.2001 -
HSC -
KSHS SCHOOL
CHENNIMALAI, ERODE, TN 04.2001 -
SSLC -
KSHS SCHOOL
CHENNIMALAI, ERODE, TN 04.2001 -
Skills
Relationship building and management
Financial analysis and reporting
Self-Motivated
Documentation relating to Forex transactions
Strategic decision-making and Financial planning
Compliance Management
Affiliations
- Professional Banker - Treasury by IIBF
- Certified treasury professional by IIBF/FIMMDA
- Completed Certification in foreign exchange conducted by IIBF/FEDAI
- Advanced Management Programme in Banking and Finance conducted by IIBF along with IIM Calcutta
Certification
JAIIB
Timeline
Chief Manager-Treasury
CITY UNION BANK LTD - IBD
04.2017 - Current
Senior Manager, Forex Merchant Desk
CITY UNION BANK LTD IBD
06.2016 - 03.2017
Manager - Trade Forex Operations
CITY UNION BANK LTD - IBD
04.2013 - 05.2016
Officer Treasury Operations
CITY UNION BANK LTD - IBD
06.2009 - 03.2013
Clerk
CITY UNION BANK LTD - KANGAYAM BRANCH
03.2008 - 05.2009
MBA-Finance-Distance Education -
SIKKIM AND MANIPAL UNIVERSITY
04.2001 -
B.COM -
SRI VASAVI COLLEGE
04.2001 -
HSC -
KSHS SCHOOL
04.2001 -
SSLC -
KSHS SCHOOL
04.2001 -
Training
- Induction training for officers – Southern India bankers training college, Bangalore
- Basics of Bond mathematics – FIMMDA, Mumbai
- Integrated Treasury Management with stimulated Bourse game - IMAGE (Indian Bank Staff College)
- Intensive training on Forex – National Institute of Banking Research (NIBR), Mahabalipuram
- Programme on introduction to forex – City union bank staff college, Kumbakonam.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Current CTC and Expectation
₹35 Lakh, Negotiable
Training
- Induction training for officers: Southern India bankers training college, Bangalore
- Basics of Bond mathematics – FIMMDA, Mumbai
- Treasury and Foreign exchange Market - FEDAI, Mumbai
- Integrated Treasury Management with stimulated Bourse game - IMAGE (Indian Bank Staff College)
- Intensive training on Forex – National Institute of Banking Research (NIBR), Mahabalipuram
- Programme on introduction to forex – City union bank staff college, Kumbakonam.
CTC
Current CTC : ₹ 35 Lakh
Expectation : Negotiable