Ramkumar R

● Good Knowledge in Encompass, 4 C's of Underwriting, Live Underwriting.

● Good Knowledge in Automated Underwriting CANDOR.

● Good knowledge in Loan Documents like 1003 (URLA) , Income Documents,

Employment Income Calculation, Self-Employment Income Calculation, Non

Employment Income Calculation.

● Direct Interaction with client (Mail and Teams) for Approving or Denying a loan, for

missing or required Documents

● Worked in end to end underwriting (Initial Review, Conditional Review, CTC Review)

● Giving training for fresher’s, Doing QC.

● Credit Underwriter analyzing credit report, Stacks, Judgments, Liens, Online presence,

Online reviews for the Business in social media, Mapping the business location and

verifying the business profile to check the eligibility to approve the loan.