Ramkumar Sekar
Summary
Experienced AML Specialist with nearly two decades in banking, specializing in Customer Due Diligence and compliance. Proven ability to strengthen stakeholder relationships and implement strategic initiatives for operational excellence. Skilled in KYC, CDD, and AML, with a track record of streamlining processes and reducing risk.
Overview
17
17
years of professional experience
Work History
AML, Financial Crime & compliance specialist
Standard Chartered Bank
05.2022 - Current
- Rendering advisory & Leading the CDD units of the EMEA markets (Africa, Middle East & Falklands) and regions doing Enhanced due diligence (EDD), Standard due diligence (CDD), Transaction investigation, KYC screening & Sanctions & PEP management besides handling the role of first level Financial crime advisory at Client onboarding, Client reviews, Credit initiation and ongoing monitoring.
- Facilitated core system roll outs by testing (UAT/UVT) its capabilities and signing off as an SME for Business units besides contributing to help automation of workflows & other transformation projects to realize cost benefits.
- Enhancing working relationships with Business and CFCC stake holders.
- Consistent Achiever yearly Ops budgets by implementing process standardizations and other cost-saving / FTE initiatives.
- Conducted trainings for the new hires & existing employees to understand the banks products, Fin-crime AML/CDD concepts, PEP Sanctions & key process requirements.
- Handled process migrations, created & simplified existing SOPs for new lines of business process take overs & provided cross-skill training to staff.
- Periodically demonstrated RCAs & TNAs on the basis of top-errors observed within unit
Retail / Branch Banking Specialist (RM- Branch Lead)
IDBI Bank Ltd
08.2008 - 04.2022
- Responsible for overall performance of the branch viz Profitability, Business Volumes, Operational excellence and Customer service.
- To sanction Credit & OTS proposals and to ensure recovery from chronic stressed assets.
- Coordination with the Transaction Monitoring, AML screenings groups for proper reporting of transactions.
- Designed core sales, cross selling and service strategies to improve revenue and retention.
- Built strong rapport with new and existing clients to better serve financial needs and promote branch loyalty.
- Completed audits and checklists to achieve regulatory compliance.
- Determined rate locks, disclosures and fee waivers in alignment with market trends and forecasts.
- Monitored operations to keep processes aligned with SOP’s and matching forecasts to control overhead.
Education
MBA - Finance
SRM University
Chennai , India05-2008
Skills
- customer due diligence
- AML operations
- End-user application management
- System capability build testing
- Credit operations
- Sanctions
- Screening
- Enhanced due diligence
- PEP assessment
- CRA analysis
- Time Management
- Quality assurance
- Confluence
- ebbs
- Customer relationship management
- Stakeholder relationship management
- People management
Hobbies and Interests
- Played competitive sport (Cricket) for the province and corporates
- Passionate in teaching Yoga
- Swimming, Table Tennis, Badminton
- Keen follower of F1 racing and an enthusiast of major sporting leagues
- Time with children
Personal Information
- Passport Number: W584176
- Title: AML compliance & CDD specialist
- Date of Birth: 06/10/85
- Marital Status: Married
- Visa Status: Spouse holding German VISA
Timeline
AML, Financial Crime & compliance specialist
Standard Chartered Bank
05.2022 - Current
Retail / Branch Banking Specialist (RM- Branch Lead)
IDBI Bank Ltd
08.2008 - 04.2022
MBA - Finance
SRM University