Summary
Overview
Work History
Education
Skills
Companies | Worked with
Languages
Information
Affiliations
Hobbies
Certification
Timeline
Generic

Ramya N

Nagercoil

Summary

Driven and detail-oriented Risk and Underwriting Specialist with a strong background in statistical analysis and data visualization. Proficient in utilizing various programming languages and tools to extract, transform, and analyze complex data sets. Skilled in identifying patterns and trends to provide actionable insights and recommendations. Excellent communication and collaboration skills to effectively convey findings to stakeholders and drive informed decision-making. Highly organized and detail- oriented worker, with a drive to exceed expectations. Ability to analyze data, develop strategies, and provide solutions to complex problems. Seeking to leverage skills and knowledge to contribute to team success.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Risk and Underwriting Specialist

Spectrum Software Solution
Nagercoil
04.2022 - Current

Processing daily batches and statements for numerous merchant accounts.

• Analyzing risk for several merchant accounts.

• Maintaining hundreds of merchant account updates and cancellations.

• Providing necessary reports per merchant request.

• Working with processors such as Wells Fargo & First Data to provide high levels of customer service.

• Withholding funding of merchant deposits within authorized limits.

• Assessing risk exposure and taking action to prevent losses within assigned categories.

• Reviewing merchant reports using an online reporting system to identify and mitigate risk and losses

related to sub-merchant credit card transactions processed daily.

• Collecting all necessary documents from sub-merchants, cardholders and issuing banks to assess

potential financial or compliance exposure.

• Analyzing incoming chargeback and retrieval reports and taking appropriate action by submitting the

application packet in Dispute Manager.

• Looked at current and new merchants to evaluate fraud, chargeback and compliance risks.

• Worked within Excel to compile and review information.

Configuration Analyst

Spectrum Software Solution
Nagercoil
09.2021 - 03.2022

Configuration Support:

• Assist in the configuration and customization of software applications

• Learn and apply configuration methodologies and tools

+91 9363005919

ramya.n2203@gmail.comData Mapping:

• Support the mapping of data elements within the software system

• Ensure accurate and consistent data representation

Quality Assurance:

• Participate in testing activities to validate configurations

• Identify and report issues related to configurations

Collaboration:

• Collaborate with cross-functional teams, including developers and quality assurance analysts

• Work closely with senior configuration analysts to understand requirements

Documentation:

• Contribute to the creation and maintenance of configuration documentation

• Document and report configuration activities and outcomes

Software Developer Trainee

Spectrum Software Solution
Nagercoil
07.2021 - 09.2021
  • Writing simple code and get rid of bugs in software.
  • Develop software by testing it out. Writing and maintaining codes with excellent efficiency.
  • Used Postman API to get convenient, visual display of query result.
  • Working on considerably minor bug fixes.
  • Responding to all requests that come from the development team.
  • Working closely with senior developers to improve the functionality of products.
  • mproving coding skills continuously.
  • Capable of adhering to instructions and working efficiently within a team environment.

Software Developer

PHP MASTER MINDS
Coimbatore
10.2012 - 09.2015
  • Created web applications and components using PHP programming language.
  • Suggested changes and enhancements for websites by offering specific solutions and improvements
  • based on end-user needs.
  • Liaised with clients and colleagues to build strong and impactful professional relationships.
  • Developed framework using consistent components and templates across client projects for cohesive
  • branding and user experiences.
  • Coded, tested, debugged and monitored websites.
  • Developing back end website applications and front end website architecture.
  • Develop and manage well-functioning databases and applications.
  • Integration of user-facing elements developed by front-end developers
  • Build efficient, testable, and reusable PHP modules
  • Solve complex performance problems and architectural challenges
  • Integration of data storage solutions
  • worked as part of in-house creative and marketing team and alongside senior website developer.
  • comfortable working with minimal supervision and good at communicating progress.
  • able to produce results with quick turnarounds in a fast-paced and agile environment.
  • Professional development: driven to learn new things and grow as a developer and team member.

Education

Master of Science - Information Technology

Ubbalakshmi Lakshmipathy College of Science
Madurai
05-2012

Bachelor of Science - Computer Science

S.T.Hindu College
Nagercoil
05-2010

Skills

Programming Language:

  • Python
  • PHP
  • HTML5
  • CSS3
  • Selenium

Databases:

  • MySQL
  • SQL

Framework:

  • Odoo

Operating System:

  • Linux (Ubuntu), Windows & MacOS

API Tool:

  • Postman

Data Analysis:

  • Excel (Advanced), SQL

Microsoft Office Suite:

  • Word,
  • Excel
  • Outlook

Risk Assessment Tools:

  • MoSoPay (Billing Software / Payment Gateway)

Soft Skills

  • Attention to Detail
  • Analytical Thinking
  • Problem Solving
  • Time Management
  • Communication
  • Adaptability
  • Creativity
  • Critical Thinking
  • Teamwork
  • Leadership
  • Self-Motivation

Companies | Worked with

  • Spectrum Software Solutions Pvt. Ltd, Nagercoil Jul 2021 - Present
  • PHP MASTER MINDS, Coimbatore Oct 2012 - Sep 2015

Languages

English
First Language
Tamil
Proficient (C2)
C2

Information

  • DOB : 22 Mar 1990

Affiliations

  • Participated in PAPER PRESENTATION, topic name is CLOUD COMPUTING at SFR College.
  • Actively participated in sports and other activities in school and got many prizes.

Hobbies

  • Listening at music
  • Reading book

Certification

  • Had participated PHP, MySQL in our college.

Timeline

Risk and Underwriting Specialist

Spectrum Software Solution
04.2022 - Current

Configuration Analyst

Spectrum Software Solution
09.2021 - 03.2022

Software Developer Trainee

Spectrum Software Solution
07.2021 - 09.2021

Software Developer

PHP MASTER MINDS
10.2012 - 09.2015

Master of Science - Information Technology

Ubbalakshmi Lakshmipathy College of Science

Bachelor of Science - Computer Science

S.T.Hindu College
Ramya N