RAMYA R KULKARNI

Accomplished professional with over 8 years of experience in the banking industry, specializing in Retail Branch Banking, Relationship Management, and Operations. After a purposeful career break to focus on family responsibilities, I am now ready to re-enter the professional world with enhanced perspectives, adaptability, and a commitment to excellence. During this period, I also pursued professional development, gaining certifications in holistic life coaching and developed expertise in digital engagement through designing WhatsApp challenges tailored for Indian audiences.

• Consistently achieved high performance ratings and business targets.
• Recognized for exceptional service standards and customer satisfaction.
• Awarded by the Branch Banking Head for exceeding insurance sales targets.
• Effective handling of all departments, contributing to error-free work and zero-level customer complaints.
• Achieved improvements in branch operations by initiating new processes.

January 2014 to Present, Focused on personal growth and family responsibilities, gaining invaluable skills in time management, multitasking, and conflict resolution. Additionally, designed and implemented holistic wellness and mindfulness practices that enhanced family dynamics and personal development. Pursued professional development through certifications and holistic life coaching, preparing to transition back into the workforce with renewed energy and confidence. Designed WhatsApp challenges and modules tailored to Indian audiences, resulting in increased engagement rates and positive feedback from participants. These initiatives demonstrated an ability to craft impactful content that resonated with diverse audiences, enhancing digital content creation and user interaction skills. Strengthened knowledge in personal finance, holistic wellness, and mindfulness practices.