Ranjani Kasinathan

• 2021- Current - Chennai, India

Assistant Vice President for RISK on Data Analytics, Reporting, Data quality in Fraud and RISK.

• Perform Data analytics and reporting on Fraud true positives for transactions reported and suspected as suspicious.
• Publishing the Fraud analytics report for Executive overviews and Business reporting which highlights high fraud and loss parameters as per location.
• Ensuring Data quality and Assurance on fraud data sourced from variety of platforms.
• Ensuring permitted and correct percentage of data to be submitted to Fed under different regulatory schedules in scheduled intervals.
• Perform Analytics on Data quality reports under each regulatory schedules to identify data issues classified by DQ rules.
• Overseeing Regulatory reporting which includes 14A, CECL, 14Q, BASEL.

• 2019-2021 - Chennai, India
• 2013 - 2019 - TX, United States of America
• 2008 - 2013 - Chennai, India

Program manager for Security and Fraud Analytics comprising areas such as Financial Crimes Management, Data Analytics, Data Quality and Governance, Anti Money Laundering, Decision science, Member authentication and validation, Security operation center.

• Analyze transactions in daily basis to understand the flow of suspicious patterns and figure out true and false positives for reported fraud case.
• Perform historical data analysis to fetch if the fraud pattern has existed in the past and take immediate remediation as per the number of fraud cases and losses involved.
• Brainstorm with data analysts on the fraud cases to bring out more insights about the scenarios which will help in optimizing fraud prevention and detection.
• Create and maintain production codes in SAS to generate fraud alerts in the real time when a fraud pattern hits the system, so the transactions can be held until we find it legit.
• Supervising Alert buckets where the fraud alerts are let to reside for analysts to pick and work.
• Created One member One alert mechanism which helped to efficiently handle fraud alerts when a fraud pattern hits multiple types of fraud categories.
• Created Alert Bucket management to report the response time for each fraud buckets by analysts assigned to those buckets, that helped executives to regularize the alert handling procedure and time for the same.
• Create fraud handlers for Identity Theft, Elderly Frauds, ATO, Check and Wire Frauds, Insider frauds, Card frauds, AML frauds.
• Analyze red flags for AML related profiles and examine the suspicious transactions flagged by monitoring systems.
• Oversee KYC - know your customer and Customer Due Diligence measures for high risk profiles.
• SAS Expert in Rules Management to capture fraud activities and deploy fraud avoidance solutions. Remarkable knowledge in analyzing and discovering banking fraud patterns and lay out strategical plan to capture them. Oversaw SAS delivery, consulting with relevant personnel to assist with migration and troubleshooting.
• Performed Production support for the codes pushed to production in order to catch live suspicious activities.