Ranjitha N

• Detailed Research on every documentation provided by users as per the KYC Guidelines.

•L2 -Risk based approach (On Dante queue & back office tool) to investigate all KYC documentations along with identifying suspicious transaction patterns, money mulling red flags, potential res flags, of the main suspect & associated counter parties, mitigating risks, and escalate the cases to FIU for off boarding based on the red flags found related to money mulling, account activity etc By raising an UAR report or approve the alerts based on the green flags found within the framework of RBI principles.

•Recording and reporting the investigation outcome with a proper rationale under respective heading & questionnaires, along with required tickets for Sanctions concerns, Terrorist financing & child sexual abuse material, illicit activity concerns.
• Escalating any suspicious or unusual matters to AML & Line of Business Compliance for further investigation.

•Collaborated & assisted with cross-functional teams such as L1- block chain investigations to identify hidden path, suspicious pattern, aggravating factors that trigger high, medium, low risk illicit using third party risk management tools such as "Elliptic tool & KYT chain analysis tool"
•L4 - worked on AML retail Risk based investigations queue for the triggered events such as transaction monitoring/AML alerts, Negative media, External Referral such as fraud reports.

• Analyzed & monitored customer data, transaction information, and other relevant documents for potential fraud.
• Resolved multiple transactions for US client, by deep diving into various risky & non-risky attributes of each transaction, mitigating fraudulent & legitimate transactions, there by taking corrective actions accordingly.
• Reported findings of investigations to senior management and provided recommendations for risk mitigation.
• Achieving various metrics goals by performing with the combination of critical thinking & problem solving skills in a short span of time without compromising with the quality of production & investigation. In turn enabling the organization to achieve it's utmost goal & principal customer satisfaction.

• 6 months of work experience as an associate research analyst within corporate financial service industry[LSEG-REFINITIV]for the project Binance.
• Worked & Managed multiple projects simultaneously by using World Check - One database, gained hands on experience on screening Peps.
• Understanding on basic fundamentals of Anti-money laundering, customer due diligence, KYC process, sanctions.
• Updated the resolved tasks on salesforce a cloud-based customer relationship management system.
• Assisted with senior analysts in drawing conclusions & corrective decision making to avoid reputational, financial & legal risks.
• Managed multiple projects simultaneously while meeting tight deadlines.