Ranjithkumar A
No 9 , Ground Floor , Grahalakshmi Flats ,Income Tax Colony , Adambakkam ,Chennai
Summary
Accomplished Branch Operations Manager with a demonstrated track record of success in bank leadership positions. Well-versed in BSA, OFAC, Patriot Act and other governing standards, as well as industry best practices and methods to optimize operations for long-term business success. Highly effective leader, planner, and problem-solver.
Overview
7
7
years of professional experience
1
1
Certification
Work History
BRANCH OPERATION AND RISK MANAGER
Jana Small Finance Bank
07.2024 - Current
- Encouraged stakeholders to approach assessments analytically and offer unique insights to bring new understanding to risk management programs.
- Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
- Employed strong program management skills to successfully define and manage ongoing initiatives designed to control branch operation risks.
- Instituted regular safety inspections and hazards management strategies to keep operations compliant.
Senior officer
DBSbank
06.2023 - 03.2024
- Ensure a high level of compliance to policies and procedures that have been laid down for Branch operation
- To keep operational costs low
- Handhold the branches
- Monitor the day to day activities of the branches assigned and determine their effectiveness
- Reporting to the BM/CH on any findings for appropriate action
- Escalation of the reporting to Head Operations/Business Head will depend on magnitude of the issues or failures by the branches to rectify/comply to the process
- Prepare Branch Visit reports and submit to Supervisor/Business with accuracy
- Follow up on the observations in the Audit report and other reports for implementations and corrections
- Identify risks which have not been covered by procedures and report to Head Branch operations for further action.
Manager– Operation
Indusindbank
05.2022 - 05.2023
- Ensure a high level of compliance to policies and procedures that have been laid down for Branch operation
- To keep operational costs low
- Handhold the branches
- Monitor the day to day activities of the branches assigned and determine their effectiveness
- Reporting to the BM/CH on any findings for appropriate action
- Escalation of the reporting to Head Operations/Business Head will depend on magnitude of the issues or failures by the branches to rectify/comply to the process
- Prepare Branch Visit reports and submit to Supervisor/Business with accuracy.
Deputy Manager–Operation
Equitassmallfinancebank
03.2019 - 12.2021
- Manage operations of branch in the absence of Branch Manager installments and closures
- Handle loan operations for EMI, structured Assist Branch Manager in implementing business development strategies for assigned branch
- Provide friendly and welcoming atmosphere for both employees and customers
- Provide quality and exceptionally services to customers
- Assist Branch Manager to operate the branch in line with company procedures and policies
- Ensure that the branch personnel comply with federal and state laws
- Maintain operational standards to provide an excellent working environment for employees
- Ensure the facility is kept clean, safe and orderly
- Communicate personally with customers to ensure customer satisfaction
- Resolve customer complaints promptly and efficiently
- Ensure operational excellence and integrity of the branch
- Assist in performance appraisals, promotions, and compensation activities for employee.
SENIOR OFFICER
ICICIBank
01.2018 - 03.2019
- Cash handling and servicing the requests of Customers
- Trade Desk Officer (TDO) Demat and Trade desk handling
- Monitor operations to ensure a free flow process, and also supervise the execution of daily tasks
- Managing relationship with the Managed Account holders with a view to enhance CASA and manage retention.
Education
Bachelor of Engineering (Mechanical) -
K.Ramakrishnan College of Technology
Trichy, Tamilnadu01.2016
Higher Secondary - undefined
Boiler Plant Boys Higher Secondary School
Trichy, Tamilnadu01.2012
SSLC - undefined
Boiler Plant Boys Higher Secondary School
Trichy, Tamilnadu01.2010
Skills
- Program Design
- Risk mitigation strategies
- Quantitative Analysis
- Project evaluation
- Audit management
- Advanced excel
- SQL
Certification
- AMFI Certification issued by NATIONAL INSTITUTE OF SECURITIES MARKET
- IRDA Certification issued by INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA
- Postgraduate diploma in BANKING OPERATION issued by IFBI
Areas Of Interest
- Branch sales management
- Branch Auditing
- Team handling
Personal Information
- Age: 29
- Father's Name: Alagar.v
- Date of Birth: 06/22/1994
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Communicationaddress
No 9 , Ground Floor , Grahalakshmi Flats ,Income Tax Colony , Adambakkam ,Chennai - 600088
Disclaimer
I hereby furnished all the above information are true to the best of my knowledge.
Languages
Tamil
Bilingual or Proficient (C2)
English
Bilingual or Proficient (C2)
Software
Advanced Excel
SQL
PHYTHON
Timeline
BRANCH OPERATION AND RISK MANAGER
Jana Small Finance Bank
07.2024 - Current
Senior officer
DBSbank
06.2023 - 03.2024
Manager– Operation
Indusindbank
05.2022 - 05.2023
Deputy Manager–Operation
Equitassmallfinancebank
03.2019 - 12.2021
SENIOR OFFICER
ICICIBank
01.2018 - 03.2019
Bachelor of Engineering (Mechanical) -
K.Ramakrishnan College of Technology
Higher Secondary - undefined
Boiler Plant Boys Higher Secondary School
SSLC - undefined
Boiler Plant Boys Higher Secondary School
- AMFI Certification issued by NATIONAL INSTITUTE OF SECURITIES MARKET
- IRDA Certification issued by INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA
- Postgraduate diploma in BANKING OPERATION issued by IFBI
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