Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic
Rashi Jain

Rashi Jain

Gurugram

Summary

Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.

Overview

3
3
years of professional experience

Work History

Senior Analyst

Natwest Group
Gurugram
12.2022 - Current
  • As a member of EMEA FI Team, I conduct through credit assessment of Leveraged funds, including stress testing (investor default), scenario analysis to evaulate their financial strength and liquidity profile.
  • Evaluate asset-backed lending and investor backed lending ,identifying key risk factors and potential mitigants to inform credit decisions. Assess investor default risk probability of default (PD) by utilizing sophisticated models and methodologies, providing insights into counterparty credit risk exposure.
  • Utilize leverage ratios and Loan-to-Value (LTV) ratios to enhance the accuracy of Probability of Default (PD) models, providing a comprehensive assessment of credit risk and enabling informed decision-making.
  • Provide support on new-to-bank transactions by conducting thorough due diligence, assessing creditworthiness, and recommending appropriate risk mitigation strategies to optimize portfolio performance and ensure alignment with risk appetite.
  • Summarize ISDA (International Swaps and Derivatives Association) terms, ensuring clear understanding and adherence to contractual obligations, thereby mitigating legal and operational risks associated with derivatives transactions.
  • Analyze counterparties within Commercial Real Estate (CRE) and Securities Financing Transactions (SFT) portfolios, identifying key risk factors and summarizing critical terms to facilitate risk assessment and portfolio management decisions.

Associate Consultant

EY India
04.2022 - 12.2022
  • Delivered Internal Audit Report within stipulated timelines for HTR area as per mandatory EY methadology.
  • Participated in walkthrough of processes, client discussions and testing of controls

Business Analyst

Genpact India
Hyderabad
04.2021 - 04.2022
  • Perform in-depth analysis of client’s performance which involves analysis of Business, forecasting revenue, and growth to propose credit limit and assist senior management in the establishment of credit policies and terms.
  • Overseen counterparty Risk assessment reviews through the process of preparing scorecards, analyzing financial ratios, performing intensive due-diligence, and examining customer credit history and creditworthiness.
  • Perform detail Financial Statement Analysis of US-based auto-dealers to determine the degree of risk/probability of default by the counter party using both quantitative and qualitative factors.

Education

MBA - Finance

Indian Business School (IBS)
Hyderabad
02-2021

BBA - Finance

Maharani's College
Jaipur
03-2019

Skills

  • Well versed with credit-related systems; eg PRisM, Credit Risk and Default loss Estimation (CRADLE), Credit Operational Reporting Tool (CORT), Phoenix, Spotfire, etc
  • Proficiency in Microsoft office tools (Word, Excel, Powerpoint)
  • Strong organizational skills with demonstrated ability to efficiently manage competing priorities and meet deadlines

Languages

Hindi
First Language
English
Proficient (C2)
C2

Timeline

Senior Analyst

Natwest Group
12.2022 - Current

Associate Consultant

EY India
04.2022 - 12.2022

Business Analyst

Genpact India
04.2021 - 04.2022

MBA - Finance

Indian Business School (IBS)

BBA - Finance

Maharani's College

Similar Profiles

CREATE PROFILE
Rashi Jain