Open To Work
Rashmi Thakur
Work Preference
Summary
Banking and financial services professional specializing in KYC, AML, and compliance with a strong track record of meeting global regulatory standards. Expertise in trade finance operations and cross-border transaction management, effectively mitigating risks and optimizing processes. Proficient in data analytics using Excel, Power BI, Tableau, and SQL to generate actionable insights. Experienced in stakeholder management, ensuring alignment between business objectives and compliance requirements while driving process improvements through Lean Six Sigma methodologies.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Senior Analyst, Risk Management
MasterCard
Pune
01.2024 - Current
- Led end‑to‑end bank account management (onboarding, modifications, closures), ensuring 100% compliance with treasury policies and reducing account processing time by 20%.
- Implemented KYC & AML checks across banking relationships, strengthening compliance and achieving zero regulatory breaches during audits.
- Oversaw banking portal administration and quarterly access reviews, cutting unauthorized access incidents by 30% and improving audit readiness.
- Designed MARC workflows and IBAM tool integration, creating a real‑time repository of user access that reduced manual tracking efforts by 40%.
- Adhered to SOX controls, coordinating with auditors and achieving zero major exceptions across reporting cycles.
- Built Power BI dashboards and Alteryx workflows, automating reporting and delivering real‑time insights that improved stakeholder decision‑making speed by 25%.
- Partnered with banks to unify multiple client portals, simplifying governance and enhancing user experience for 500+ stakeholders.
Assistant Manager Group Treasury
Sulzer
Pune
08.2021 - 12.2023
- Strengthened governance & compliance by managing bank accounts end‑to‑end, conducting KYC/AML reviews, quarterly access checks, and ensuring zero SOX audit exceptions.
- Optimized liquidity planning through variance analysis and trend reporting on receipts/payments, delivering actionable insights that improved forecast accuracy by 20%.
- Enhanced decision‑making speed by creating executive dashboards and presentations, cutting leadership review time by 25%.
- Standardized processes with SOPs and KPIs/KRIs for cash and bank account management, embedding quality control and risk mitigation across treasury operations.
- Automated workflows (Excel macros, Alteryx, Power BI), reducing manual effort by 50%, improving accuracy by 30%, and accelerating stakeholder updates across bank administration projects.
Manager Trade Finance Operations
Axis Bank Ltd.
Pune
05.2020 - 08.2021
- Facilitated client interactions to address operational issues in import/export LC advising and document handling.
- Allocated jobs and workloads according to staff capabilities, ensuring timely completion of all tasks.
- Streamlined end-to-end trade finance processes, including LC issuance, document checks, and discrepancy resolutions.
- Optimized transaction lifecycles for bill lodgments and collections, ensuring accurate reconciliation with banks.
- Analyzed buyers’ credit processing and repayment handling while adhering to ECB regulations.
- Developed SOPs and KPIs to standardize processes and enhance user capabilities in trade finance operations.
Senior Executive
Yes Bank Ltd.
Mumbai
09.2013 - 05.2015
- Processed and analyzed transactions for issuing, amending, canceling, and settling letters of credit and guarantees, ensuring compliance with credit policies and standards.
- Validated and documented transactions for import/export letters of credit, maintaining strict adherence to ICC rules and bank policies.
- Monitored and inputted letters of credit transactions promptly, ensuring accuracy and transparency in compliance with operational guidelines.
- Coordinated with banks on settlement systems to ensure smooth transaction processing and secure onboarding.
- Reviewed transaction workflows to identify process gaps, recommending improvements to enhance efficiency and compliance.
Assistant Manager Trade Forex Operations
ICICI Bank Ltd.
Mumbai
08.2010 - 08.2013
- Scrutinized and analyzed documents for processing remittances, travel cards, and foreign currency transactions.
- Verified all documentation to ensure compliance with trade requirements.
- Prepared and submitted reports to trade finance manager for workflow and income monitoring.
- Ensured adherence to regulatory standards and bank policies during transaction processing, resolving issues promptly.
Education
PGDBM - Banking & Insurance
Manipal University
Bengaluru, KA01-2012
Bachelor of Commerce - Computer Science
Pune University
Nashik, MH01-2009
Skills
- Data visualization tools: Power BI and Tableau
- Database management and SQL
- Python and MongoDB exposure
- Advanced Excel techniques
- Agile and waterfall methodologies
- Process improvement and automation solutions
- Stakeholder engagement
- Critical problem solving
- Effective communication
- Leadership skills
- Compliance oversight
- Business intelligence
Certification
- Advance Business Analysis by IIBA (BA Centric Solutions)
• Certified Data Analyst Certification by IABAC
• Certificate Course in Foreign Exchange Operations
Languages
- Marathi, First Language
- English, Proficient
- Hindi, Proficient
- German, Beginner
Timeline
Senior Analyst, Risk Management
MasterCard
01.2024 - Current
Assistant Manager Group Treasury
Sulzer
08.2021 - 12.2023
Manager Trade Finance Operations
Axis Bank Ltd.
05.2020 - 08.2021
Senior Executive
Yes Bank Ltd.
09.2013 - 05.2015
Assistant Manager Trade Forex Operations
ICICI Bank Ltd.
08.2010 - 08.2013
PGDBM - Banking & Insurance
Manipal University
Bachelor of Commerce - Computer Science
Pune University