Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ratheesh Kumar

Indian Banker

Summary

Driven Job Title with Number-year track record of successful administrative and operations management. Highly skilled in cultivating and leading high-performance teams focused on exceeding business objectives. Expertise in Area of expertise. Results-driven Job Title experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Job Title position. Ready to help team achieve company goals. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

9
9
years of professional experience
3
3
years of post-secondary education

Work History

Bank Manager

Indian Bank
Ernakulam , Kerala
07.2014 - Current
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Identified partnership opportunities and established favorable business connections.
  • Assessed employee performance and developed improvement plans.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Examined customer loan applications for loan approvals and denials.
  • Maintained scheduling for main branch to keep shifts appropriately staffed.
  • Created and managed financial models to evaluate corporate investments and acquisitions.
  • Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.
  • Conducted financial due diligence on potential investments and acquisitions.
  • Performed banking, business administration and financial tasks to guarantee five-star service for clients.
  • Developed strategic plans for day-to-day financial operations.

Education

Bachelor Of Commerce - Taxation

Panampilly Memorial Govt College, Chalakudy
Thrissur
06.2002 - 03.2005

Skills

FHA loan process background

Financial analysis and reporting

Cash handling expertise

Reporting familiarity

Human resources knowledge

Strategic and financial planning

Staff Management

Relationship building and management

Business development expertise

Budget forecasting

Flexible and Adaptable

Organization and Time Management

Timeline

Bank Manager

Indian Bank
07.2014 - Current

Bachelor Of Commerce - Taxation

Panampilly Memorial Govt College, Chalakudy
06.2002 - 03.2005
Ratheesh KumarIndian Banker