RATNAKAR KAWARE
Mira Road (East) Mumbai
Summary
To join an organization, where I can put my maximum efforts and obtain a challenging growth-oriented position in the field of Banking and Finance. Where, I can always keep myself in touch with new update of banking business. Determining financial objectives, designing & implementing systems, policies & procedures in consultation with top management to facilitate internal financial control.
Highly accomplished, result-driven senior accounting & financial management executive with 14+ years of progressive experience in Accounts & Finance, MIS, Banking Operations Management, Auditing, Taxation, Statutory Compliances, Fund Flow and Team Management. Demonstrated ability to streamline business operations that drive growth, increase efficiency & bottom-line profit. Exceptionally skilled in developing & updating accounting, finance & management procedures, and policies. Broad experience in conducting statutory & tax audits.
Overview
16
16
years of professional experience
Work History
Officer
The Cosmos Co-op Bank Ltd
Malad
09.2010 - Current
- Managed accounting and financial operations for over 15 years, ensuring compliance and efficiency.
- Streamlined business processes to drive growth and enhance profitability across departments.
- Developed finance management procedures and policies to improve accuracy.
- Conducted comprehensive statutory audits to ensure regulatory compliance and operational integrity.
- Handled customer requests to ensure timely resolutions and satisfaction.
- Oversaw RTGS/NEFT transactions and managed inward and outward clearing processes.
- Operated banking instruments, including computers, printers, scanners, and currency counting machines.
- Demonstrated strong multi-tasking abilities while maintaining a disciplined work ethic.
Data Entry Clerk
KOTAK MAHINDRA BANK
Mumbai, Maharashtra, India
01.2010 - 04.2010
Input data into system for direct payments, lodgments, advance payments, and Letter of Credit bills.
Processed transactions efficiently within Trade Finance Department to ensure accuracy.
Maintained up-to-date records for direct payment requests and associated lodgments.
Executed advance payment processes while adhering to financial protocols.
Education
M.Com. -
University of Pune
Pune, Maharashtra, IndiaB.Com. -
Abhinav College
Bhayander, Maharashtra, IndiaHigh School H.S.C -
New English School & Jr. College
Pune, Maharashtra, IndiaSecondary School S.S.C. -
Swami Vivekanand Education Centre
Dahisar, Maharashtra, IndiaSkills
- Work efficiency
- Sense of responsibility
- Interpersonal skills
- Creative problem-solving
- Windows operating systems proficiency
Qualification Summary
- M.Com., University of Pune, Pune, Maharashtra, India
- B.Com., Abhinav College, Bhayander, Maharashtra, India, 401107
- High School H.S.C, New English School & Jr. College, Pune, Maharashtra, India, 412210
- Secondary School S.S.C., Swami Vivekanand Education Centre, Dahisar, Mumbai, India, 400068
Languages
- Marathi
- English
- Hindi
- Gujarati
References
- Milind Sonavane, Manager, The Cosmos Co-op Bank Ltd, Kandivali branch, Mumbai, India
- Swapnil Deshmukh, Manager, The Cosmos Co-op Bank Ltd, Malad West Branch, Mumbai, India
Extracurricular Activities
Represented the college for the NSS Represented the college for the Disaster Management activity course
Hobbies and Interests
- Gardening
- Reading
- Swimming
- Travelling
- Net Surfing
Additional Qualifications
- Completed ‘Basic Course in Operational Computer’ (MS-CIT)
- Completed ‘Account Assistant Course with Tally’ (Tally ERP9 and MS-EXCEL Advance)
- Completed Business Transcription course
- Passed NCFM (NSE’s Certification in Financial Market) Depository Operational Module
- Passed Typing Exams of English & Marathi 30 wpm
- Passed NCFM Commercial Banking in India & completed NISM, CPE
Personal Information
- Expected Salary: 8.25 Lacs P.A.
- Date of Birth: 08/01/87
- Nationality: Indian
- Marital Status: Married
Timeline
Officer
The Cosmos Co-op Bank Ltd
09.2010 - Current
Data Entry Clerk
KOTAK MAHINDRA BANK
01.2010 - 04.2010
M.Com. -
University of Pune
B.Com. -
Abhinav College
High School H.S.C -
New English School & Jr. College
Secondary School S.S.C. -
Swami Vivekanand Education Centre