Raushan Kumar
Pune
Summary
Detail-oriented KYC/AML and Fraud Analyst with experience in financial crime prevention and regulatory compliance. Expertise in onboarding clients, conducting high-risk reviews, and utilizing tools such as LexisNexis and TSYS for risk assessment. Proficient in fraud detection, data remediation, and quality control reporting, with a strong grasp of AML regulations and CDD/EDD procedures. Recognized for enhancing operational efficiency and mentoring junior analysts to reduce errors.
Overview
2
2
years of professional experience
Work History
KYC Analyst
Barclays
Pune
03.2024 - Current
- Managed end-to-end onboarding for individual and entity clients, ensuring AML/KYC compliance through ID and financial document verification.
- Executed KYC for individuals and complex entities (LLCs, corporations, financial institutions, trusts, NGOs, government bodies, etc.), ensuring full regulatory adherence.
- Conducted risk-based CDD/EDD, and background checks for high-risk profiles.
- Utilized PowerCurve for credit bureau checks, and LexisNexis for validating government records, legal databases, media, and social content.
- Analyzed corporate ownership structures to identify and verify Ultimate Beneficial Owners (UBOs).
- Screened clients against global sanctions, PEP lists, and adverse media (OFAC, UN, etc.). To mitigate financial crime risks.
- Monitored evolving AML, KYC, and CTF regulations; contributed to policy and procedure updates to ensure ongoing compliance.
- Assessed customer wealth origins to identify and escalate potential money laundering or terrorist financing risks.
- Maintained accurate, audit-ready KYC records, and ensured timely updates for internal and regulatory reviews.
- Supported high-priority projects and complex case escalations, as needed.
- Delegated workload assignments, and led training initiatives to boost team efficiency and compliance awareness.
KYC Analyst
eClerx Services Limited
Pune
11.2022 - 03.2024
- Conducted enhanced due diligence on high-risk business banking clients, supporting onboarding, and periodic reviews.
- Performed client onboarding and periodic reviews in accordance with regulatory and internal requirements.
- Utilized tools such as Mint, Banker, open-source databases, annual reports, and Form 990 to gather and verify financial and entity data, especially for charitable organizations.
- Analyzed the company's annual reports and financial statements to calculate ownership percentages.
- Performed financial due diligence to assess client risk profiles and identify potential fraud or suspicious activity.
- Delivered daily quality control reports and error trend analysis to management for process improvement.
- Demonstrated strong knowledge of fraud risk management and anti-money laundering (AML) practices.
- Utilized platforms such as TSYS, Mint, Power Curve, and open-source intelligence to validate customer information and assess risk.
- Investigated unusual or suspicious activity, escalating potential AML red flags, and SAR-worthy behavior to compliance teams.
- Generated regular quality assurance reports, identifying error trends, and improving compliance accuracy across team operations.
Education
MBA - Financial Administration
L.N Mishra
08.2022
BBA - Financial Management
Amity University
05.2020
Skills
- Regulatory compliance
- Financial due diligence
- Transaction monitoring
- Sanctions and PEP screening
- Fraud detection and prevention
- Risk assessment and mitigation
- Counter-terrorism financing (CTF)
- Case Investigation and Reporting: LexisNexis Expertise
- Beneficial Ownership Identification (UBO Analysis)
- Due diligence (CDD/EDD)
- Suspicious activity identification
- Salesforce for client profiles
- Open-source intelligence tools
- Microsoft Excel (VLOOKUP, PivotTables, etc)
- Suspicious activity identification (FATF, FinCEN, OFAC)
- Error Trend Analysis and QA Reporting
- Power Curve, TSYS, Mint, and Banker expertise
Language
Hindi
First Language
English
Advanced (C1)
C1
Timeline
KYC Analyst
Barclays
03.2024 - Current
KYC Analyst
eClerx Services Limited
11.2022 - 03.2024
MBA - Financial Administration
L.N Mishra
BBA - Financial Management
Amity University