RAVI KUKREJA
Panipat
Summary
Dynamic Relationship Manager with extensive experience in Banking, excelling in financial analysis and customer relationship management. Proven track record in achieving targets and enhancing client satisfaction through effective credit appraisal and risk assessment. Adept at cross-selling financial products, driving portfolio growth, and fostering strong client connections.
Overview
10
10
years of professional experience
Work History
Relationship Manager for Working Capital
Axis Bank Ltd
Panipat
04.2024 - Current
- Presently working with Axis Bank Ltd as a Relationship Manager for Working Capital Finance.
- Assessment of wprking capital requirements.
- Financial Statement analysis.
- Credit Appraisal and Limit setting.
- Risk Assessment
- Client interaction and relationship management.
- Regulatory Compliance.
Relationship Manager for Working Capital
IDFC First Bank Ltd
Panipat
09.2023 - 03.2025
- Onboarding of Legal and Technical vendors on bank's panel
- Achievement of Targets on Monthly Basis
- Cross Sell of Insurance and FD’s
Relationship Manager for Working Capital
HDFC Bank Ltd
Panipat and Karnal
01.2021 - 08.2023
- Achievement of Targets on Monthly Basis
- Maintaining the Housekeeping for portfolio
- Cross Sell of Insurance and FD’s
- Handling of Portfolio of Rs. 100 Cr (Approx.)
Relationship Manager for Working Capital for Dealerships and Warehouse Funding
Kotak Mahindra Bank Ltd
Indore
05.2018 - 12.2020
- Worked with Kotak Mahindra Bank Ltd. for 2 years and 3 months as Working Capital RM for the Madhya Pradesh and Chhattisgarh region and handling Portfolio of Rs. 350 Crores (Approx)
- Study of Property Papers
- Creation of Mortgage with Sub Registrar
- Customer Retention
- Funding on the basis of Rentals
- Cross Sell of Insurance
- Handling the portfolio of Rs. 250 Cr (Approx.)
Ivangel Sales & Services Pvt Ltd on payroll of Kotak Mahindra Bank Ltd
Panipat
11.2017 - 03.2018
- Learned about key areas of Working Capital Finance
- Learned about Working Capital Products
- Disbursement Process for Working Capital Finance
- Legal Process of Mortgage
Summer Internship
HDFC BANK LTD.
05.2015 - 06.2015
- Project Title: “Consumer Perception towards Current and Savings Account of HDFC Bank”
- Key learning: About working of the bank, about customer Perception, About Transactions etc.
Education
MBA - Finance, Marketing
Bharati Vidyapeeth Deemed University
Pune01.2016
BBA - Commerce
Panipat Institute of Engineering and Technology
Panipat01.2014
Class XII - Commerce
Arya Bal Bharti Public School
01.2011
Class X - General
Arya Bal Bharti Public School
01.2009
Skills
- Financial Analysis and Reporting
- Risk & Compliance
- Customer Relationship Management
- Credit Appraisal and Loan Processing
- Cross Selling and Upselling techniques
- Team Collaboration and Leadership
Personal Information
- Date of Birth: 02/11/93
- Gender: Male
- Nationality: Indian
Languages
- English
- Hindi
- German
Extracurricular Activities
President of Cultural Club at P.I.E.T, Panipat
Hobbies and Interests
Watching and Playing Various Sports
Disclaimer
I hereby declare that the details given above are true to the best of my knowledge and belief.
Seminars Conferences
Attended, volunteer in Finance Symposium organized by College.
Field Of Interest
- Finance
- Banking
Timeline
Relationship Manager for Working Capital
Axis Bank Ltd
04.2024 - Current
Relationship Manager for Working Capital
IDFC First Bank Ltd
09.2023 - 03.2025
Relationship Manager for Working Capital
HDFC Bank Ltd
01.2021 - 08.2023
Relationship Manager for Working Capital for Dealerships and Warehouse Funding
Kotak Mahindra Bank Ltd
05.2018 - 12.2020
Ivangel Sales & Services Pvt Ltd on payroll of Kotak Mahindra Bank Ltd
11.2017 - 03.2018
Summer Internship
HDFC BANK LTD.
05.2015 - 06.2015
MBA - Finance, Marketing
Bharati Vidyapeeth Deemed University
BBA - Commerce
Panipat Institute of Engineering and Technology
Class XII - Commerce
Arya Bal Bharti Public School
Class X - General
Arya Bal Bharti Public School
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