Ravikumar R
Bangalore
Summary
Experienced Senior Software Testing professional with over 9.5 years in manual testing for banking and financial sectors. Proficient in corporate and retail banking payment processes(FLEXCUBE 14X,12.32 AND FINACLE 11X) SWIFT MT messaging, and ISO 20022 standards, ensuring thorough testing across various cycles. Achievements include delivering critical solutions for global banks such as Mashreq Bank and Riyad Bank, with a track record of strong leadership and collaboration.
Overview
12
12
years of professional experience
1
1
Certification
Work History
QA Consultant
Yethi Consulting Services
BANGALORE, INDIA
02.2023 - Current
Executed SIT, UAT, and regression testing on Finacle 11x with MT TO MX implemention in Dhofar bank OE PAY as a team lead.
Executed SIT, UAT, and regression testing on Flexcube 12.3X, OBPM 14X, and FCR 11.12 for ESAF Small Finance Bank and Mashreq Bank OBPM 14X.
Led validation of MT to MX migration, ensuring effective defect triage and resolution tracking.
Managed SIT for Mashreq OBPM application across entities including Oman, Hong Kong, UK, and US.
Completed Oman SIT successfully; initiated testing for Hong Kong with results uploaded in AZURE project management tool.
Conducted testing across SWIFT (MT and MX), GCC RTGS, onboarding, and authorization matrix modules.
- Oversaw customer charges modules (SHA, BEN, OUR) for IFT payments and payments modules for OAT, WBT, and IFT transactions.
- Demonstrated expertise in ISO 15022 and ISO 20022 standards during all testing phases.
- Facilitated communication among cross-functional stakeholders to enhance project coordination.
- Performed routine inspections and quality tests to verify needs for correction and meet regulatory standards.
Senior QA Consultant & Team Lead
Virtusa Consulting Services
Bangalore
09.2022 - 12.2022
- Directed UAT for Bank of Montreal's Customer Connect application, optimizing test cases for 20% improved coverage and efficiency
- Managed end-to-end timelines, daily status/hurdle calls, client reporting, and SRS-based requirement analysis
- Standardized test artifacts to accelerate execution while ensuring comprehensive validation
Senior Test Engineer
Expleo Solutions Ltd
01.2018 - 01.2022
- Executed UAT for Emirates NBD Payment Hub and Finacle 11x upgrades, covering UAEFTS, SWIFT in/outward payments, ICCS, and express clearing
- Completed 1-year onsite assignment in Dubai, facilitating direct client coordination and issue resolution
Test Engineer
EY /C CENTRIC SOLUTIONS PVT LTD
BANGALORE, INDIA
10.2014 - 09.2017
- Executed MS Dynamics CRM projects for Exide Life Insurance, South Indian Bank, and Mahindra Finance, focusing on service, sales, and marketing modules.
- Conducted comprehensive manual testing, including scenario derivation and various testing types.
- Managed defect tracking and created traceability matrices to ensure project quality.
- Coordinated with developers and provided status reports to maintain project timelines.
Education
Certificate of Higher Education - Instrumentation technology
Dayananda Sagar College of Engineering
Bengaluru, IN-KA2013
Skills
- Manual testing (UAT,SIT,BAT,REGRESSION)
- Banking and payments expertise end to end
- Retail banking workflows
- SWIFT MT messaging protocols and ISO 20022 messaging standards
- Core banking platforms knowledge-LIABLITIES CIF,CASA, LOCKERS, SI
- Finacle and Flexcube proficiency-OBPM and FCR systems
- Payment processing systems-Cross-border transaction handling, File uploading
- Domestic FDS -NEFT, RTGS, IMPS, UAEFTS( Inward and outward )
- Defect tracking with JIRA , Azure DevOps and Zoho usage
- Led end-to-end testing delivery for Finacle Core Banking implementation and upgrade programs
- Defined test strategy, test plan, entry/exit criteria, and governance framework
- Managed SIT, UAT, regression, integration, and migration testing cycles
- Coordinated with business users, product teams, system integrators, and vendors
RESPONSIBILITIES HANDLED
- Performed end-to-end functional testing for banking releases focusing on integration points, payment workflows, and application interfaces.
- Worked in fast-paced banking environments, meeting release timelines while adhering to QA processes and contributing to process improvements.
- Maintained complete traceability of testing activities using Requirement Traceability Matrix (RTM) and test management tools.
- Defined release run plans and coordinated SIT/UAT execution activities across multiple banking applications.
- Designed and created detailed test cases, test scenarios, and test data based on business and system requirements.
- Executed manual functional, integration, system, regression, sanity, and re-testing activities for banking applications.
- Performed manual front-end functional testing for web-based and native mobile banking applications.
- Collaborated closely with developers, business analysts, and stakeholders for defect identification, logging, prioritization, retesting, and closure using JIRA/Azure DevOps.
- Owned SIT sign-off activities for releases by validating critical business flows and ensuring release readiness.
- Hands-on experience testing Oracle Banking Suite / FLEXCUBE applications Version 14.7 including OBPM and payment modules.
- Hands-on experience in testing Native Mobile Banking Applications and validating end-to-end customer journeys.
- Strong experience in OBDX and payment integration testing involving interfaces between core banking, payment hubs, and external systems.
- Worked extensively on payment entities/modules including RTGS, NEFT, CBFT Inbound/Outbound, SWIFT inward/outward payments, ICCS, clearing, and cross-border transactions.
- Executed SIT/UAT testing for MT and MX payment message validations including ISO 15022 and ISO 20022 standards.
- Validated accounting entries, reconciliation, transaction status flows, file uploads, interface processing, and end-to-end payment lifecycle scenarios.
- Coordinated with onsite/offshore teams and business users during critical releases and production validation activities.
- Gained around 1.5 years of onsite experience at Emirates NBD (Dubai), supporting payment hub implementations, Finacle upgrades, and banking transformation initiatives.
PAYMENT MESSAGES HANDLED
- ISO 15022 standard
MT101, MT102, MT103, MT202, MT202
COV, MT204, MT910, MT940, MT950
- ISO 20022 (MX messages)
PAIN.001, PACS.008, PACS.009,
PACS.010, PACS.004, PACS.002,
CAMT.053, CAMT.054
- Domestic and Cross-border payments
Certification
• ISTQB Foundation Level
• ISTQB Agile Tester Extension
Timeline
QA Consultant
Yethi Consulting Services
02.2023 - Current
Senior QA Consultant & Team Lead
Virtusa Consulting Services
09.2022 - 12.2022
Senior Test Engineer
Expleo Solutions Ltd
01.2018 - 01.2022
Test Engineer
EY /C CENTRIC SOLUTIONS PVT LTD
10.2014 - 09.2017
Certificate of Higher Education - Instrumentation technology
Dayananda Sagar College of Engineering