Ravindra Abhiman Patil
Financial Crime Investigator
Ahmedabad, Gujarat
Summary
Results-driven AML/KYC professional with 3+ years of experience in financial crime prevention and regulatory compliance. Skilled in KYC risk assessments, enhanced due diligence, transaction monitoring, sanctions screening, and SAR drafting. Proven ability to identify suspicious activity, analyze customer data, and ensure compliance with AML/CTF regulations to protect financial institutions.
Overview
4
4
years of professional experience
Work History
Team Developer
Bank of America
03.2024 - Current
- Coached and supported a Financial Crime Investigations team within a US AML framework, serving as an AML/KYC Subject Matter Expert and escalation point.
- Oversaw end-to-end case management, quality assurance, and SLA adherence in line with Bank of America policies and US regulatory expectations.
- Conducted and reviewed complex investigations involving transaction monitoring alerts, customer behavior analysis, and accurate SAR / No-SAR determinations under BSA requirements.
- Managed escalations for high-risk US personal, business, and brokerage accounts using Enhanced Due Diligence (EDD) and OSINT.
- Identified financial crime typologies, emerging risks, and control gaps, contributing to risk mitigation and process enhancements.
- Supported regulatory exams, internal audits, and governance reviews by maintaining strong documentation and procedural alignment with BSA/AML and OFAC standards.
AML analyst
Teleperformance Pvt Ltd.
07.2023 - 02.2024
- Performed KYC periodic reviews in compliance with CIP and CDD requirements, validating IDV and RTR documentation.
- Assessed Source of Funds (SOF) and Source of Wealth (SOW) against transactional behavior, requesting enhanced documentation where required.
- Conducted adverse media screening and analyzed transaction monitoring alerts to identify suspicious activity.
- Investigated alerts, prepared Unusual Activity Reports (UAR), supported customer offboarding, and documented risk-based decisions for escalated cases.
QC Analyst – KYC
IBM India Pvt Ltd
12.2021 - 01.2023
- Performed quality reviews of KYC remediation for corporate entities (limited companies, partnerships) to ensure regulatory and policy compliance.
- Reviewed and validated client data, including ownership structures, business profiles, and financial information for accuracy and completeness.
- Conducted second-level checks on KYC screening, AML risk assessments, financial statements, and transaction analysis.
- Verified customer applications against internal bank systems and regulatory databases, identifying gaps and errors.
- Performed quality analysis on large datasets, documenting defects, trends, and corrective actions to meet KYC standards.
- Provided feedback, coaching, and process refresher training to analysts to improve overall quality and compliance adherence.
Education
Bachelor of Science - Math
North Maharashtra University
Jalgaon, India 04.2001 -
Skills
Transaction Monitoring and Analysis
SAR/CTR Reporting
Periodic Review/CDD/EDD
Account Remediation
Anti money laundering
Adverse Media Screening
Risk Assessment and Decision-Making
Understanding of AML/CFT Regulators
Timeline
Team Developer
Bank of America
03.2024 - Current
AML analyst
Teleperformance Pvt Ltd.
07.2023 - 02.2024
QC Analyst – KYC
IBM India Pvt Ltd
12.2021 - 01.2023
Bachelor of Science - Math
North Maharashtra University
04.2001 -