Reaz Alee

• Underwriter
• Current Role Level 2 underwriter– Commercial Insurance Underwriting -
• Training and mentoring to trainees and new underwriters
• Floor support and mentoring of trainees
• Authority for level 2 approval and audit for business

Responsibilities

• Maintains a current understanding of Bank and commercial insurance underwriting guidelines, procedures, policies and compliance issues
• Renewal of policies and determining risk and perils and control on procurement
• Identify risks and assist in structuring to mitigate risks
• Developing and maintaining effective business relationships with assigned agents, internal and other external clients in order to attract, develop and retain profitable business for the region
• Retaining and expanding agency relationships throughout region/market by assessing the agents’ potential for growth in the commercial market and serving their underwriting needs
• Obtain and analyse pertinent financial and credit data to assist in determining the strengths and weaknesses in underwriting the commercial policy related to commercial property and commercial fleet portfolio
• Certification by Chartered Institute of Insurance
• Acting in the most senior capacity for a region providing commercial underwriting service and support to the region’s agents involved in commercial transactions
• Using underwriting standards and guidelines within delegated authority limits to underwrite the issuance of title insurance and provide guidance in the performance of real estate settlement
• Advance underwriting skill and knowledge in Commercial Motor Insurance
• Underwriting in Property and Casualty Insurance
• Risk assessment and risk analysis if commercial property and procurement
• Provide suggestions and control measures to mitigate risks and control perils
• Expert knowledge in general insurance and broking.
• Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
• Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
• Collaborated with other professionals to develop innovative underwriting solutions.
• Analyzed data to identify trends and predict future insurance needs.
• Scrutinized underwriting performance to identify weaknesses and provide recommendations for improvement.
• Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
• Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications.
• Used critical thinking to break down problems, evaluate solutions and make decisions.
• Demonstrated a high level of initiative and creativity while tackling difficult tasks.
• Demonstrated creativity and resourcefulness through the development of innovative solutions.
• Adaptable and proficient in learning new concepts quickly and efficiently.
• Evaluated applications to determine insurance coverage and appropriate risk classifications.

Achievements

• Awarded for performance on risk analysis and saving operation losses
• Achieved performance awards in many occasions
• Achieved level 2 authority in a span of 3 year.

• Handle team with head count of five to six co workers
• Supervise and mentor co-workers to improve quality and service level and train co workers with business compliance with laws an regulation
• Organize process training and train delegates and co workers
• Analyzed and evaluated team performance metrics to identify areas of improvement.
  Collaborated with other coaches to create and execute game plans.
• Analyzed and adjusted team strategies during games to enable flexibility and maximize success.
• Utilized positive communication to encourage team and promote integrity and respect.
• Provided feedback to coaches to improve teaching techniques and increase drive to succeed.
• Assisted in recruitment and selection of additional coaching staff to establish strong and competent team.

Achievements

• Awarded as best employee of the quarter
• Awarded for performance in training and mentoring for business support
• Awarded as best performer as associate in many occasions
• Identified issues, analyzed information and provided solutions to problems.
• Assisted with day-to-day operations, working efficiently and productively with all team members.
• Participated in cross-functional team-building activities.

• Exhibit ownership of the business, understand financial impacts of the process and identify ways to reduce costs
• Facilitate continuous improvements through the identifications, implementations and sharing of best practice
• Validated results and performed quality assurance to assess accuracy of data.
• Performed system analysis, documentation, testing, implementation, and user support for platform transitions.
• Monitored compliance and filing requirements in conjunction with staff and management.
• Conducted system analysis and implementation to maintain and improve computer systems.
• Identified clear connections between policies and business results to eliminate or reduce confusion and help employees achieve goals.
• Identified and resolved problems through root cause analysis and research.
• Guided acquisition process to capture projected cost and revenue synergies and move combined organization forward.
• Performed budget analysis to control expenditures and predict future budget needs.
• Recommended process improvements to continually identify, analyze and fix constraints and challenges.
• Performed audits of subsidiaries to protect shareholders and potential investors from fraudulent or unrepresentative financial claims.
• Enhanced interfaces to promote better functionality for users.
  Conducted workplace compliance training to reduce liability risks and operate effectively.
• Optimized core processes to improve business performance and operational agility.
• .Provided reporting for forecast analysis and ad-hoc reporting in support of decision-making.
• Developed effective improvement plans in alignment with goals and specifications.

Achievements

• Awarded as best performer award of the year
• Awarded for performance many occasions
• Saved multiple potential losses from audit.
• Identified control gaps in processes, procedures and systems through in-depth research and assessment and suggested methods for improvement- recogniation by business