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Senior Business Analyst with 8 years of professional work experience in the Banking industry with profound command in credit risk domain and in, Basel I -IV regulations. Have experience in client facing roles for UK,US,EU,MAS,HKMA,India regulations. Professional with competency in conceptualize, design and implement risk management frameworks across banks and financial institutions.

Sr. Business System Analyst with 9 + years’ experience in delivering diverse expertise across various projects in Banking and Finance domains with a focus on business requirement elicitation & analysis, Software Development Life Cycle (SDLC) methodologies, Business Process modeling, Testing and UI design. Dedicated professional with a deep understanding of businesses dealing with corporate banking, asset, and wealth management, blessed with the ability of quick learning, strong work ethic, teamwork, and communication skills.
Professional Summary:

  Strong understanding of banking and finance domain concepts such as Asset Management, Wealth Management, Mortgage Solutions, Retirement Management Systems, FINRA, GAAP, IFRS, Know Your Customer (KYC), LIBOR, Super 23A, Regulation O, Regulation W, Regulation E, Anti-money laundering, NACHA regulations, EFT act, BSA act, Dodd Frank. Detailed understanding of financial domain knowledge such as Fedwire, SWIFT related rules and regulations ISO standards.
  Exceptional business analytical, interpersonal skills with an ability to communicate effectively with Subject Matter Experts (SMEs), Business stakeholders, Senior Executives, Architects, Developers, Testers and QA and Maintenance team.
  Assisted Project managers in conducting feasibility studies, Risk analysis, Cause and effect analysis, and Impact analysis to assess the project requirements. GAP Analysis of the organization’s AS-IS and TO-BE to obtain a broad insight project’s objective.
  Experienced in working under both Traditional and Agile Software Development Life cycle environments such as Agile Scrum, Waterfall, WaterScrum, SAFe, Kanban and Srumban with a potential to work with self-organizing and cross functional teams.
  Extensively experienced in capturing requirements from business stakeholders by conducting requirement elicitation techniques such as JAD sessions, Workshops, Brainstorming, Interviews, Prototyping, Questionnaires and Document Analysis.
  Experienced in drafting project artifacts such as Business Requirement Documents (BRD), Functional Requirement Document (FRD), System Requirement Document (SRS), Data Mapping Document, Requirement Traceability Matrix (RTM), Change Request Document, Risk register and helping the project manager with Project charter document, Project Plan Document.
  Designed diverse architectural and UML diagrams in the form of process flow diagrams, swim lane diagrams, use case diagrams, wireframes, Sequence and Activity diagrams, mock-ups and prototypes using tools like Balsamiq, Azure RP, Lucid Chart and MS Visio allowing key stakeholders to comprehend the application design and define Business Process Flow accordingly.
  Closely operated with the API & Web Services team while developing new APIs &enhancing existing APIs along with preparing API technical & testing documentation using Postman & Soap UI software for whole of the system processes.
  Experience in creating Test Plan, Test Script, Test Cases, Test Scenarios, Test reports and assisted the QA team for Black-Box Testing, Functional Testing, User Acceptance Testing, Integration Testing, Regression Testing, Security Testing, Load/Stress Testing, Performance Testing, Smoke/Sanity testing of applications with knowledge on STLC (Software Testing Life Cycle).
  Worked on JIRA for Reporting and used for bug tracking, issue tracking, and project management. Thorough understanding of Business Intelligence (BI) and experience in creating interactive, and quick deliverable insights of analytical dashboards using Tableau and IBM Cognos/ Power BI, Quick Sight for visualization and decision making.
  Used Tableau for Visual analytics as a BI tool, and generated Systematic Reports required for the project for further breakdown.


Senior Business Analyst with 7+ years of experience in banking, lending systems, and credit risk management across APAC and Middle East markets. Proven expertise in Loan Origination Systems (LOS), RAROC, ECL, Basel frameworks, and regulatory reporting. Strong track record of delivering end-to-end implementations for banks and financial institutions across Malaysia, KSA, Bahrain, and Philippines. Adept at bridging business and technology, driving process optimization, and delivering scalable digital solutions.

Results-driven Data Analyst with extensive expertise in data interpretation and analysis in Banking Domain (Credit risk). Proven ability to transform complex data into actionable insights that drive strategic business outcomes. Proficient in a variety of analytical tools and techniques, Recognized for a strong collaborative approach, effectively working within teams to enhance decision-making processes. A self-motivated professional dedicated to continuous learning and improvement, committed to delivering high-quality results that align with organizational goals.

Rekha B

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Senior Business Analyst

Business Analyst

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MBA - Finance & Marketing

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Senior Business Analyst

Business Analyst

MBA - Finance & Marketing

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