RENEESH CR
Chittethazhath House ,Varndarappilly ,Thrissur
Summary
Dynamic Credit Manager with a proven track record at Supra Pacific Financial Services, excelling in credit evaluation and risk assessment. Spearheaded initiatives that enhanced payment turnaround times and implemented credit scoring models, driving efficiency. Adept at fraud detection and team leadership, consistently delivering results in high-pressure environments.
Overview
8
8
years of professional experience
Work History
Credit Manager
Supra Pacific Financial Services
Ernakulam
01.2023 - Current
- Processing loan requests based on credibility, potential revenues, and losses - Car loan & Two Wheeler loan - Kerala , Tamil Nadu & Karnataka.
- Analyzed financial data to determine the degree of risk involved in extending credit.
- Evaluated and approved credit applications based on thorough financial analysis and risk assessment.
- Implemented new initiatives, which resulted in quicker payments and better turnaround times to resolve customer issues.
- Maintained regular performance appraisals for subordinates through verbal, written and on-going review programs.
- Implemented credit scoring models to streamline the credit approval process.
- Prepared and presented regular reports on credit risk exposure and performance to senior management.
Assistant Credit Manager
Maxvalue Credits & Investments
Thrissur
03.2018 - 12.2022
- Maintained accurate and up-to-date records of all credit transactions and decisions.
- Developed and maintained relationships with external credit reporting agencies and financial institutions.
- Reviewed loan applications, credit reports and financial statements to determine credit worthiness.
- Analyzing and identifying fraudulent activities from dealer and branch logins.
Junior Officer
Cosy Corner Investments Pvt. Ltd.
Thrissur
07.2017 - 03.2018
- Preparing and analyzing two-wheeler loan proposals.
- Supporting the branch team for two-wheeler and microfinance loan logins.
Education
MBA -
P G Centre college
Thrissur12.2017
BA - English Literature
Prajyothi Nikethan
Pudukkad12.2015
Higher Secondary -
CJM AHSS
Varandarappilly12.2012
Secondary -
CJM AHSS
Varandarappilly12.2010
Skills
- Credit evaluation
- Fraud detection
- Team leadership
- Loan processing
- Risk analysis
- Loan reviews
- Financial analysis
- Risk assessment
Disclaimer
I hereby declare that the above written particulars are true to the best of my knowledge and belief., Thrissur, Reneesh C R
References
Mr. Nimish L Raj, Head - Autoloans, Supra Pacific, 9048505675
Personal Information
- Date of Birth: 23/12/1994
- Gender: Male
- Marital Status: Single
Timeline
Credit Manager
Supra Pacific Financial Services
01.2023 - Current
Assistant Credit Manager
Maxvalue Credits & Investments
03.2018 - 12.2022
Junior Officer
Cosy Corner Investments Pvt. Ltd.
07.2017 - 03.2018
MBA -
P G Centre college
BA - English Literature
Prajyothi Nikethan
Higher Secondary -
CJM AHSS
Secondary -
CJM AHSS
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