Renuka Singh

As a Credit Manager, I have expertise in credit underwriting, assessing loan applications, and evaluating financial statements to determine creditworthiness. I conduct risk analysis, ensuring compliance with regulatory requirements and internal policies. My role includes managing loan portfolios, making informed credit decisions, and developing strategies to minimize risk. I also provide guidance to junior staff, develop credit policies, and advise senior management on credit-related matters to support financial stability.

As a Privilege Banker at ICICI Bank, I specialized in offering personalized banking services to high-net-worth individuals (HNWIs). My responsibilities included understanding clients' financial goals, providing tailored investment solutions, and managing their portfolios. I focused on wealth management, cross-selling banking products, and ensuring exceptional customer service. Additionally, I conducted regular reviews to optimize clients’ financial plans, while maintaining strong relationships to enhance customer retention and satisfaction.

As a Sales Manager at HDFC ERGO, I led a team focused on driving sales and expanding the customer base for insurance products. I developed strategies to increase market penetration, managed key accounts, and built relationships with brokers and clients and branch team. My role involved assessing customer needs, promoting tailored insurance solutions, and achieving sales targets. I also trained and motivated the sales team, monitored performance, and ensured exceptional customer service to enhance business growth and profitability.

As a Financial Consultant at ICICI Prudential, I provided clients with personalized financial advice and tailored investment solutions to meet their long-term goals. I assessed clients' financial situations, recommended suitable insurance, mutual funds, and investment products, and helped with portfolio management. My role involved building strong relationships, educating clients on financial planning, and achieving sales targets. I also ensured ongoing client support, offering guidance on policy renewals and adjustments to their financial plans.