Reshma Poojari
Mumbai,MH
Summary
Banking and Finance Professional with over 9 years of strong experience and skills gained from a reputed bank in India. Accomplished in Financial Crime Compliance at Standard Chartered Bank. Detail-oriented AML Compliance Specialist with a strong background in conducting investigations and analyzing financial transactions to ensure compliance with AML regulations. Skilled in identifying and mitigating potential risks, conducting due diligence on clients, and implementing effective compliance programs. Proven ability to work independently and collaboratively in a fast-paced environment. Expert in retail banking functions and adept at building client relationships.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Financial Crime Compliance
Standard Chartered Bank
01.2023 - Current
- Review documentation to prevent fraud, money laundering, and identity theft losses.
- Document and report all findings in case management software.
- Prepare management reports on department activities and findings.
- Reviewed and monitored transactional alerts generated by the AML monitoring system, investigating and resolving alerts as necessary.
- Monitoring the transactions and preparing SAR report for suspicious activity.
- Providing training to new joiners.
- Assessed compliance with banking laws and reported suspicious entries and actions.
- Responsible for UAT project planning like creating testing scenario, test plans and test scripts.
- UAT of Finnet 2.0 applications.
- Associated with project Dory wherein high value and volume of UPI transactions are monitored.
Deputy Manager
HDFC Bank
09.2021 - 01.2023
- Assisted and provided information to support Suspicious Activity Reports (SAR) or equivalent for regulatory filing. Maintain a strong investigative skills the ability to work independently, demonstrated extensive banking and Compliance knowledge.
- Identified multiple significant cases, red flags and patterns associated with the laundering of illicit funds.
- Used transactional and customer records, external data, publicly- available information, and other information to identify suspicious or unusual activity.
- Performed detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses/products.
- Preparing Grounds of Suspicious report
- Interacted with Bank management on suspicious transactions conducted by customers.
- Preparing of Buff and Macro files for sending the report to Financial Intelligence Unit
Relationship Assistant-II
Bharat Co-operative Bank
03.2015 - 09.2021
- Working in the Current and Saving Account Department
- Providing outstanding services to customers to build customer loyalty.
- Preparing Excess Cash Credit and Overdraft Statements of Accounts
- Providing Forex Services to customers
- Dealing in Bank Guarantees and Fixed Deposits of the Branch
- Ensuring compliance Audit of Branch, taking all necessary measure towards that objective and maintaining locker entries and operations in bank
- Issuing Solvency Certificate on customer request
- Dealing in KYC, and performing periodic KYC reviews on risk based schedule
- Perform check of KYC information provided by Customer
- Performing ongoing customer due diligence including maintenance and updating of AML and KYC records and information for existing Customer
- Furthermore, this role will identify and escalate any suspicious or unusual matters to AML & Line of Business Compliance for further investigation
- Providing banking solutions to the rising needs of the customers.
- Continued education on current banking products and services through training programs organized by the bank.
Education
MBA - Finance
N L Dalmia Institute of Management Studies
Mumbai05.2022
Master of Commerce - Business Management
Mumbai University
Mumbai04.2016
Bachelor of Management Studies - Finance
Mumbai University
Mumbai, India05.2014
Higher Secondary Certificate -
Maharashtra Board
Mumbai, India02.2011
Senior Secondary Certificate -
Maharashtra Board
Mumbai, India03.2009
Skills
- Financial history reviews
- Strong knowledge of compliance, banking laws and regulations
- Knowledge in complete retail banking functions like credit and overdraft services, forex services, fixed deposits
- Excellent ability to build a rapport with clients and explain them intricacies of banking products
- Proficiency in AML compliance software such as Mantas and Compass
- Ability to work independently and collaboratively in a team environment
- Knowledge of AML laws, regulations, and best practices
- Understanding of financial products and services
- Identifying and mitigating money laundering risks
Certification
Junior Associate of the Indian Institute of Bankers (JAIIB)
Certification in Foreign Exchange Facilities to Individuals from Indian Institute of Banking & Finance
Certified Anti Money Laundering Investigator (CAMI).
AML/ CFT Training
Languages
English
Advanced (C1)
Hindi
Advanced (C1)
Additional Information
Computer Skills
· Accounting package- Tally
· MS-Office (Word, Excel, Powerpoint)
Personal Details
· Nationality: Indian
· Marital Status: Married
· Date of Birth: 26th Mar 1993
Timeline
Financial Crime Compliance
Standard Chartered Bank
01.2023 - Current
Deputy Manager
HDFC Bank
09.2021 - 01.2023
Relationship Assistant-II
Bharat Co-operative Bank
03.2015 - 09.2021
MBA - Finance
N L Dalmia Institute of Management Studies
Master of Commerce - Business Management
Mumbai University
Bachelor of Management Studies - Finance
Mumbai University
Higher Secondary Certificate -
Maharashtra Board
Senior Secondary Certificate -
Maharashtra Board
Junior Associate of the Indian Institute of Bankers (JAIIB)
Certification in Foreign Exchange Facilities to Individuals from Indian Institute of Banking & Finance
Certified Anti Money Laundering Investigator (CAMI).
AML/ CFT Training
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