REVANTH THOTA
Credit Manager
Hyderabad,TG
Summary
- Credit Manager with 4 years of experience in Credit underwriting, Credit Rating, Portfolio management and Financial Analysis.
- Extensive experience in SME and Large corporate segment with Agile Methodology in Credit Underwriting and Financial Statement Analysis
- CFA Aspirant with a Post-Graduation in Diploma & Management (PGDM) focused in Finance
Overview
5
5
years of professional experience
5
5
years of post-secondary education
4
4
Certificates
4
4
Languages
Work History
Credit Analyst
Standard Chartered Bank
Hyderabad, Telangana
10.2022 - Current
- Assessed credit risk and analyzed financial statements.
- Conducted presentations to upper management and executive teams for loan recommendations.
- Processing of BCA for New To Bank (NTB) Client & existing clients.
- Credit assessment of all fund based and non fund based limits, Secured & unsecured limits for Medium Enterprises (ME) segment.
- Minimum ticket size is 10Cr and Maximum ticket size is 100Cr.
- Experienced in Moody's Financial Analytics (MFA), CRIF and CRILC Analysis & Other regulatory checks
- Geographical area coverage includes Hyderabad, Bangalore, Mumbai & Kolkata
Credit Officer
City Union Bank
Hyderabad, Telangana
08.2019 - 10.2022
- Credit underwriting of Working capital cash credit, Secured overdraft, Working capital Term loan, Working capital Demand loan, Letter of credit & Bank Guarantee
- Analysis of Income statement, Balance sheet, Cash flow statement, Cash Budget & CMA Data
- Management of Loan book size of 30000 million
- Internal credit rating mechanism to mitigate the credit risk of the borrower
- Reviewed and performed credit proposals for Fresh, Renewal, Enhancement and Additional facility
- Support in reaching branch credit targets and forecast growth on a weekly, monthly, and quarterly basis
- Keen check on KYC, Cibil report, IT returns, GST fillings, Probe report, MCA data & Score me report
Jr. Data Researcher
S & P Global
Hyderabad, Telanagana
04.2018 - 08.2018
- Worked as a Junior Data Researcher in Key Developments department for Exhibit Linking and Presentation
- Analyzing the company's financial performance by observing their presentations in the investor relations tab of relevant company website and their financial statements using various source documents and press releases
Education
MBA - Finance
ITM University
Warangal 06.2017 - 05.2019
B.Com - Commerce
Bhadruka Degree College
Warangal 06.2013 - 05.2016
Skills
Financial Analysis
Certification
Certified Credit Professional from IIBF
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Hobbies
- Playing Badminton
- Travelling
- Listening to Music
Quote
All of our miseries are nothing but attachment.
Osho
Timeline
Credit Analyst
Standard Chartered Bank
10.2022 - Current
Credit Officer
City Union Bank
08.2019 - 10.2022
Jr. Data Researcher
S & P Global
04.2018 - 08.2018
MBA - Finance
ITM University
06.2017 - 05.2019
B.Com - Commerce
Bhadruka Degree College
06.2013 - 05.2016
Hobbies
- Playing Badminton
- Travelling
- Listening to Music
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