RIA ARORA
Noida
Summary
A senior AML/KYC professional with over four years of experience in financial crime and compliance, with a proven track record in sanctions screening, PEP screening, transaction monitoring, and customer onboarding. I began my career at Genpact, where I built a strong foundation in AML procedures, and later advanced into KYC onboarding for the U.S. clients at Novorise Fintech India Pvt Ltd. I am currently serving as a Senior Analyst at AML RightSource, specializing in periodic reviews of low, medium, and high-risk U.K. clients, ensuring compliance with global regulatory standards. I am recognized for attention to detail, and a deep understanding of AML/KYC standards.
Overview
5
5
years of professional experience
Work History
Senior Analyst/Team Lead
AML RightSource India Private Limited
Delhi
02.2024 - Current
- Managed and updated client KYC records to ensure compliance with regulatory standards and bank policies.
- Conducted in-depth research to verify client identities and assess potential risks.
- Reviewed corporate documents to understand client businesses, ownership structures, and associated risk factors.
- Monitored transactions and client activities to detect any unusual or suspicious behavior.
- Collaborated with internal teams including compliance, legal, and relationship managers to gather necessary information and resolve issues.
- Facilitated effective communication and collaboration across departments for efficient KYC processes.
- Utilized screening tools such as Orbis and Dun & Bradstreet to perform risk assessments on individuals and entities.
Quality Assurance Analyst
Novorise Fintech India Private Limited
Gurugram
03.2022 - 02.2024
- Monitored customer accounts to identify and address potential risks, fraud, and suspicious activities, and managed KYC and AML processes to ensure compliance with governance and controls for all account opening requirements.
- Performed quality checks on client profile updates throughout the lifecycle to ensure adherence to regulatory requirements and organizational policies.
- Conducted enhanced due diligence on high-risk customers, including evaluating sources of wealth and intended account use, and investigating suspicious clients flagged by screening systems like WorldCheck and OFAC.
- Analyzed risks related to Politically Exposed Persons (PEP), adverse information, and business exposure in high-risk and sanctioned countries, escalating issues to the Legal Team for approval, and conducted training sessions to assist team members with resolving doubts and queries.
Senior Associate
Genpact India Private Limited
Bengaluru
12.2020 - 02.2022
- Served as an Analyst, SME, and QC in Sanctions, PEP, and Customer Due Diligence.
- Reviewed documentation for charities, summarizing findings and key information.
- Analyzed entity structures, conducted bank account verifications, performed RDC screenings, assigned risk ratings, and carried out due diligence based on risk-rating procedures.
- Performed Sanctions and PEP screenings based on alerts.
- Led investigations, filed Suspicious Activity Reports (SARs), and ensured strict adherence to AML and regulatory compliance standards.
- Analyzed and monitored financial transactions to detect anomalies, identify red flags, and escalate cases related to money laundering, fraud and sanctions violations.
- Resolved routine issues and organized doubt sessions for team members. Supported the team as an SME, addressing queries and ensuring quality, and trained team members in Sanctions and PEP Screening.
Education
Bachelor of Commerce -
Gargi College, University of Delhi
Delhi07.2020
Skills
- Proficient in Microsoft Office Suite, including Excel, PowerPoint, Word, and Access
- Specialized in researching adverse information and identifying risks in applications
- Adaptive and quick learner, able to swiftly grasp new concepts and technologies
- Effective team member with strong collaboration skills
- Experienced in team leadership, guiding and supporting team members to achieve goals
- Strong knowledge of regulatory requirements and compliance standards
- Proven ability to lead and mentor teams, ensuring high performance and adherence to compliance standards
- Experienced in conducting training sessions to enhance team skills and knowledge in AML/KYC practices
Languages
English, Hindi
Websites
Accomplishments
- Awarded Bronze Award for contributions at Genpact, with roles as Quality Checker, Subject Matter Expert, and Trainer.
- Received appreciation for achieving targets with utmost accuracy at Novorise.
- Recognized as Compliance Champion in the Quarterly R&R at AML RightSource, and led a team of 10 professionals.
Websites, Portfolios, Profiles
@ria-arora-388531227/
Timeline
Senior Analyst/Team Lead
AML RightSource India Private Limited
02.2024 - Current
Quality Assurance Analyst
Novorise Fintech India Private Limited
03.2022 - 02.2024
Senior Associate
Genpact India Private Limited
12.2020 - 02.2022
Bachelor of Commerce -
Gargi College, University of Delhi
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