Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Timeline
Generic

Ria Mazumder

Bengaluru

Summary

Dynamic Senior Credit Analyst with expertise from The Adecco Group in financial analysis and credit risk assessment. Proven ability to deliver strategic credit approval recommendations and enhance portfolio management. Strong analytical and communication skills drive effective stakeholder collaboration, ensuring compliance with regulations while mitigating risks in a fast-paced environment.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Senior Credit Analyst

The Adecco Group
Bengaluru
04.2023 - Current
  • Dun & Bradstreet (D&Bi) Finance Analytics expert.
  • Analysis of financial statements, credit reports and market trends to evaluate credit risk.
  • Financial Analysis: Assess cash flows, debt levels and financial health to determine business's ability to repay.
  • Credit Approval Recommendations: Provide recommendations for credit limits and risk mitigation strategies.
  • Portfolio Management: Monitoring existing credit lines, identifying potential risks or deterioration in credit quality.
  • Compliance & Regulations: Ensure all credit decisions comply with internal policies and external regulations.
  • Industry Research: Stay informed about economic conditions, industry trends and geopolitical factors that could impact credit risk.
  • Stakeholder Communication: Collaborate with internal teams (Sales, Risk, Legal) and present findings to Senior Management.

Relationship Manager

UTI Mutual Fund
Tinsukia
08.2020 - 07.2022
  • Establish and Maintain relationship with key clients to promote the products.
  • Serving the unique and complex needs of the premier segment of Banks and National Distributors.
  • Ensuring all the operational works are efficiently completed.
  • Having adequate and updated knowledge of various mutual fund products in the Equity and Debt segments.

Education

MBA - Finance And Marketing

Tezpur University
Tezpur, Assam
07-2020

BBA - Finance

Women's College Tinsukia
Tinsukia, Assam
07-2018

Skills

  • Financial analysis
  • Credit risk assessment
  • Regulatory compliance
  • Cash flow analysis
  • Oracle Cloud
  • Oracle Fusion
  • Salesforce
  • MS Excel
  • Analytical and Communication skills

Certification

  • NISM V-A Mutual Fund Distribution Certification
  • Design Thinking Workshop
  • VBA Macros Certification

Accomplishments

  • Adecco Star Performer Award - September 2024

Timeline

Senior Credit Analyst

The Adecco Group
04.2023 - Current

Relationship Manager

UTI Mutual Fund
08.2020 - 07.2022

MBA - Finance And Marketing

Tezpur University

BBA - Finance

Women's College Tinsukia

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Ria Mazumder