Richard Anderson
Noblesville
Summary
Performance-driven Vice President with 15 years of experience aligning systems with business requirements, policies and regulatory requirements. Passionate about applying excellent organization and communication skills to manage and lead teams. Results-oriented individual well-versed in interfacing and consulting on business processes to drive results based on sound overall business judgment.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Vice President of Home Lending
Lower.com
08.2023 - Current
- Currently building, coaching, and supporting a world class team of Mortgage Originators across the Midwest in a call center environment! We offer a full product spread from the more traditional FHA/VA to some of our more tailored portfolio products
- I strive daily to push myself and the team to exceed the sales expectations during the current volatile market conditions
- Very proud of their resiliency and commitment to providing the best possible experience for our borrowers
- Marketing remains a very important part of the day to day lead management that I am heavily involved in
- Analyzing ROI and market trends and proactively adjusting strategy.
Senior Vice President of Sales
The Federal Savings Bank
10.2022 - 08.2023
- Built and managed a team of 20+ Mortgage Bankers with a group located in the Greater Indianapolis area and remote in a call center environment
- Offering a broad spectrum of mortgage products from FHA and VA purchases/refinances to Non-QM offerings
- Monthly funded volume up to $25-$30 Million across entire team.
Regional Sales Manager
Doorway Home Loans
03.2022 - 08.2022
- Responsible for building out the brand and presence for Doorway Home Loans across new markets in the Midwest and Eastern US to capture market share and establish new branches
- I also oversee the daily sales & operations of multiple locations in those markets with a mix of remote and in-office Loan Originators
- Full oversight of P&L balancing production, marketing/business acquisition, and operating expenses.
- Achieved regional sales objectives by coordinating sales team, developing successful strategies, and servicing accounts to strengthen business relationships.
Sales Manager
Intercontinental Capital Group
11.2019 - 02.2022
- Built out a team of 65 Mortgage Loan Originators and support roles both in-office and remote
- Offering a broad spectrum of mortgage products from FHA and VA purchases/refinances to Non-QM offerings
- Monthly fundings of up to $45-$50 Million
- Hired, trained, and managed a group of support specialists who assisted day to day origination activities for all sales teams across the U.S.
Mortgage Underwriter
AmeriSave Mortgage Corporation
04.2019 - 11.2019
- Underwrote purchase, new construction, manufacture homes and refinances mortgage loans through most all investor platforms (FHA, VA, USDA, CONV, and Non-QM)
- Maintained company leading 100% accuracy and turntime results monthly.
VP, Regional Operations
Carrington Mortgage Services, LLC
09.2016 - 11.2018
- Managed the team and the daily operations of Funding, Closing, and Underwriting for the Regional Operations Center with an average monthly volume of over $65,000,000 and 50+ staff
- Presented continuous monthly/weekly training for Loan Officers and Processing staff onsite increasing product knowledge and efficiency (content ranging from analyzing assets and income to TRID/Compliance)
- Co-lead a process enhancement project overhauling current guidelines and process increasing employee production 75%+ and reducing cost/unit.
- Spearheaded cross-functional initiatives across departments to achieve business goals for bottom-line profits.
Retail Underwriting Manager
Carrington Mortgage Services, LLC
07.2015 - 09.2016
- Managed the underwriting team and the daily operations with over 15 Underwriters offering several mortgage programs (FHA, VA, USDA, Conv, and Non-QM)
- Average monthly volume of over $50,000,000
- Worked with national credit team continuously reviewing, developing, and enhancing risk management controls for the Retail Lending Unit through guideline and P&P enhancements.
- Utilized knowledge of credit principles, policies and procedures to make decisions on risk assessment.
Wholesale Underwriting Team Lead
Carrington Mortgage Services, LLC
08.2013 - 06.2015
- Front-line Production working with FHA, Manual Underwrites, 203k, negative equity, repair escrow, VA, USDA, and Conv
- Assisted Underwriting Manager with the training, mentoring, and development of the underwriting staff
- Coached team members in techniques necessary to complete job tasks.
Branch Manager/Senior Licensed Personal Banker
Huntington National Bank
04.2010 - 08.2011
- Maintained friendly and professional customer interactions.
- Assessed employee performance and developed improvement plans.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Engaged employees in business processes with positive motivational techniques.
Personal Banker
Old National Bank
09.2008 - 04.2010
- Worked closely with management to strategize sales techniques to increase branch production and customer service.
- Assisted customers with setting up or closing accounts, completing loan applications, and signing up for new services.
- Cross-sold bank products and services to meet customer needs and provide options.
- Promoted financial products by maintaining excellent service offering knowledge.
Education
IT Network Security
Indiana Institute of Technology
01.2007
High School Diploma -
Ben Davis High School
Indianapolis, IN01.2004
Skills
- Mortgage Lending
- Leadership
- Recruiting
- Sales Management
- New Business Development
- Credit
- Sales
- Mortgage Underwriting
- Financial Analysis
- Market Analysis
Certification
- FHA/HUD DE Underwriter
- Loan Originator, Mortgage - NMLS, 563143
Timeline
Vice President of Home Lending
Lower.com
08.2023 - Current
Senior Vice President of Sales
The Federal Savings Bank
10.2022 - 08.2023
Regional Sales Manager
Doorway Home Loans
03.2022 - 08.2022
Sales Manager
Intercontinental Capital Group
11.2019 - 02.2022
Mortgage Underwriter
AmeriSave Mortgage Corporation
04.2019 - 11.2019
VP, Regional Operations
Carrington Mortgage Services, LLC
09.2016 - 11.2018
Retail Underwriting Manager
Carrington Mortgage Services, LLC
07.2015 - 09.2016
Wholesale Underwriting Team Lead
Carrington Mortgage Services, LLC
08.2013 - 06.2015
Branch Manager/Senior Licensed Personal Banker
Huntington National Bank
04.2010 - 08.2011
Personal Banker
Old National Bank
09.2008 - 04.2010
IT Network Security
Indiana Institute of Technology
High School Diploma -
Ben Davis High School
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