Analytical officer specializing in risk assessment and work coordination. Demonstrates meticulous review of credit applications and documentation, ensuring informed loan decisions while enhancing operational efficiency.
Overview
3
3
years of professional experience
Work History
SCALE 1 OFFICER
PUNJAB AND SIND BANK
IMPHAL
06.2022 - Current
Processed customer transactions efficiently and accurately at Punjab and Sind Bank.
Assisted clients with account inquiries and resolved issues promptly.
Maintained compliance with banking regulations and internal policies effectively.
Collaborated with team members to streamline daily operations and improve service.
Managed documentation for loan applications and account openings diligently.
Recommended approval or disapproval of different loan types based on established criteria.
Reviewed credit applications and financial statements to determine customer creditworthiness.
Ensured that all relevant documents were collected before making a decision about granting a line of credit.
Examined collateral to establish market value and assessed repayment capacity using secondary revenue sources before loan approval.
Determined credit approval based on financial standing, credit records and payment history.