RICKEELA CHONJONBAM
IMPHAL
Summary
Analytical officer specializing in risk assessment and work coordination. Demonstrates meticulous review of credit applications and documentation, ensuring informed loan decisions while enhancing operational efficiency.
Overview
3
3
years of professional experience
Work History
SCALE 1 OFFICER
PUNJAB AND SIND BANK
IMPHAL
06.2022 - Current
- Processed customer transactions efficiently and accurately at Punjab and Sind Bank.
- Assisted clients with account inquiries and resolved issues promptly.
- Maintained compliance with banking regulations and internal policies effectively.
- Collaborated with team members to streamline daily operations and improve service.
- Managed documentation for loan applications and account openings diligently.
- Recommended approval or disapproval of different loan types based on established criteria.
- Reviewed credit applications and financial statements to determine customer creditworthiness.
- Ensured that all relevant documents were collected before making a decision about granting a line of credit.
- Examined collateral to establish market value and assessed repayment capacity using secondary revenue sources before loan approval.
- Determined credit approval based on financial standing, credit records and payment history.
Education
Bachelor of Engineering - Civil Engineering
CHANDIGARH UNIVERSITY
PUNJAB05-2020
Master of Arts - Economics
IGNOU
CHANMDIGARHSkills
- Risk assessment
- Work coordination
- Mediation techniques
- Information verification
- Adaptability and flexibility
- Organizational development
- Time management abilities
Timeline
SCALE 1 OFFICER
PUNJAB AND SIND BANK
06.2022 - Current
Bachelor of Engineering - Civil Engineering
CHANDIGARH UNIVERSITY
Master of Arts - Economics
IGNOU
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