RIJUL KUMAR
Chandigarh
Summary
Dedicated finance professional with expertise in financial planning and analysis. Experience in credit department at HDB Finance Ltd, demonstrating strong analytical skills and exceptional customer service. Continuous learning through seminars and certifications enhances industry knowledge and practical application.
Overview
2023
2023
years of professional experience
Work History
Management And Industrial Trainee
Indian Oil Punjab State Office
Chandigarh
07.2021 - 08.2022
- Accumulated one year of experience as management and industrial trainee at Indian Oil Punjab State Office, Chandigarh.
- Executed daily IRN reconciliation and finalized GSTR-7 to maintain accurate records and facilitate timely submissions.
- Prepared quarterly MIS and monthly GSTR-1, GSTR-3B, and annual GSTR-9C to ensure compliance and accuracy in financial reporting.
Credit Executive
HDB Financial Services LTD
Processed and Analyzed asset finance applications for commercial vehicles, and cars. Conducted credit assessments and risk evaluations, ensuring accurate loan eligibility determinations. Analyzed financial statements and credit histories, guiding informed lending decisions. Collaborated with sales teams to tailor loan products to client needs. Maintained client relationships, delivering exceptional service throughout loan processes.
- Developed strategic financial plans to enhance client portfolio management.
- Collaborated with teams to streamline operational workflows and improve service delivery.
- Analyzed market trends to inform investment strategies and risk assessments.
Accounts Assistant
Chadha and Thakrul CA Firm
Mohali
- Processed invoices and expense reports for client accounts.
- Assisted in maintaining accurate financial records and documentation.
- Coordinated communication between clients and senior accountants.
- Gained six months of experience as an accounts assistant at Chadha and Thakrul CA Firm in Phase 1 Mohali.
Education
CMA Intermediate -
12-2020
Term
B.COM -
01-2012
GPA: 58.67%
10+2 -
03-2009
- C.B.S.E Board
- GPA: 60.4%
10th -
03-2007
- C.B.S.E Board
- GPA: 60.4%
Skills
- Financial analysis
- Advanced Excel proficiency
- Team collaboration
- Effective communication
- Self-motivation and drive
PERSONAL DETAILS:
Languages Known : Hindi,English & Punjabi
HOBBIES:
Watching Movies., playing cricket.
Declaration :
I hereby Declare that all the above information given is true and best in my knowledge Date : Place: RIJUL
DOB
- 03/01/1991
Timeline
Management And Industrial Trainee - Indian Oil Punjab State Office
07.2021 - 08.2022
Credit Executive - HDB Financial Services LTD
Accounts Assistant - Chadha and Thakrul CA Firm
The Institute of Cost Accountant of India - CMA Intermediate,
Post Graduate Government College - B.COM,
Govt Model Sr. Sec School - 10+2,
Govt Model Sr. Sec School - 10th,