RINKUKUMAR JANGID
DAMAN
Summary
Skilled Credit Manager administers credit operations and account management. Top strengths in data analysis, time management and both verbal and written communication. Over 8 years of experience supporting financial needs for organization. Resourceful Credit Manager successful at improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.
Overview
8
8
years of professional experience
Work History
Credit Manager
HDFC BANK LTD
VAPI
08.2022 - Current
- Identified opportunities for improving operational efficiency within the branch.
- Worked with management to evaluate credit strategies and develop improvements.
- Assisted in developing strategies for reducing non-performing assets.
- Resolved problems and maintained positive cash position, achieving recognition across organization for having insight, due diligence and precision skills.
- Submitted delinquent accounts to collections department or outside resources.
- Developed training materials and provided instruction on lending policies and procedures.
- Checked payroll, vendor payments and other accounting disbursements for accuracy and compliance.
- Analyzed financial statements, loan applications and credit reports for potential customers.
- Analyzed competitors and market trends to facilitate business growth.
Executive Relationship Manager
ICICI PREDUENTIAL ASSET MANAGEMENT CO.LTD
VAPI
06.2021 - 08.2022
- Provided information on technology resources to improve client financial well-being.
- Managed daily activities related to client relations such as responding promptly to inquiries or requests from customers or other stakeholders within the organization.
- Negotiated contracts with clients while maintaining mutually beneficial terms and conditions.
- Used excellent verbal skills to engage customers in conversation and effectively determine needs and requirements.
- Provided reports and presentations to executive management on customer trends, preferences, and strategies for improvement.
- Collaborated with various departments to improve communication and deliver individualized customer solutions.
- Engaged in business development activities such as attending networking events or trade shows in order to build relationships with potential clients.
- Maintained long-term, profitable relationships with clients through problem solving, issue resolution and recommendation of new products and services.
Deputy Relationship Manager
HDFC SALES PVT LTD
VAPI
10.2016 - 05.2021
- Reviewed existing portfolios regularly to identify potential areas of improvement or optimization opportunities.
- Built sales forecasts and schedules to reflect desired productivity targets.
- Assisted in the preparation of marketing materials, such as presentations, brochures, and reports.
- Collaborated with various departments to improve communication and deliver individualized customer solutions.
- Collaborated with cross-functional teams to develop innovative solutions that meet customer needs.
- Mentored and internally promoted successful company sales and account management staff into leadership positions to drive company growth.
- Enhanced sales volume through skilled support to both new and inactive customers.
- Supported sales team members to drive growth and development.
Branch Sales Officer
AXIS BANK LTD
DAMAN
07.2015 - 10.2016
- Created monthly and quarterly sales plans and monitored progress against goals.
- Provided timely advice on new products, promotions, pricing strategies and market trends.
- Managed branch sales, customer service, finances and record keeping.
- Implemented innovative marketing campaigns to attract new business opportunities.
- Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
- Maintained accurate records of all sales activities and generated reports for management review.
- Built relationships with new and existing customers by personally interviewing to identify needs and preferences and delivered products and services that fit customer perfectly.
- Analyzed competitors and market trends to facilitate business growth.
- Created financial management mechanisms to minimize financial risk to business.
Education
MBA - GENERAL MANAGEMENT
THE ICFAI UNIVERSITY SIKKIM
SIKKIM01.2021
BBA - Finance
GIDC RAJJU SHROFF ROFEL INSTITUTE OF MANAGEMENT
VAPI04.2015
Skills
- Credit Reports
- Performance Improvements
- Authorizations Knowledge
- Credit Evaluations
- Fraud Understanding
- Customer Engagement
- Sales Proficiency
- Risk Mitigation
- Risk Analysis
- Risk Assessments
Timeline
Credit Manager
HDFC BANK LTD
08.2022 - Current
Executive Relationship Manager
ICICI PREDUENTIAL ASSET MANAGEMENT CO.LTD
06.2021 - 08.2022
Deputy Relationship Manager
HDFC SALES PVT LTD
10.2016 - 05.2021
Branch Sales Officer
AXIS BANK LTD
07.2015 - 10.2016
MBA - GENERAL MANAGEMENT
THE ICFAI UNIVERSITY SIKKIM
BBA - Finance
GIDC RAJJU SHROFF ROFEL INSTITUTE OF MANAGEMENT
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