RIPAL MOTILAL TANDEL

Joined BOI as Senior Manager–Finance Executive and till present day elevated up to AGM and was posted at various locations with varied profiles & KRAs as per details given below –

(i) Posted at Head Office in Project Finance & Syndication Department from March-2011 till November-2014 [Senior Manager/ Chief Manager] under large corporate credit profile with primary responsibility of handling debt syndication assignments with BOI as Mandated Lead Arranger

• The role involves lead origination, project appraisal & financial modeling, structuring/ negotiation of detailed term sheet, preparation of Information Memorandum, down selling to other lenders to achieve financial closure & documentation.
• The role also involves finalization of scope for LLC, LIE and LIA and co-ordination with them for DDR

(ii) Posted in BOI Merchant Bankers Ltd. (a wholly owned subsidiary of BOI) on deputation basis as Vice President - Debt Syndication from November-2014 till March-2018 [Chief Manager]

• In addition to Debt Syndication activities similar to one mentioned above at sl. no. (i) while posted in PFSD, I handled debt advisory services related to Debt Restructuring and Debt Resolution and also handled capital market transactions related to arranging NCD and share valuation.

(iii) Posted in Rampura Branch in Surat as Branch Head from March-2018 till July-2020 [Chief Manager] handling overall branch operations covering area of credit underwriting, deposit mobilization, credit monitoring, NPA management & recovery, customer service

• I was leading team of 12 staffs, focused on costumer acquisition and services, which helped to achieve advance and deposit growth and targeted approach on NPA accounts helped to recover/ upgrade NPA accounts.

(iv) Posted at Nariman Point Large Corporate Branch, Mumbai as Credit Processing Cell-Head from July-2020 till April-2022 [Chief Manager/ AGM] under large corporate credit profile

• I was leading team of 4 Credit Analysts and involved in sourcing new business, overlooking due diligence process, credit/ project appraisal & documentation process as well as credit monitoring aspects of the loan accounts, etc.

(v) Posted in BOI Merchant Bankers Ltd. on deputation basis as Managing Director from April-2022 till Continuing [AGM]

• As an MD, I am leading team of 9 employees and managing merchant banking activities namely Debt Syndication & Advisory, Capital Market & Techno Economic Viability Study (TEVS) Assignments as well as overseeing and managing Administration, Accounting, Audit/ Compliance related functions of the company.
• I have handled (a) Debt syndication & advisory assignments (b) NCD/ Bonds issues of various NBFCs, bank, (c) QIP issue of BOI to raise fresh equity capital of Rs.4500 cr. as one of the BRLMs and successfully raised Rs.527 cr. (d) TEVS assignments

Out of my 14 years career in BOI, I have been involved in project finance for almost 12 years handling entire process of Transaction Advisory related to debt syndication from origination to transaction structuring, financial modeling, underwriting & down-selling to participating lenders and documentation.

I have handled over 40 debt syndication transactions as MLA involving aggregate project debt over Rs.280 billion for projects across diverse sectors such as Road (BOT/ Annuity/ HAM), Thermal Power, Renewable Power (Solar/ Wind), Power Transmission, Port, Oil & Gas Storage, Cement, Steel, Chemical, Sugar & Ethanol, Textiles, Hotels, Real Estate/ LRD and more.

Posted at Regional Office, Ludhiana (Middle Level Controlling Office) under credit profile with following KRAs

• I worked in credit department having portfolio of over Rs.25 billion with responsibilities of credit appraisal primarily in SME and retail categories, credit monitoring, management of CGTMSE cases and carrying out risk rating & administrator of credit rating module
• I handled MIS for quarterly/ annual closing and implementation of BASEL II framework

Posted at Mid Corporate Branch, Chandigarh under credit profile with following KRAs

• I worked in credit department having credit portfolio of nearly Rs. 8 billion fund based and over Rs.20 billion and non-fund with responsibilities of credit rating assessment, credit/ project appraisal and credit monitoring functions at branch level
• I handled MIS for quarterly/ annual closing and implementation of BASEL II framework
• I handled forex business operations for FCL/ FCTL/ PC/ PCFC/ FLC/ LOC and other banking operations like Inland/ Export Bills/ LC/ BG, etc.

Preparation of Financial Model/ CMA and Project Reports for Bank Finance for the client companies.