Rishabh Sinha

Senior SME

HBS

Noida

05.2025 - Current

Solid expertise in global regulatory frameworks including US (USCIS, OFAC, FinCEN) and UK (FCA, JMLSG) compliance guidelines, along with working knowledge of EU’s General Data Protection Regulation (GDPR) for data privacy and handling.
Successfully led the formation and implementation of Standard Operating Procedures (SOPs) across KYC, audit, and onboarding functions to streamline processes and ensure consistent compliance with internal and external regulations.
Comprehensive experience in Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) across institutional and investment banking clients, ensuring full regulatory adherence.
Assessed client AML/KYC risk profiles, conducted independent research, reviewed transactional behavior, and collaborated with Compliance, Legal, and Credit Risk teams to ensure accurate risk classification.
Conducted end-to-end background verification audits, including Criminal Records, Employment History, and Education Verification, escalating discrepancies and ensuring complete document integrity.
Oversaw onboarding compliance by ensuring IT/Non-IT consultants’ documents met client-specific requirements, and maintained updated records for work authorizations (H1B, EAD, VISA, etc.) in line with USCIS guidelines.
Regularly interacted with US-based applicants to collect and renew expiring documents, proactively identifying potential non-compliance and addressing it in collaboration with employee relations.
Developed and maintained a centralized Audit & Compliance Tracker, monitoring all activities against defined checkpoints and SLAs, while leading weekly coordination calls with onboarding teams.
Conducted detailed purchase order (PO) audits, ensuring pay rate and bill rate accuracy and consistency with contract terms and internal billing policies.
Performed AML alert investigations covering Terrorist Financing, Human Trafficking, Sanctions Evasion, and Unusual Activity Reports (UARs), escalating or closing alerts per protocol.
Screened employees, vendors, and third-party entities against OFAC, SDN lists, Sanctions lists, PEPs, RCA, and other global watchlists; identified and mitigated high-risk exposures.
Reviewed KYC documentation and risk categorizations for Neutral, Medium, and High-Risk clients, ensuring adherence to Initial Due Diligence (IDD), CDD, and Profile Completion (PC) processes.
Supported the development and implementation of audit controls and process improvement initiatives, identifying operational loopholes and ensuring sustainable compliance governance.
Maintained strict adherence to GDPR and internal data protection protocols, ensuring candidate and client information is handled lawfully and securely.
Proficient in compliance and operational tools such as Finacle, CRMnext, Probe42, I-sense, OFAC, STAR, FCRM, Omniflow, and Microsoft Excel.
Demonstrated excellent communication, stakeholder engagement, and cross-functional collaboration, with strong attention to detail and problem-solving skills in high-pressure compliance environments.
Led cross-functional teams to design and implement process improvements.
Collaborated with stakeholders to gather requirements and define project scope.
Analyzed data trends to inform strategic decision-making and recommendations.
Conducted risk assessments to identify potential challenges in projects.
Identified areas of improvement in operational processes and procedures within SME