Rishik Srivastava
Noida
Summary
Results-driven Governance, Risk, and Compliance professional with over 8 years in internal audit and operational risk management. As a Business Assurance Analyst, drives global programs across APAC, India, UK, US, and CEMEA. Specializes in identity verification governance, ISO compliance audits, and operational risk assessments, enhancing governance, identifying control gaps, and improving regulatory compliance.
Overview
11
11
years of professional experience
Work History
Business Assurance Analyst
Barclays (Flexability HR Solutions Pvt Ltd by AMS)
Noida
08.2021 - Current
- Led Identity & Verification (ID&V) governance and assurance process across global programmes.
- Manage audit and assurance coverage across APAC, India, UK, US and CEME regions ensuring compliance with governance frameworks.
- Lead SLA, Risk and Compliance audits, supporting operational risk management.
- Conduct internal process and compliance audits, identifying control gaps and supporting remediation.
- Prepared audit dashboards and published results to Compliance Head for governance review and decision making.
- Establish process controls and governance framework to improve operational efficiency and compliance.
- Created and updated Standard Operating Procedures (SOPs) and process documentation reflecting changes in audit controls and governance requirements.
- Prepare audit dashboards and publish audit results to the Compliance Head for governance review and decision making.
- Prepare Monthly Business Review (MBR) and Quarterly Business Review (QBR) reports highlighting key audit insights and risk indicators.
- Tracked audit observations and ensured timely closure of remediation actions to support compliance objectives.
Senior Risk Manager
L&T Financial Services
Faizabad
04.2021 - 08.2021
- Analyzed risk profiling and key risk indicators for over 16 branches, improving early risk detection protocols..
- Performed pre- and post-disbursement audits, assessing appraisal quality, document completeness and compliance with credit policies.
- Monitored portfolio risk indicators and branch-level risk exposure, identified control gaps, and recommended corrective actions to enhance risk management.
- Standardized operational processes and guidelines across 16 branches, ensuring compliance with organizational standards..
- Led and executed financial and operational audits to ensure adherence to internal policies and regulatory requirements, strengthening compliance.
- Prepared detailed audit reports for area management, highlighting key findings, risk observations and remediation recommendations.,
- Handled fraud -related escalations and conducted investigations, coordinating with internal teams to ensure timely resolution.
- Performed financial & document verification, ensuring accuracy and compliance with loan processing standards.
- Conducted internal investigations related to employee fraud and misconduct.
Assistant Manager(Risk Containment Unit)
L&T Financial Services
Faizabad, Uttar Pradesh
12.2017 - 03.2021
- Managed credit risk analysis, identifying potential losses and implementing strategies for mitigation.
- Conducted thorough compliance audits to ensure regulatory adherence.
- Completed KYC reviews, ensuring thorough customer due diligence and compliance with regulatory standards.
- Conducted pre- and post-disbursement audits on unsecured loans for financial integrity.
- Developed and executed audit review procedures, improving compliance and accuracy across processes.
- Presented comprehensive audit results and recommendations to management and partners.
- Executed asset reviews to assess value and risk exposure.
- Performed financial verifications for accurate reporting.
Branch Head
Fino Payments Bank Ltd
Gorakhpur, Uttar Pradesh
02.2017 - 12.2017
- Developed client relationships and executed strategic sales of CASA accounts and third-party products, contributing to new business development.
- Managed branch sales performance and ensured adherence to customer compliance standards.
- Conducted credit appraisals for personal and group loans to assess risk effectively.
- Focused on establishing new business correspondent points to expand market reach.
- Processed cheque receipts and managed petty cash to maintain accurate financial records.
- Oversaw inventory management to ensure optimal stock levels.
- Oversaw inventory management to ensure optimal stock levels.
Senior Officer
ICICI Bank
Basti, Uttar Pradesh
08.2015 - 07.2016
- Executed debit, credit, and various transactions for customers, ensuring compliance with daily limits.
- Oversaw cash transactions, including receipts, deposits, tallying, and payments.
- Processed and verified incoming cheques while managing receivables and payables.
- Created and maintained daily branch and cash transaction reports, enhancing financial tracking accuracy.
- Coordinated fund transfers through NEFT and RTGS, streamlining gold loan operations.
- Managed retail asset and liability operations to enhance service delivery.
- Resolved customer queries related to cash and non-cash transactions within turnaround time.
Education
Executive Certificate Program - Financial Risk Management
IIM Visakhapatnam
08-2024
Post Graduation Diploma - Banking Operations
NIIT Institute of Finance, Banking & Insurance Training Ltd.
11-2015
Bachelor of Computer Application -
Babu Banarsi Das University
Lucknow06-2015
Skills
- Internal Audit & Compliance
- Operational Risk Management
- Risk Assessment
- Fraud Investigation
- ID&V governance
- Audit Dashboard & Reporting
- Risk Reporting & Remediation Tracking
- SOP development
- Client Service Delivery
Languages
- English, Proficient
- Hindi, Proficient
Timeline
Business Assurance Analyst
Barclays (Flexability HR Solutions Pvt Ltd by AMS)
08.2021 - Current
Senior Risk Manager
L&T Financial Services
04.2021 - 08.2021
Assistant Manager(Risk Containment Unit)
L&T Financial Services
12.2017 - 03.2021
Branch Head
Fino Payments Bank Ltd
02.2017 - 12.2017
Senior Officer
ICICI Bank
08.2015 - 07.2016
Executive Certificate Program - Financial Risk Management
IIM Visakhapatnam
Post Graduation Diploma - Banking Operations
NIIT Institute of Finance, Banking & Insurance Training Ltd.
Bachelor of Computer Application -
Babu Banarsi Das University