
Results-driven Data Scientist with 3+ years of experience in data preparation, transformation, modeling, analysis, and reporting in banking, credit risk, and retail marketing domains. Skilled in building machine learning models, predictive analytics, LLM-based tools, and AI chatbots using Python, SQL, SAS, and Power BI. Proven track record of delivering 20%+ improvements in customer engagement and risk reduction. Seeking to leverage analytical expertise in data science roles to drive business insights and AI solutions.
• Collected and transformed loan applications and customer data using SAS, SQL, and Python, automating daily/weekly/monthly BAU and MIS reports.
• Extracted and analyzed credit/debit card usage from merchant transactions, creating summary datasets to monitor behaviors efficiently.
• Designed end-to-end process automation integrating Python outputs with Excel and Power BI dashboards for advanced visualization and KPIs.
• Executed logistic regression projects in Python for credit risk modeling, focusing on key factors with SQL for data cleaning and preprocessing.
• Transitioned reporting from Excel/PowerPoint to dynamic Power BI storytelling dashboards, improving quick summary analysis.
• Developed credit risk assessment models, reducing loan defaults by 3-4% through analysis of 300,000+ customer datasets.
• Identified and reevaluated loan distribution patterns, reducing repayment risk by 14% via data-driven strategies.
• Collaborated with cross-functional teams to improve credit scoring models, increasing accuracy by 10%.
• Promoted data-driven decision-making culture, boosting data-based decisions by 20% across the organization.
Programming & Languages: Python (Pandas, Scikit-learn), SQL, SAS, R (basic)
Machine Learning & AI: Logistic Regression, Ensemble Models, Predictive Modeling, LLM (Claude Sonnet), AI Chatbots (Co-pilot Studio), Credit Risk Modeling
Data Tools & Visualization: Power BI (DAX, KPIs, Dashboards), Advanced Excel, DataBricks, UNICA
Other: Database Management, Process Automation, Fraud Analysis, Customer Churn Strategies, Performance Metrics Monitoring
Projects: AI Chatbot for Team Process Knowledge (Co-pilot, multiple functionalities); LLM Audit Validator (Claude Sonnet on DataBricks); Python Automation for Credit Risk (Logistic Regression).
• Achievements: Delivered high-visibility AI solutions praised by US stakeholders; Trained team on Python for data tasks.