Summary
Overview
Work History
Education
Skills
ADDITIONAL HIGHLIGHTS
Certification
Timeline
Generic

Rishikesh Sahoo

Bengaluru

Summary

Results-driven Data Scientist with 3+ years of experience in data preparation, transformation, modeling, analysis, and reporting in banking, credit risk, and retail marketing domains. Skilled in building machine learning models, predictive analytics, LLM-based tools, and AI chatbots using Python, SQL, SAS, and Power BI. Proven track record of delivering 20%+ improvements in customer engagement and risk reduction. Seeking to leverage analytical expertise in data science roles to drive business insights and AI solutions.

Overview

4
4
years of professional experience
3
3
years of post-secondary education
1
1
Certification

Work History

Business Systems Analyst

Bread Financial LLP, Bengaluru
Bengaluru
03.2024 - Current
  • Built machine learning models to segment customers by behavior and upgrade likelihood, improving targeting precision and boosting engagement by 20%.
  • Applied predictive analytics to optimize campaign timing and messaging, enhancing performance and conversion rates.
  • Developed LLM-based Campaign File Audit Validator using Claude Sonnet 3.7 on DataBricks, ensuring technical specifications from business requirements.
  • Created AI Chatbot with Co-pilot Studio for team-wide knowledge base, supporting process queries and multiple functionalities.
  • Utilized SAS, SQL, and Python to analyze credit card activity, translating insights into data models and DAX measures for key risk indicators.
  • Participated in requirement meetings with project owners and US stakeholders, driving data-driven campaign strategies.

Data Analyst

Molars Technology Pvt. Ltd., Remote
Remote
08.2023 - 03.2024

• Collected and transformed loan applications and customer data using SAS, SQL, and Python, automating daily/weekly/monthly BAU and MIS reports.

• Extracted and analyzed credit/debit card usage from merchant transactions, creating summary datasets to monitor behaviors efficiently.

• Designed end-to-end process automation integrating Python outputs with Excel and Power BI dashboards for advanced visualization and KPIs.

• Executed logistic regression projects in Python for credit risk modeling, focusing on key factors with SQL for data cleaning and preprocessing.

• Transitioned reporting from Excel/PowerPoint to dynamic Power BI storytelling dashboards, improving quick summary analysis.

Data Analyst

Canopus Software Pvt. Ltd.
Pune
10.2021 - 03.2023

• Developed credit risk assessment models, reducing loan defaults by 3-4% through analysis of 300,000+ customer datasets.

• Identified and reevaluated loan distribution patterns, reducing repayment risk by 14% via data-driven strategies.

• Collaborated with cross-functional teams to improve credit scoring models, increasing accuracy by 10%.

• Promoted data-driven decision-making culture, boosting data-based decisions by 20% across the organization.

Education

Bachelor of Science - Botany

Utkal University, Odisha
Odisha
03.2019 - 04.2022

Skills

Programming & Languages: Python (Pandas, Scikit-learn), SQL, SAS, R (basic)

Machine Learning & AI: Logistic Regression, Ensemble Models, Predictive Modeling, LLM (Claude Sonnet), AI Chatbots (Co-pilot Studio), Credit Risk Modeling

Data Tools & Visualization: Power BI (DAX, KPIs, Dashboards), Advanced Excel, DataBricks, UNICA

Other: Database Management, Process Automation, Fraud Analysis, Customer Churn Strategies, Performance Metrics Monitoring

ADDITIONAL HIGHLIGHTS

Projects: AI Chatbot for Team Process Knowledge (Co-pilot, multiple functionalities); LLM Audit Validator (Claude Sonnet on DataBricks); Python Automation for Credit Risk (Logistic Regression).

•  Achievements: Delivered high-visibility AI solutions praised by US stakeholders; Trained team on Python for data tasks.

Certification

  • Data Analysis with Python by IBM
  • Databases and SQL for Data Science with Python by IBM
  • IBM Data Science Certification
  • Python for Data Science, AI & Development

Timeline

Business Systems Analyst

Bread Financial LLP, Bengaluru
03.2024 - Current

Data Analyst

Molars Technology Pvt. Ltd., Remote
08.2023 - 03.2024

Data Analyst

Canopus Software Pvt. Ltd.
10.2021 - 03.2023

Bachelor of Science - Botany

Utkal University, Odisha
03.2019 - 04.2022
Rishikesh Sahoo