RITIKA
Delhi
Summary
Motivated person with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organisational brand.
Overview
8
8
years of professional experience
4
4
years of post-secondary education
Work History
BA4 Transaction Monitoring Analyst
Barclays Bank
Noida
2023.12 - Current
- Working in Transaction Monitoring- Corporate Team
- Monitoring customer transactions by analyzing value, volume, and velocity, along with reviewing customer information and interactions to provide a comprehensive view of overall customer activity.
- Identifying unusual activity or suspicious patterns in customer accounts by investigating alerts, and monitoring and analyzing corporate customer transactions to detect typical behavior and file Suspicious Activity Reports (SARs) when required.
- Collaborate with the compliance team to update and refine transaction monitoring rules and scenarios.
- Identify PEP and do EDD using world check and internet researches.
- Maintaining team activities of 14 team members such as work allocation, queue management, SLA management, MI Management, Quality Assurance etc.
QC Analyst - (Strategic In life Management)
NatWest Group
Gurugram
2022.10 - 2023.11
- Experience in Enhanced Due Diligence, Targeted Due Diligence and Standard Due Diligence, Transactions Monitoring of the High-Risk customers.
- Experience in doing end to end KYC i.e, Adverse Press Check, One Click, Reviewing Ownership Structure, review on the basis of customer's Trading Activity.
- Monitoring the quality of incoming and outgoing Case processed by KYC Analysts.
- Coordination with Stakeholders and Relationship Mangers via written or verbal communication for issues understanding and resolving.
- Quality checking and query handling for the team.
- Reconciliation activity and determining internal trend after analyzing internal team data.
- Maintaining several performance-based reports on Weekly, Monthly & Quarterly
- Conducted quality checks on financial documents and transactions.
Senior Analyst (CDDR Team)
NatWest Group
Gurugram
2019.03 - 2022.09
- Worked with Customer Due Diligence Review (CDDR) team - AML domain.
- Proficient in conducting full review of a customer according to CDD pathways standard which includes review of ownership structure, Associated parties, business transaction, site due diligence etc.
- Experience in conducting Targeted Due Diligence (TDD) on customers.
- Experience of conducting trainings
Analyst (UBO monitoring Team)
NatWest Group
Gurugram
2017.09 - 2019.02
- Worked with UBO (Ultimate Beneficial Owner) Monitoring Team.
- Experience in reviewing of ownership structure and building the same on our recorded.
- Identification and Verification of the Individual as well as the Entities on the basis of different factors.
Education
B.com -
Delhi University
2015.08 - 2017.07
XIIth -
CBSE board
2013.04 - 2014.03
Xth -
CBSE Board
2011.04 - 2012.03
Skills
- Microsoft Office
- AML Operations
- Customer Due Diligence
- Risk Analysis
- Transactions Monitoring
- Anti Money Laundering investigation
- Financial Risk Management
- Client Life Cycle and Data Management
- Fincrime Knowledge
- Quick Learner
- Effective Communication
- Creative Approach
- Problem Solving Attitude
- Analytical Mind
- Leadership Quality
Overall Experience
- Proficient in carrying out full review of low, medium and high-risk customer's and maintenance of up-to-date records of information.
- Proficient in carrying out Due Diligence activity of UK based business banking clients to ensure compliance with bank and regulatory Anti- Money Laundering (AML)/ Know Your Customer (KYC) standards.
- Critical analysis involved in identifying and verifying through CDD procedures, new and existing clients risk rating based on client's geography, Industry, Political status and reputational risk.
- Skilled in monitoring Red Flags, PEP and Sanctions placed on clients based on FATF, POCA and USA PATRIOT Act.
- Experience in conducting trainings and shadowing sessions.
- Proficient in handling queries.
Positions Of Responsibility
- Core Committee Member R&R RBS - Organized and managed monthly reward and recognition ceremony at RBS.
- Process Trainer at RBS - Mentoring and delivering process training to joiners, giving them buddy up's and responsible for their overall growth.
- Member (Fun Committee) - Organized various Friday fun events for team at RBS in order to maintain work life balance.
Languages
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1
Timeline
BA4 Transaction Monitoring Analyst
Barclays Bank
2023.12 - Current
QC Analyst - (Strategic In life Management)
NatWest Group
2022.10 - 2023.11
Senior Analyst (CDDR Team)
NatWest Group
2019.03 - 2022.09
Analyst (UBO monitoring Team)
NatWest Group
2017.09 - 2019.02
B.com -
Delhi University
2015.08 - 2017.07
XIIth -
CBSE board
2013.04 - 2014.03
Xth -
CBSE Board
2011.04 - 2012.03