Ritu Perwani

Regulatory Reporting

• Skilled in regulatory reporting for different aspects of capital, leverage, and large exposure reporting across different products such as Market Risk, Operational Risk and Issuer Risk for IHC, FINMA and PRA regulators.
• Performed calculations and analyzed variances to provide correct and effective narrative on movements.
• Assisted in design, implementation and maintenance of Controls required as per different regulators for distinct reportings.
• Understanding data flow to articulate gaps to monitor and track issues ensuring timely and appropriate resolutions.
• Gathered understanding on Basel III framework, COREP, and other Pillar 3 reportings.
• Providing aid to auditors by having check on controls and other audit related queries.

Statutory Audit

• Part of Revenue Audit team at Tech Mahindra to perfrom end to end testing across distinct revenue generating contracts,understanding and reviewing MSAs, including interaction with top management on pricing policies and structures.
• Performed walkthrough & TOE for all controls that were falling in RCM of client for major areas like payroll.
• Worked on JE routines with multiple attributes to identify suspicious transactions if any with risk of fraud.
• Interacted with top management core teams & independently to resolve audit related queries.

• Part of Statutory audit team to perform end to end testing on borrowings, operating expenses and fixed assets
• Team leader in Concurrent Audit of UCO and Oriental Bank
• Handled Audit Assignments under various statutory acts of Firms, Companies and Individuals engaged in Manufacturing and Trading concerns
• Interacted with key client management to resolve audit-related problems and make recommendation for business and process improvements
• Assisted in Indirect Tax Filing (GSTR-1 & GSTR 3B) and Reconciliation
• Preparation of Computation of Income and filing of Income Tax Returns of Individuals, Partnership firms and Companies
• Liasioning of project finance involving preparation of project reports for disbursement of sanctioned loans
• Arrangement of working capital finance for traders, manufacturers involving preparation and projection of CMA Data, Ratio analysis, bank's appraisal preparation and queries solutions.

• Accounts Preparation, Reconciliation & Analysis of Draft Financial Statement of Companies
• Assisted Internal Audit team in conducting Internal audit of Hyundai (Automobile dealers)
• Conducted Stock Audit of Toyota Automobile parts dealers & distributors
• Handled Representation before the Income Tax Officer
• Preparation of Computation of Income and filing of Income Tax Returns of Individuals, Partnership firms.