RITU RANI

• Focused on family responsibilities while actively pursuing professional development in finance, investment banking, and emerging technologies.
• Completed multiple certifications (IIM Calcutta, IBM, Stanford) to stay industry-relevant and gain expertise in analytical tools and financial modeling.
• Developed personal projects integrating finance concepts with data analytics for market trend evaluation.
• Adapted quickly to new technology and software applications, enhancing productivity and analytical capabilities.
• Collaborated effectively in team-based projects, demonstrating strong communication and coordination skills.
• Successfully managed time and met tight deadlines in fast-paced environments.

Projects / Academic Work

Capstone Proposal – Havells’ Acquisition of Butterfly: Strategic Business Analysis(Indian Institute of Management, Kozhikode | April 2022 – Feb 2023)

• Conducted comprehensive M&A analysis, including valuation models, synergy estimation, and market impact assessment.
• Performed stock market analysis, financial forecasting, and strategic fit evaluation to support acquisition decisions.
• Delivered actionable recommendations supported by both quantitative and qualitative research.
• Applied strong problem-solving skills to create effective solutions for complex financial scenarios.

• - Managed diverse retail and corporate banking portfolios, including credit assessment and investment advisory for high-net-worth clients.
• - Conducted financial statement reviews and risk evaluations to support lending and investment decisions.
• - Collaborated on cross-functional projects to improve branch-level customer engagement and operational efficiency.
• Increased client satisfaction by providing tailored financial solutions and expert advice on commercial banking products.
• Enhanced cross-selling efforts by collaborating closely with other departments including retail banking, investment services, and wealth management divisions.
• Conducted thorough market research to stay informed on industry trends and competitor offerings, enabling proactive adjustments to product strategies as needed.
• Collaborated with credit analysts to evaluate loan applications, making informed decisions based on comprehensive risk assessments.
• Proactively sought out feedback from clients and peers to identify areas for improvement, both individually and within the broader commercial banking team.
• Ensured compliance with all federal and state regulations, conducting thorough due diligence on each transaction.
• Coordinated closely with branch managers to identify opportunities for collaboration and cross-referrals within local markets
• Analyzed clients'' financial statements to identify trends, opportunities for growth, and potential areas of concern.