- MS Office
RIYA SUMEET PAHARIA
CHARTERED ACCOUNTANT
Mumbai
Summary
To be a part and motivate a team of professionals and contribute towards promoting and achieving the objectives and goals of the organization.
Overview
11
11
years of professional experience
8
8
years of post-secondary education
3
3
Languages
Work History
Proprietor
CA RIYA PAHARIA & ASSOCIATES
MUMBAI
08.2017 - Current
- Consulted for GST Applicability in day to business activity of various clients such as Manufacturing of Chemical based unit (having turnover of more then Rs 20+ crore ) , media service provider private limited company (having turnover of Rs 10+ Crore)
- Appeared before Assessing Officers in various cases of Scrutiny Assessments and Appeals Assessments.
- Practiced to provide service to various startup to set up their legal entity and in day to day consultation for running of effective business and have also helped startups to increase benefits from StartUP India programme of Government.
- Finalization of accounts, Statutory Audits, Tax Audits of entities such as Individuals, HUF, Companies, Firms and preparation of audit report
- Taxation of individuals, companies and various other entities
- ROC assignments for annual compliance filings, Share allotment, Name change, Formation of company, preparation of Minutes of meeting
- Drafted various submission in respect to submit it to scrutiny officers.
- Drafted various deeds and agreements with regards to partnership agreements, incorporation of LLP and incorporation of HUF.
- Have performed with ECL Limited (Subsidiary of Edelweiss) in rending assignment for installation, application and training of TABLEAU Software.
Credit Manager
HDFC Bank
SURAT
02.2016 - 03.2017
- Performed as Credit Appraising Officer, for Large ticket cases and sanctioning authority for SME proposal up to Rs 50.00 Lacs
- Established cordial relationship with various agencies( such as lawyers, valuers and PD agencies) also performing the quality and cost control so as to achieve the desired goal
- Provided training and consulted with struggling teams to help meet monthly target goals.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Work cross-functionally with sales, management and other departments to maintain effective operations.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
Credit Manager
Punjab National Bank
Nasik
07.2014 - 12.2015
- Performed as Credit Appraising, for SME proposals for LAP, Business Loans and Unsecured Loans.
- Performed as reviewer and has sanctioning authority of Retail Loans such as Housing Loans, Car Loans and Personal loans
- Pre sanction Appraisal, analysis and post sanction monitoring of business proposal
- Managing work force to achieve defined goal .
- Have increased branch revenue from credit lending by 50% during tenure
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility
- Wrote and implemented standard operating procedures for credit personnel to achieve consistency in unit operations.
CHARTERED ACCOUNTANT
PKMG & Co
SURAT
09.2013 - 04.2014
- Finalization of accounts, Statutory Audits, Tax Audits of entities such as
- Individuals, HUF, Companies, Firms etc and preparation of audit report
- Preparing Draft replies for submitting to Income Tax Authorities in case of assessments.
Articled Assistant
RASESH SHAH & ASSOCIATES
SURAT
08.2010 - 08.2013
- Worked as an, and became conversant in handling assignments relating to
- Taxation of individuals, companies and various other entities
- Worked closely in finalization of various statutory and Tax audits including audit of few private trusts.
- Assistance in conducting statutory audit of bank
- Preparation of Form 35, Form 36 and other appellate procedures
- Consulted and prepared Wealth Tax Returns of various entities
- Consulted clients in the area of Management Consultancy and also helped them improve their internal control
- System
- ROC assignments for annual compliance filings, Share allotment, Name change, Formation of a company, preparation of Minutes of meeting
- Preparation of various types of deeds and documents such as Partnership deed, Gift deed, Retirement deed,
- Retirement-cum-partnership deed, Form 13 and Form 15 relating to lower deduction of TDS and No deduction of TDS
- Assisted in various Services Tax compliance issues
Education
CHARTERED ACCOUNTANT -
Institute of Chartered Accountants of India
06.2009 - 05.2013
Company Secretary -
Institute of Companies Secretaries of India
12.2010 - 12.2013
B.Com - undefined
Veer Narmad South Gujarat University
XII -
Lourdes Convent High School
06.2008 - 03.2009
X -
GBSE, Sir V.D.T High School
06.2006 - 03.2007
Skills
Quick learner, proactive, adaptable, resilient, open to ideas/challenges/risks, creative and decisive with managerial abilities and capability of relating ideas to reality and having strong Communication, outgoing and analytical skills
Accomplishments
- Have presented paper on Forensic accounting with information technology at National Convention for Students held in Surat in Aug’ 2012.
- Participated in various quiz and competitions organized by Surat branch of WIRC.
- Participated & won in group dance competitions at Inter school level.
- Participated & won in various inter school Sports competitions.
Software
- Tableau
- Genius
- Finacle
- Tally
Interests
- Socializing, Painting, Cycling, dancing
Timeline
Proprietor
CA RIYA PAHARIA & ASSOCIATES
08.2017 - Current
Credit Manager
HDFC Bank
02.2016 - 03.2017
Credit Manager
Punjab National Bank
07.2014 - 12.2015
CHARTERED ACCOUNTANT
PKMG & Co
09.2013 - 04.2014
Company Secretary -
Institute of Companies Secretaries of India
12.2010 - 12.2013
Articled Assistant
RASESH SHAH & ASSOCIATES
08.2010 - 08.2013
CHARTERED ACCOUNTANT -
Institute of Chartered Accountants of India
06.2009 - 05.2013
XII -
Lourdes Convent High School
06.2008 - 03.2009
X -
GBSE, Sir V.D.T High School
06.2006 - 03.2007
B.Com - undefined
Veer Narmad South Gujarat University
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