Robert Apple
Newburgh
Summary
Dynamic banking professional with a proven track record at Springs Valley Bank and Trust, successfully building a $50MM portfolio. Expertise in financial analysis and client relationship management drives exceptional business development. Adept at negotiation and problem-solving, I thrive in fostering strong client connections and achieving ambitious lending goals.
Overview
29
29
years of professional experience
Work History
Vice President Business Banker
Springs Valley Bank and Trust
09.2019 - Current
- Started fresh in brand new banking center with zero clients a few months before the covid shutdown.
- I have successfully built my portfolio to $50MM with additional loans in the pipeline.
- The ability to be a relationship banker in a small community has been great for the last 6 years.
Vice President Business Banker
Legence Bank
06.2018 - 09.2019
- Inherited a small portfolio of mainly rental real estate.
- Built the portfolio $10MM the year I was there.
- Left for a chance to work with one of my best friends in my hometown.
Assistant Vice President Private Banker
Fifth Third Private Bank
Evansville
07.2016 - 06.2018
- Company Overview: Evansville, IN
- Work as the banking specialist on a team of advisors helping simplify financial complexity for our affluent clients by challenging and collaborating with them to articulate and achieve their goals.
- Prospect for new clients utilizing our banking centers and my center of influences.
- Manage and grow existing deposit and loan book of business.
- Evansville, IN
Senior Account Executive
Assured Neace Lukens
Evansville
08.2015 - 07.2016
- Company Overview: Evansville, IN
- Developed and managed a prospect list to develop my own customer base.
- Met with clients and negotiate and sell all lines of insurance with an annual premium target of $850,000.00.
- Designed insurance and risk management plans for Clients.
- Direct selling, marketing, and customer service in coordination with other agency personnel.
- Evansville, IN
Financial Representative
Northwestern Mutual
Evansville
10.2014 - 07.2015
- Company Overview: Evansville, IN
- Independent contractor working in a capacity to offer financial plans for clients I develop.
- Develop and cold call your own prospecting list.
- Develop individual financial plans for clients.
- Establish a steady stream of referral sources.
- Maintain continuing education requirements for Life, Health, Long Term Care and 6 & 63 Securities licenses.
- Evansville, IN
Assistant Vice President, Commercial Lender
Peoples Trust & Savings Bank
Newburgh
11.2013 - 10.2014
- Company Overview: Newburgh, IN
- Developed business banking relationships obtained through outside sales calls and referrals.
- Developed and manage a loan portfolio.
- Assisted to establish a true sales culture by utilizing my 18 years in banking.
- Assisted in the development and implementation of new business banking products.
- Newburgh, IN
National Account Manager
RRM Logistics, LLC
Evansville
02.2013 - 10.2013
- Company Overview: Evansville, IN
- Developed a calling list and implement a plan to develop business for the transportation line of our business.
- Developed a prospect list for repackaging opportunities in the Evansville area.
- Developed a prospect book for material handling companies to cold call about our installation services in a 6 state area.
- Maintained contact with prospects about potential business opportunities.
- Cold called and developed business for our sister environmental company in the north east corner of the United States calling on Petroleum and Chemical companies.
- Evansville, IN
Vice President, Business Relationship Officer
First Bank
Evansville
04.2011 - 02.2013
- Company Overview: Evansville, IN
- Developed business banking relationships obtained through outside sales calls and referrals.
- Developed and managed a loan portfolio of with a 5 year goal of $30MM.
- Met business loan goal set by senior management and the board of directors.
- Developed and participated in the sales of business banking deposit products.
- Evansville, IN
Assistant Vice President, Private Client Officer
Bank of Evansville
Evansville
02.2005 - 04.2011
- Company Overview: Evansville, IN
- Developed and implemented a business development strategy for the newly created position.
- Actively solicit business clients and prospects for new relationships.
- Meet deposit and lending goals established by senior management.
- Manage the deposit portfolio for seven commercial loan officers whose loans total $225,000,000.00.
- Participate in joint and individual outside sales calls to current and prospective business clients.
- Manage the cash management and courier banking department of the bank.
- Evansville, IN
Assistant Vice President, Banking Center Manager
Bank of Evansville
Evansville
02.2004 - 02.2005
- Company Overview: Evansville, IN
- Developed and implemented a business development strategy for the banking center.
- Actively solicited business clients and prospects for new relationships.
- Met deposit and lending goals established by senior management.
- Managed a staff of four people.
- Evansville, IN
Manager of Remote Services
Bank of Evansville
Evansville
06.2003 - 02.2004
- Company Overview: Evansville, IN
- Sold and serviced our Cash Management Product to Business Clients.
- Sold and serviced our Merchant Processing Product to Business Clients.
- Sold our Business Courier Service to new business clients.
- Established and maintained an active pipeline of prospects to actively call on for new business.
- Evansville, IN
Officer & Banking Center Manager
Fifth Third Bank
Evansville
08.2001 - 06.2003
- Company Overview: Evansville, IN
- Responsible for very aggressive sales goals and created ways to meet them.
- Managed the banking center's balance sheet and income statement.
- Recruited new commercial businesses as customers of Fifth Third Bank.
- Met all lending needs of commercial and retail customers.
- Evansville, IN
Office Manager
Fifth Third Bank
Evansville
04.2000 - 08.2001
- Company Overview: Evansville, IN
- Managed a staff of eight people and the every day operation of the banking center.
- Responsible for very aggressive sales goals both personally and for the banking center.
- Approved and closed all loan requests made at the banking center.
- Evansville, IN
Head Teller / New Account Representative
Fifth Third Bank/Citizens Bank
Evansville
05.1996 - 04.2000
- Company Overview: Evansville, IN
- Referred and opened new accounts for prospective and existing customers.
- Processed loan applications and did the loan closing.
- Handled customers' transactions, questions, and provided friendly customer service.
- Evansville, IN
Education
Bachelors of Science - Business Administration - Finance
University of Evansville
Evansville, IN05-1998
Skills
- Financial analysis
- Portfolio management
- Risk assessment
- Client relationship management
- Business development
- Loan underwriting
- Sales strategy
- Team leadership
- Credit analysis
- Negotiation skills
- Problem solving
- Effective communication
- Account management
- CRM software
- Sales and marketing leadership
- Lead generation
- Negotiation and persuasion
- Proposals and presentations
- Relationship building
- Customer service
Timeline
Vice President Business Banker
Springs Valley Bank and Trust
09.2019 - Current
Vice President Business Banker
Legence Bank
06.2018 - 09.2019
Assistant Vice President Private Banker
Fifth Third Private Bank
07.2016 - 06.2018
Senior Account Executive
Assured Neace Lukens
08.2015 - 07.2016
Financial Representative
Northwestern Mutual
10.2014 - 07.2015
Assistant Vice President, Commercial Lender
Peoples Trust & Savings Bank
11.2013 - 10.2014
National Account Manager
RRM Logistics, LLC
02.2013 - 10.2013
Vice President, Business Relationship Officer
First Bank
04.2011 - 02.2013
Assistant Vice President, Private Client Officer
Bank of Evansville
02.2005 - 04.2011
Assistant Vice President, Banking Center Manager
Bank of Evansville
02.2004 - 02.2005
Manager of Remote Services
Bank of Evansville
06.2003 - 02.2004
Officer & Banking Center Manager
Fifth Third Bank
08.2001 - 06.2003
Office Manager
Fifth Third Bank
04.2000 - 08.2001
Head Teller / New Account Representative
Fifth Third Bank/Citizens Bank
05.1996 - 04.2000
Bachelors of Science - Business Administration - Finance
University of Evansville
Similar Profiles
Katherine QualkenbushKatherine Qualkenbush
Personal Banker at Springs Valley Bank And TrustPersonal Banker at Springs Valley Bank And Trust
Michael GrayMichael Gray
Mtg. Loan Processor Personal Banker, CSR, Teller at WAFD Bank / South Valley Bank & TrustMtg. Loan Processor Personal Banker, CSR, Teller at WAFD Bank / South Valley Bank & Trust
ANJU PADAYATTILANJU PADAYATTIL
Registered Nurse at Bank Wye Valley NHS TrustRegistered Nurse at Bank Wye Valley NHS Trust
Judy VenneeJudy Vennee
Nuresing Assistant at Hudson Valley Health Care SystemsNuresing Assistant at Hudson Valley Health Care Systems
Nathan ScalfariNathan Scalfari
Residential Renovation Assistant at Private ClientResidential Renovation Assistant at Private Client