Rohan Medappa M E
Deputy Manager
Mangalore,India
Summary
Working as a Deputy Manager at SBI possessing vast understanding of credit reporting agencies and in-depth knowledge of job-related software, including Oracle SQL and MS Office Tools. Bringing 10+ year background in CASA, CRM, digital banking, managing credit files, analyzing credit applications and monitoring reviews. Comfortable working as a team leader and using logical approaches to find best solutions to complex problems.
Overview
11
11
years of professional experience
3
3
years of post-secondary education
2
2
Certificates
3
3
Languages
Work History
Deputy Manager
State Bank of India
Madikeri, Karnataka
07.2021 - Current
- Compiled database of loan applicants' credit histories, financial statements and other financial information.
- Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
- Examined customer loan applications for loan approvals and denials.
- Completed filings and upheld strict compliance with regulatory agencies and supervisors.
- Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
- Monitored accounts for signs of fraud and non-payment issues.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
Branch Manager
State Bank of India
Mangalore, Karnataka
05.2020 - 07.2021
- Produced reports for bank administrators to document long-term goals and financial status.
- Grew customer base by 89% over 1-year period through community networking and innovative customer incentives.
- Built rapport with account holders by reaching out with product recommendations and account updates.
- Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
- Reviewed credit applications for risk factors and credit worthiness.
- Worked with clients to define and implement terms for approved credit requests.
- Collaborated with management to evaluate credit strategies and develop improvements.
Retail Credit Officer
State Bank of India
Mangalore, Karnataka
05.2018 - 05.2020
- Recommended approval or disapproval of commercial, real estate or credit loans.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Used Loan Originating System and Retail Loan Management System to perform credit appraisals, document verification and loan approvals.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Checked appraisals, title information and insurance documents for each property.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Associate
State Bank of India
Mangalore, Karnataka
01.2012 - 04.2018
- Educated customers on use of banking website and mobile apps.
- Answered customer inquiries regarding account balances, transaction history, services charges and interest rates.
- Handled various accounting transactions.
- Learned about customer's financial needs, established trust and optimized sales opportunities resulting in quality customer service.
- Received loan and utility payments, sending funds to correct destinations.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Carried out day-to-day duties accurately and efficiently.
Education
Bachelor of Engineering - Electrical, Electronics And Communications Engineering
P A College of Engineering
Mangalore 08.2007 - 05.2010
Skills
Oracle SQL
undefinedCertification
JAIIB (IIBF)
Timeline
Deputy Manager
State Bank of India
07.2021 - Current
Branch Manager
State Bank of India
05.2020 - 07.2021
Certified Insurance Facilitator (IRDA)
09-2018
Retail Credit Officer
State Bank of India
05.2018 - 05.2020
JAIIB (IIBF)
02-2017
Associate
State Bank of India
01.2012 - 04.2018
Bachelor of Engineering - Electrical, Electronics And Communications Engineering
P A College of Engineering
08.2007 - 05.2010
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