ROHIT KELVEKAR

As Operations Lead Analyst (from March 2025 to present).

• Promoted to Lead Analyst role to oversee complex syndicated loan portfolios and lead servicing activities for high-value clients for syndicated loan transactions, including rollovers, rate settings, funding, and paydowns.
• Supervise and guide a team of analysts; conduct peer reviews, and ensure compliance with SLA and regulatory standards.
• Liaise with senior stakeholders (front office, legal, and risk) to support high-priority deal events and escalations.
• Spearhead initiatives to enhance process efficiency, automation, and documentation controls across loan lifecycle functions.
• Act as the SME for training, audit coordination, and onboarding of new deals, and system enhancements.

As a Senior Operations Analyst (from 01/2023 to 02/2025).

• Managed daily servicing of syndicated loan transactions, including rollovers, rate settings, funding, and paydowns.
• Coordinated with agent banks and internal teams to ensure accurate trade booking and lifecycle processing in the CBS loan system.
• Supported month-end reconciliations, compliance checks, and borrower communications with minimal supervision.
• Identified process gaps and drove standardization, automation, and risk mitigation initiatives across workflows.
• Played a key role in the transition of new processes from onshore, and contributed to process documentation.

• Processed loan advances and payments based on borrower emails or requests through E-connect system, ensuring compliance with deal terms and cut-off timelines.
• Calculated and collected quarterly loan-related fees, including unutilized, FLEX, upfront fees, warrants, and legal fees, according to credit agreements and fee schedules.
• Investigated client escalations related to unauthorized transactions and interest miscalculations by conducting thorough reconciliations and preparing review charts.
• Reviewed term sheets and loan documentation to ensure accuracy of servicing actions and fee applications.
• Collaborated with internal teams, including Credit Risk, Treasury, and Client Service, for efficient servicing and timely issue resolution.
• Maintained high standards of data accuracy and control compliance through daily checks and exception management.

• Prepared detailed credit risk analysis reports for property-backed loans by reviewing and interpreting borrower-submitted documents, such as SREO (Schedule of Real Estate Owned), balance sheets, credit reports, and verification of deposits.
• Independently validated and enriched financial data is received from borrowers or third-party sources, ensuring consistency and accuracy prior to credit decision-making.
• Reviewed and interpreted borrower financials, rent rolls, and lease summaries, and performed data input/spreading into internal tools and credit platforms where applicable.
• Collaborated closely with onshore Credit Risk Officers and Relationship Managers (CRMs) to synthesize financial findings, and finalize credit comments and risk assessments for underwriting approval.
• Provided cross-functional support to the Business Banking credit team by executing end-to-end financial spreading processes across client statements, including balance sheets, income statements, and cash flow reports, in accordance with J.P. Morgan’s internal credit policy.

• Verified tax and transaction documents for tenant lease deposits and withdrawals, indexing for future reference.
• Ensured timely follow-up on client issues to enhance satisfaction and accountability.
• Acquired extensive knowledge of commercial banking products and services to support clients.
• Acted as liaison among Relationship team, Operations, and Implementations to optimize client service.