Rohit Mahadik
Mumbai
Summary
A Dedicated banking professional with more than 17 years of experience in Credit Delivery & Wholesale Banking Operations, Business Banking, credit Administration, Loan management, Assessment and Compliance , for providing excellent customer service and high quality financial offering to the client.
Overview
17
17
years of professional experience
Work History
Deputy Vice President
Indusind Bank Limited
Mumbai
05.2025 - Current
- Working in Wholesale banking -Credit Administration department
- Managed credit operations and reporting for Pan India to ensure compliance and accuracy
- Oversaw collateral management to safeguard assets and mitigate risks.
- Coordinated documentation for renewal, NTB, and enhancement across all segments to streamline processes
- Panindia Dashboard publication and MIS
- Led projects on document automation to improve efficiency in credit administration
Asst Vice President
HDFC Bank Ltd
Mumbai
01.2024 - 05.2025
- Working in Wholesale banking -Credit Administration department
- Managed documentation processes for wholesale banking segments across India. for all the segments in wholesale banking segment of PAN india local CAD team members.
- Verified correctness of facility and security documents, ensuring pre-disbursal compliance with sanction CAM and bank policies.
- Looking after documentation for all the segments in wholesale banking segment of PAN india local CAD team members.
- Coordinated with process, product, and system development teams to drive process improvements.
Asst Vice President
Yes Bank Ltd
Mumbai
02.2022 - 01.2024
- Leading a team of 10-12 members and imparted training to the team members
- Ensured compliance with pre-disbursement and post-disbursement conditions to mitigate risks and uphold standards.
- Ensuring the correctness of facility documents / security documents as per policies.
- Verification of TSR, Valuation reports, Audit reports
- Verification of Mortgage documents and security documents
- Tracking and closure of the various deferrals as per sanction and approvals
- Looking Audit comment rectification, submission of various periodical MIS on time.
- Leading a team of 10-12 members and imparted training to the team members
- Maintaining Co-ordination between various stakeholders like business team, Risk, Legal and Vendors to maintain TAT and process the requests in time.
Senior Manager Corporate Banking Operation
Axis Bank Ltd
Mumbai
09.2019 - 01.2022
- Looking after all activities from pre-sanction to Post Sanction Disbursal
- Reviewed sanction letters for accuracy against approved notes, ensuring compliance with lending standards.
- Looking after all Working capital limits, term loan products
- Issuing Pre-disbursal compliance Checklist as per facility sanctioned.
- Preparation facility documents & End to end execution
- Verification of TSR details, Valuation reports, calculating IP Cover
- Checking Sanction Letters and ensuring the correctness with approved Sanction notes.
- Updating of the loan details in the system.
- Assignment & Checking of Valuation report, TSR & stock audit
- Creation of Mortgages for the limits sanctioned and updating of the details in system Filling of ROC, SRO, CERSAI Ensuring Compliance of sanction order terms & conditions in time.
- Creation of Mortgages for the limits sanctioned and updating of the details in system Filling of ROC, SRO, CERSAI Ensuring Compliance of sanction order terms & conditions in time.
- Coordinated with stakeholders and business teams to streamline processes and enhance turnaround time.
- Recovery and maintaining the loan.
- DP calculation & Updation in the system
- DP calculation & Updation in the system
- Authorized system entries for BG, LC, and pre/post shipment disbursements according to established limits.
- Managed post-disbursement compliance, tracked covenants, updated system entries, and prepared MIS reports.
- Looking after Various monthly reports with maintenance of proper books of accounts Ensure Proper Internal Control is in place
- Maintain proper coordination within team members to achieve the organization goal Initiating Stock Audit & External inspection, Vendor management Looking after Audit compliances- Concurrent & Credit Audit.
Branch Manager & Credit Administration
The Federal Bank Limited
08.2009 - 09.2019
- Worked as a Branch Head and responsible for internal branch administration, compliance, credit & deposit portfolio of the branch.
- Looked after all SME & Retail Portfolio of the branch of large category Credit branch.
- Ensure adherence to the bank's internal credit policy, RBI & other guidelines for effective credit administration.
- Performing credit check like CIBIL Score & Detect verification & Pre-sanction report.
- Conducting discussion with client to assess his requirement, conducting Unit visit.
- Maintaining co-ordination with Legal adviser, External valuer for processing the proposal.
- Looking after loan disbursement activities- Complying Pre-disbursement conditions, system checks, & KYC check.
- Oversaw post-disbursal tracking and system entries, prepared MIS and monthly reports while maintaining accurate books of accounts.
- Managing post disbursal disbursement tracking updation, system entries, prepare MIS reports, various monthly reports with maintenance of proper books of accounts.
- Followed risk policies and processes to mitigate credit, industry, operational, regulatory, informational, reputational, and audit risks.
- Follow risk policies & processes to mitigate Credit risk, Industry risk, and operational risk, regulatory, informational, and reputational & Audit risk as given by departments.
- Ensure adherence to the bank's internal credit policy, RBI & other guidelines for effective credit administration.
- Monitored accounts and maintained utilization limits across various loan accounts to ensure compliance and minimize risk.
- Ensuring Compliance of sanction order terms & conditions in time. Monitor & supervise the loan accounts, review the Audit Report & identify operations risks and emerging risk and Rectification on inspection comments in time.
- Acting as contact point for any product related clarifications. Recommending concession requests and big ticket proposals.
- Performing pre-sanction inspection visits for the big ticket proposals and recommending for sanction.
- Supporting branch in terms of dealing with big clients (Existing as well as prospective), negotiations with respect to deviations and concessions.
- Addressed audit and inspection comments effectively.
Education
M.B.A -
Shivaji University
KolhapurM.com -
Shivaji University
KolhapurB.com -
Shivaji University
KolhapurSkills
- Credit Administration
- Team management
- Compliance
- Documentation
- Disbursement
- Stakeholder Management
Accomplishments
- Awards and recognition as a individual and branch for standing Second by achieving percentage growth in Gold loan portfolio in region for small category branch category.
- Special appreciation by top management for smooth onboarding of the advance client in within TAT.
- Special recognition by organization for achieving all the business parameters in financial in Navi Mumbai region.
- Qualified & awarded in various campaigns for third party insurance products, loan campaign like Get Set Grow, Gold Rush, Zonal head Challenge conducted by Zonal office& HO.
- Rewarded with A Rating Performance band (marks between 70 to 85 out of 100) for FY and could enter in MDs club (Top most club of performing employees).
Mobile Numbers
- +91-8050481181
- +91-9372031210
Personal Information
- Date of Birth: 11/07/84
- Nationality: Indian
- Marital Status: Married
Languages
- English
- Hindi
- Marathi
Disclaimer
All the information mentioned in the resume are correct to the best of my knowledge and belief.
Banking Certifications
- +91-8050481181
- +91-9372031210
Introduction
- +91-8050481181
- +91-9372031210
Timeline
Deputy Vice President
Indusind Bank Limited
05.2025 - Current
Asst Vice President
HDFC Bank Ltd
01.2024 - 05.2025
Asst Vice President
Yes Bank Ltd
02.2022 - 01.2024
Senior Manager Corporate Banking Operation
Axis Bank Ltd
09.2019 - 01.2022
Branch Manager & Credit Administration
The Federal Bank Limited
08.2009 - 09.2019
M.B.A -
Shivaji University
M.com -
Shivaji University
B.com -
Shivaji University