Languages
Summary
Skills
Work History
Education
Technical Skills
Timeline
Generic
Rohit Pawar

Rohit Pawar

Senior Manager
Mumbai

Languages

English
Advanced (C1)
Hindi
Advanced (C1)
Marathi
Beginner (A1)

Summary

Decisive, action-oriented and results-focused putting forth an experience of over 16 years in Mortgage Underwriting, Credit Risk Assessment & Project Management. Having more than 9 years’ experience in a Managerial role. Skilled at planning, implementing and overseeing key improvements to drive business growth and efficiency. Pursuing new professional challenges with a growth-oriented company.

Skills

  • Problem solving ability
  • People Management
  • Excellent Communication Skills
  • Analytical and Critical Thinking
  • Mortgage Underwriting Expertise
  • Financial Budgeting and Reporting
  • Risk Assessment Skills
  • Agile Scrum Master
  • Lean Six Sigma Projects

Work History

Sr Manager

Flyhomes Residential India Pvt Ltd
Mumbai
07.2021 - 11.2022
  • Managing Team of US Mortgage Origination and Underwriting of FHA, VA & Conventional loans for “Flyhomes Mortgage Inc”
  • Reviewed and analyzed reports, records and directives to obtain data required for planning department activities
  • Recommended and implemented successful strategies to maximize revenue
  • Implemented and developed operational standards, policies and procedures
  • Performed tasks central to program progress, including scheduling, budgeting and accounting, and resource management
  • Communication & coordinated with management, stakeholders and project team members
  • Developed and implemented new filing systems to improve organizational efficiency and productivity
  • Provide assistance, quality control monitoring, and training to develop underwriting processes for back up personnel
  • Ensure all process level SLAs with regards to Productivity, Accuracy, Turn Times, Staffing, etc
  • Propose technology team to automate the system for process improvement opportunities
  • Provided strong leadership to enhance team productivity and morale
  • Develop and administer new-hire and specific job function training

Manager

XL Dynamics India Pvt Ltd
Mumbai
08.2009 - 07.2021
  • Managing Risk Analysis Team of US Mortgage Origination and US Underwriting of FHA & Conventional loans for “Sun West Mortgage Company Inc”
  • Expanded cross-functional organizational capacity by collaborating across departments on priorities, functions, and common goals
  • Manage the professional development and training of staff, including internal program and staff evaluation, to drive productivity and effectiveness
  • Performed statistical analyses to gather data for operational and forecast team needs
  • Managed scheduling, budgeting and performance of a diverse range of continuous improvement projects with a high degree of business risk
  • Worked closely with executive leadership to strategize innovative business processes and technology initiatives, resulting in an 80% improvement in operational efficiency\Cross-trained existing employees to maximize team agility and performance
  • Identifying gaps and proposing the implementation modification/improvement in KRA/KPI in the process of Origination and Underwriting
  • Propose technology team to automate the system for process improvement opportunities
  • Reviewing, examining and underwriting loans to ensure eligibility and compliance with investor standards
  • Maintain a database to track all customer complaints/ process issues and causes and drive actions to minimize them
  • Ensure all process level SLAs with regards to Productivity, Accuracy, Turn Times, Staffing, etc
  • Monitoring daily performance and strive for continuous process improvements & standardization in productivity through resource optimization
  • Doing quality checks and ensuring the work is done meeting all quality and turnaround time
  • Coordinating with all the operational heads regarding their requirement of manpower within their departments
  • Achievements:
  • Awarded as Star Performer of year in 2011
  • Awarded as “Marathon Person of XLD” of year in 2012
  • Promoted to “Assistant Manager” in year 2013
  • Promoted to “Manager” in year 2018.

Credit Manager

Fullerton India Credit Company Ltd
Nasik
10.2007 - 05.2009
  • Decisions and processing the loan proposals for various kinds of loans like Personal, Business, Mortgage, Home and Machinery including ordering and verification of credit reports, title, etc
  • Managing team of credit officers, collection officers and operations staff
  • Monitoring of loan accounts, checking of loan documents and supervising the timely preparation of MIS reports
  • Assist the management in defining the underwriting policies which are lieu with government handbooks
  • Gaining the market approval by effectively satiating to the customers’ requirements, financiers and properly estimating the market fundamentals
  • Ensuring portfolio quality is maintained at the highest standards and delinquency is under control
  • Striving for continuous improvement in productivity
  • Setting up of loans into the system and verifying the data with the source documents
  • Interacting with the customers before finalizing on the credit policies
  • Recommending the credit approvals as per the authorized limits
  • Assessing loan attributes and documentation for soundness and accuracy
  • Doing quality checks ensuring the work is done meeting all quality and turnaround time
  • Analyzing the portfolio health and risk involved in particular segment of assets & profile and giving timely feedback to sales team
  • Deliver on the goals of customer and employee satisfaction
  • Achievements:
  • Promoted to Branch Senior Credit Manager within 6 months of joining
  • Leaded the top branch amongst the other branches in Maharashtra.

Senior Credit Officer

India Bulls Credit Services Ltd
04.2006 - 10.2007
  • Reviewing, examining and underwriting loans proposals for various kinds of loans like STPL to ensure eligibility and compliance with investor standards
  • Responsible for fixing out the approval rate and the plausible cost of acquisition of the branch
  • Monitoring the TAT on a regular basis ensuring the levels are always within the stipulated band width
  • Spearheading the team responsible for the MIS submittals, fraud control and CPV
  • Carrying out quality audits every quarter
  • Ensuring the function of the organization is within the set norms, policies and procedures
  • Achievements:
  • Promoted to Senior Credit officer within 6 months of joining

Education

MBA - Finance

ICFAI Business School
Mumbai
03.2006

B.E - Information Technology

University Institute of Technology
Bhopal
05.2004

Higher Secondary -

St Xavier’s School
Bhopal
1999

High School -

St Xavier’s School
Bhopal
1997

Technical Skills

  • MS Office - Word, Excel, Power Presentation
  • MS Projects
  • Agile JIRA
  • SQL

Timeline

Sr Manager

Flyhomes Residential India Pvt Ltd
07.2021 - 11.2022

Manager

XL Dynamics India Pvt Ltd
08.2009 - 07.2021

Credit Manager

Fullerton India Credit Company Ltd
10.2007 - 05.2009

Senior Credit Officer

India Bulls Credit Services Ltd
04.2006 - 10.2007

MBA - Finance

ICFAI Business School

B.E - Information Technology

University Institute of Technology

Higher Secondary -

St Xavier’s School

High School -

St Xavier’s School

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Rohit PawarSenior Manager